This week, Brian Vieaux, Courtney Thompson, Christy Soukhamneut, and Kevin Peranio dive into the latest developments on Capitol Hill, examining how the current budget reconciliation bill could influence housing policy and financial markets. They’ll also explore the recent uptick in mortgage applications and what it signals for borrower behavior and lender strategy. Meanwhile, a slowdown in acquisitions has caught the industry’s attention. What does this cooling trend mean for consolidation in the sector? Plus, the team breaks down the latest market data, offering insights into where things may be headed next. Don’t miss this week’s conversation packed with critical insights for industry professionals navigating an evolving landscape. Last Word is your ultimate destination for incisive analysis and spirited discussions on the hottest topics affecting the mortgage sector each week. Tune in for expert opinions, forecasts, and critical insights to keep you informed and ahead of the curve.

The Future of Income & Employment Verification | Shmulik Fishman (CEO of Argyle) Talks Mortgage Tech & Open Finance This week on the podcast, Rich and Rob are joined by Shmulik Fishman, CEO of Argyle, for a powerful discussion on the future of income and employment verification in the mortgage industry. Discover how permissioned data, open finance, and digital innovation are transforming traditional mortgage underwriting systems like DU and LPA. 👉 Learn how legacy infrastructure is being reimagined 👉 Explore regulatory hurdles and fintech-driven solutions 👉 Understand what’s next for mortgage tech, consumer-permissioned data, and automated verification systems In addition, Rich and Rob cover this week’s biggest headlines in real estate and mortgage: 📈 A surprise increase in mortgage applications 📉 Reduced fears over tariffs and trade tensions 📊 A spike in demand for loan officers and housing professionals If you're in mortgage lending, fintech, or just passionate about the future of digital finance, this episode is packed with insights you can’t miss. 🔔 Don’t forget to like, comment, and subscribe @ChrismanCommentary for weekly updates on mortgage trends, housing market news, and technology shaping the future of lending. #ChrismanCommentary #MortgageNews #MortgageTech #MortgageTechnoloty #OpenFinance #IncomeVerification #Fintech #RealEstateNews #LoanOfficer #DigitalMortgage #HousingMarket #MortgagePodcast #RealEstate #CFPB #Innovation #Tariffs #Tariff #Tariff2025 #MortgageRates