Lock Extensions: How/Why They Cost Money
When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a…
Month: December 2024
NY Eve ’24: Demographics of wealth; Thought leadership on pipeline pricing; a primer on lock extensions for those who ask for them
Besides being enthralled with Tiger King and My Octopus Teacher four years ago, what do AL, CA, CO, CT, FL, GA, MD, MA, NJ, NY, NM, NC,…
NY Eve ’24: Demographics of wealth; Thought leadership on pipeline pricing; a primer on lock extensions for those who ask for them
Besides being enthralled with Tiger King and My Octopus Teacher four years ago, what do AL, CA, CO, CT, FL, GA, MD, MA, NJ, NY, […]
Treasury Auctions: Who Cares? You Should. A Primer
There are many different ways to sell things: a lemonade stand, a flea market, through Target, or at an auction, to name but a few….
Mind the Gap and FX Risk
My wife and I took the kids to London for their winter break. As the English would say, the trip was “just lovely,” filled with trips to…
Dec. 30: LO jobs, lender wanted; pricing, commercial loan products; a primer for lenders on Treasury auctions; weather damage mounts
“What do they call the 4th of July in nursing homes? In Depends Day.” (Another joke at the bottom.) There are plenty of elderly people,…
Dec. 28: State-level regs to track; vendor news; Secondary marketing deals; Saturday Spotlight: Prudent AI
Can you imagine doing a mortgage in reverse? I know, farfetched. It popped into my mind watching this video of “evil” firefighters , in…
Dec. 30: LO jobs, lender wanted; pricing, commercial loan products; a primer for lenders on Treasury auctions; weather damage mounts
“What do they call the 4th of July in nursing homes? In Depends Day.” (Another joke at the bottom.) There are plenty of elderly people, […]
Dec. 28: State-level regs to track; vendor news; Secondary marketing deals; Saturday Spotlight: Prudent AI
Can you imagine doing a mortgage in reverse? I know, farfetched. It popped into my mind watching this video of “evil” firefighters, in reverse. How […]
Tariffs: A Primer
There is obviously no tariff on lenders (lord knows we have enough financial hurdles), but tariffs do impact the supply and demand of…