From my ‘vieaux’ on the inside these past several months, I see the Mortgage Bankers Association differently. I say that as someone who spent more than three decades on the...

It’s abundantly clear that artificial intelligence is rapidly reshaping the mortgage industry. What began as isolated automation tools has evolved into AI-enabled systems across document review, borrower communication, fraud detection,...

The recent FHFA and HUD announcement, advancing the use of VantageScore 4.0 and FICO 10T is more than just a credit policy update. It is another signal that the mortgage...

On May 11, our industry begins its annual Advocacy Week. It’s an important moment, but also a reality check. Today, the Mortgage Action Alliance (MAA) has about 50,000 members. That...

People in the mortgage industry talk endlessly about digital transformation, but that conversation tends to gloss over the harder question: does any of it actually hold up when the system...

With continued margin compression, operational scrutiny, and an unrelenting push toward efficiency, lenders are increasingly turning to Automated Valuation Models (AVMs) as a scalable alternative, or complement, to appraisals. The...

Last month, the Trump administration issued an executive order aimed at housing finance. Within the EO the following was spelled out: Sec . 7 . Digital Mortgage Modernization . The...

Spring always brings the same conversation in mortgage. Inventory is picking up. Buyers are more active. Phones are ringing a little more. There is this general sense that the market...

After coming off a holiday weekend and entering a lower liquidity environment today, the market is primed for more volatility, setting up for when Trump takes the podium at noon...

I’m not sure anyone truly owns the borrower anymore. That might sound off, especially at a time when the largest players in our industry are doubling down on scale… acquiring...