Today's Commentary · October 2, 2026

Oct. 2: LOS, database, equity, retention tools; FHFA watch dog gutted; UAD 3.6 thoughts; home prices vs. inflation; weak jobs data

“A clear conscience is usually the sign of a bad memory.” How’s your memory of rates, and what you did when they moved higher? 30-year mortgage rates were about at this level, briefly, exactly three years ago, but before that we weren’t here since the late 1990’s when they were at these levels for a long time. How many of your sales staff were in the biz then? As the United States’ deficit continues to increase, 5-year Treasury securities, issued at 1 percent, are paying...