Today's Commentary · November 9, 2026

Nov. 9: LO jobs; ops efficiency, non-QM, AI governance tools; STRATMOR and M&A strategy; election result thoughts; FEMA did what?

All of you out there wishing there were fewer people on the roads or in line at the post office, take heart. Lenders with a long time horizon, not so much. Apparently, even paradise is having trouble keeping its population up: The Census Bureau released updated projections through 2100 for 25 countries and U.S. territories, revealing that population declines in American Samoa, Guam, the Northern Mariana Islands and the U.S. Virgin Islands are already underway and expected to continue through the century, alongside updated data...