Today's Commentary · July 15, 2026

July 15: Home equity, verification, asset-based lending, MI tools; Housing demand shift; Fed balance sheet thoughts

I was walking by a doctor’s office recently and overheard, “Sir, your wife doesn’t have Alzheimer’s just because she can’t remember what she ever saw in you.” Remembering things is important in our biz, and I am fond of saying, “We have 10-year memories in an industry with 15-year cycles.” Certainly the cost gap between renting and owning is widening, and the press is filled with stories that our borrowers see, and MLOs should read, like, “Rent vs. Buy: Is Renting Cheaper Than Buying a Home?”...