Today's Commentary · October 22, 2026

Oct. 22: LO, AE jobs; LO performance, AI governance, ARM, non-QM execution, U/W tools; In-person events into 2027

In the book “1984” George Orwell observed, “Who controls the past controls the future. Who controls the present controls the past.” I was in Reno this week, with voting already open, and if the lines outside the stations are any indication there is going to be a huge turnout for the upcoming election. There are plenty of current events impacting people’s opinions and psychology, which in turn spill over into potential buyers either sitting on sidelines or buying a home. The Trump Administration certainly has...