Today's Commentary · October 19, 2026

Oct. 19: Non-Agency U/W, borrower retention, AI governance tools; Conv. conforming news; Let AI manage your money?

“There’s a cohort of American males who believe that, with 1-2 years of dedicated practice, they could win the Masters golf tournament. As a marketer, it is important to understand that you can sell these people anything.” Advertising is not the same as marketing (it’s a component of it) and artificial intelligence is a part of it, especially for lenders. Many will say that any AI Agent should proclaim, “I am an AI Agent,” and anything from a bot should proclaim, “I am from a...