Here in New Orleans, the average rainfall is about 5 feet a year, much of it in the summer. Out west, most snow and rain occur in the winter. I mention this because, although being hit by a storm now including a deadly avalanche, until recently the Western U.S. was in a dire snow drought. What comes next is even scarier. Does the climate, and its impact on weather, impact lenders and servicers? Of course it does. But then again, in my 40+ years in capital markets, I’ve seen
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Mortgages with Millennials: December 2025
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Here in New Orleans, there’s a lot going on that is not mortgage related, namely parades and celebrating Carnival ahead of Lent. But we shouldn’t let appearances deceive us. John Kruk famously said, “I’m not an athlete. I’m a professional baseball player .” The average elevation of New Orleans is 1-2 feet below sea level, with some areas 8 feet below. Do you think mortgage servicers are concerned about doing business here? On Mortgage Law Today at noon PT Brian Levy, Lorett
Did someone say it’s Valentine’s Day ? Indeed. I don’t know the statistics, but my guess is that a sizeable chunk of couples met each other at work or at school. Hopefully they’re paying their tuition, but… New data from the Federal Reserve Bank of New York indicated that about one million borrowers defaulted on their federal student loans last year , with 9.6 percent of balances at least 90 days past due. As of September 2025, 3.3 million borrowers were between 31 and 270 d
