Today's Commentary · October 20, 2026

Oct. 20: AI ass't, home equity, servicing, borrower capture, audit tools; MISMO & DPA; Beware of scams; at least rates aren't going up

“I ordered a book online titled, ‘How to Scam People Online.’ It’s been six months and I still haven’t received it.” Being scammed, and fraud in general, isn’t a laughing matter. Companies like SoFi publish information on how to recover afterward. People over 60, as always, are more susceptible. The FBI has a website on mortgage fraud which is well-regarded. Good loan officers are instrumental in teaching their clients about it. I mention all of this because I continue to hear from LOs about how...