PODCAST

Chrisman Commentary - Daily Mortgage News

The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments.

2H AGO

9.10.26 Credit Score Models; UWM’s Mat Ishbia on Growth Strategy; Treasury Technicals

Private mortgage insurers say they are operationally and financially prepared for the transition to VantageScore 4.0, but lenders will need to ensure their systems correctly identify and transmit the new credit-score model, while uncertainty around FHFA’s potential move away from...

1D AGO

9.9.26 Conforming Loan Limits; Curinos’ Ken Flaherty and Rich Martin on Market Trends; Specified Payups

Rocket is again getting ahead of FHFA by raising conforming loan limits early, potentially to around $853,400, giving lenders a competitive opportunity to capture incremental agency volume and pull borrowers from jumbo financing while weighing the funding, hedging, and basis...

2D AGO

9.8.26 Vantage Adoption; PCV Murcor’s David Schiffmayer on UAD 3.6; CPI and PPI

FICO shares fell 17 percent after FHFA Director Bill Pulte immediately expanded mortgage-lender access to rival VantageScore, intensifying competition and raising concerns about FICO’s dominance and credit-bureau pricing. Robbie interviews PCV Murcor's David Schiffmayer on the significance of UAD 3.6,...

6D AGO

9.4.26 Aging Borrower Population; RETR’s Steven Wynands on Datasets; Payrolls Friday

The world is aging at an unprecedented pace, with the U.S. share of adults 65+ projected to rise from 18.9 percent in 2025 to 23.4 percent by 2060, signaling major long-term implications for lenders, investors, and retirement-focused financial markets. Robbie...

1W AGO

9.3.26 Industry Tidbits; NRMLA’s Steve Irwin on Reverse Mortgages; Bonds Quieting Down

Rocket Mortgage is aggressively targeting UWM brokers with its “Moving Squad” program and $10,000 referral bonuses amid RESPA compliance questions, while NEXA Lending expands through the acquisition of Mortgage Nerds and its VA-loan education mission. Robbie interviews NRMLA's Steve Irwin...

1W AGO

9.2.26 Nuances of Affordability; Lender Toolkit’s Brett Brumley on Technology; Rates Not Friendly

A global government-bond sell-off, fueled by heavy borrowing, widening deficits, persistent inflation, and surging corporate debt issuance tied to AI investment, is pushing bond yields and borrowing costs (including mortgages) higher across major economies. Robbie interviews Lender Toolkit’s Brett Brumley...

1W AGO

9.1.26 Fun With Numbers; Zillow’s Meg McGrath Vaccaro on Origination at Search; MSR Historicals

As Q3 2026 progresses amid weak homebuying demand, stubborn rates, and roughly $11K origination costs, lenders are focused on improving pull-through while adapting their products, originator base, and investor strategies to shifting demographics, rental-market trends, and the growing share of...

1W AGO

8.31.26 Fair Housing Update; Two Dots’ Henson Orser on Underwriting; Warsh’s Birdsong

More than 100 community-based fair housing organizations facing potential funding cuts received a reprieve after a federal judge in Massachusetts blocked HUD’s FY2025 funding overhaul and ordered the agency to distribute funds under the prior year’s framework, averting the risk...

2W AGO

8.28.26 Originators and Technology; Figure’s Alysse Guitar on Marketing; Jackson Hole Symposium

Mortgage innovation should focus not on digitizing outdated workflows, but on rethinking the loan lifecycle around trusted data, intelligent decisioning, automation, governance, and better borrower experiences to improve risk management and decision-making. Robbie interviews Figure’s Alysse Guitar on marketing lending...

2W AGO

8.27.26 Industry Calendar; MIAC’s Dan Libby on MSR Analysis; Caution Abounds

The mortgage industry has a packed schedule of conferences and events from September 2026 through June 2027, covering lending, compliance, AI, technology, finance, and networking across the U.S., making early flight and travel planning essential as costs rise. Robbie interviews...

2W AGO

8.26.26 Borrower Relationships; Experian’s Michele Bodda on Modern Scoring; Rate Pressures

The mortgage industry is increasingly recognizing that the homeowner relationship should extend well beyond origination, using servicing, home equity, insurance, partnerships, and other solutions to stay relevant to borrowers, creating lasting value across changing financial circumstances. Robbie interviews Experian’s Michele...

2W AGO

8.25.26 Wonders of Technology; Deluxe’s Adria Liss on Home Buyer Protection; Long Bond Chatter

Technology is transforming industries while creating new risks around AI’s impact on education, liability, and accountability, leaving lenders to determine how best to use it to augment employees rather than replace them. Robbie interviews Deluxe’s Adria Liss on how the...

2W AGO

8.24.26 DC Movers and Shakers; Tidalwave’s Chris McLendon on Agentics; Treasury Intervention

Mortgage servicing can create significant wealth, so concentration risk matters, especially as sharp declines in Fannie Mae and Freddie Mac shares and leadership departures at Fannie raise concerns that political and organizational uncertainty could undermine the stability of the housing...

3W AGO

8.21.26 Originators Helping Borrowers; NonQMVerifi’s Danny Flucke on Qualification; Pulling Bond Support

Prospective homebuyers should focus on what they can control: saving as much as possible for a down payment, distinguishing needs from wants, considering more affordable locations or compromises, and shopping multiple lenders to secure the lowest mortgage rate they qualify...

3W AGO

8.20.26 Follow the Money; Renovo Financial’s James Gaskin on Relationships; U.S. Security Demand

The broader “follow the money” theme is hard to ignore: U.S. national debt has surpassed $40 trillion while lawmakers are questioning whether a significantly downsized HUD has enough capacity to implement the new housing law, highlighting the growing gap between...

Add Your Heading Text Here