Today's Commentary · October 30, 2026

Oct. 30: LO, AE jobs; LO performance, AI governance, ARM, non-QM execution, U/W tools; In-person events into 2027

By Rob Chrisman
As companies around the nation stage in-person or virtual costume contests, here’s some information for you a little off the beaten path. People want to own a home (“no one grows up wanting to be a renter”) regardless of… the amount of daylight? Looking at averages in the Continental United States (not Alaska or Hawaii), the difference between the amount of daylight on the first day of summer and the first day of winter is 5 ½ hours, “cushioned” by adjusting our timepieces. As much...