What AI Can’t Do: A Different Perspective
Jodi Hall wrote a wonderful article regarding how AI can’t replace emotional intelligence (EQ). While it's true that AI lacks the human...
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Welcome to Thought Leadership, your resource for insights and expertise in the mortgage industry. Explore articles, analyses, and interviews covering the latest trends, regulatory updates, and market dynamics. Whether you're a lender, broker, investor, or industry professional, Chrisman Commentary's Thought Leadership aims to provide the knowledge needed to navigate the evolving mortgage landscape.
Jodi Hall
5 days ago4 min
What AI Can’t Do: The Importance of Leadership EQ in the Age of Automation
In a world simultaneously fascinated by and wary of artificial intelligence, we risk overlooking our own capacity for growth. AI has...
Marcus Lam
5 days ago2 min
BI Dashboards for Work and Kids
I don’t know if this is good parenting or bad parenting, but my wife and I give our kids a monthly allowance of $25, with a quarterly...
Chrissy Brown
6 days ago2 min
Women Are Shaping the Future of the Mortgage Industry
By Chrissy Brown, Chief Operations Officer at Atlantic Bay Mortgage Group The mortgage business has traditionally been a male-dominated...
Rich Swerbinsky
Oct 42 min
The 40 Greatest Names in the Mortgage Industry
This in-depth guide showcases the 40 most influential leaders transforming the mortgage industry through visionary leadership,...
Matthew VanFossen
Sep 303 min
The Next Top Producer – The New Generation of Loan Officers' Willingness to Adapt and Thrive
In today’s fast-paced mortgage industry, the ability to adapt has become essential for loan officers who want to go from good to great....
Robbie Chrisman
Sep 232 min
Why Mortgage Rates Didn’t Fall After the Fed’s Rate Cut
Why didn't we see mortgage rates fall after the Fed cut rates last week? Simply put, preemptive pricing left little room for movement in...
Emily Farley Gardner
Sep 233 min
Seizing the Refinance Opportunity with a Comprehensive Enterprise Strategy
By Emily Farley Gardner, Chief Lending Officer at Atlantic Bay Mortgage Group For the first time since early 2023, the market conditions...
Brian S. Levy
Sep 238 min
Tear Down This Wall!
If you truly believe in competitive markets and seek to lower mortgage costs, repeal the LO Comp Rule. "Mr. Chopra, tear down this wall...
Marcus Lam
Sep 163 min
Exceptions for Mortgages and Maybe One Day… Restaurants
Earlier this month, my wife and I were trying to sync up our weekend schedules. Between the kids’ sports, birthday parties, social...
Ruth Lee, CMB
Sep 165 min
Crossing the Rubicon: Is OUR data the water or the boat?
It’s time to stop treating data as a byproduct of your processes. In today’s mortgage industry, data is the raw material that fuels...
Matt Tully
Sep 164 min
The Critical Role of Real-Time Data for Servicers Staying Compliant with the Loss Mitigation Waterfall
The COVID-19 pandemic triggered significant changes in the national foreclosure policy, leading to an expansion of federal loss...
Matthew VanFossen
Sep 134 min
The Hidden Risks: How Vendor Compliance and Delayed Technology Updates Are Increasing Lender Vulnerability
By Matt VanFossen, CEO of Mortgage Automation Technologies & Absolute Home Mortgage Corporation Over the past decade, the mortgage...
Jeremy Potter
Sep 132 min
Small Summit, Big Ideas for Progress
When you bring together passionate people from around our industry, you often hear similar complaints about how hard it is to make...
Lawranne Stewart and Scott Olson
Sep 94 min
16 Years Later: A HERA Report Card
By Lawranne Stewart Former Assistant Chief Counsel, House Financial Services Committee Scott Olson Former Professional Staff Member,...
Rob Chrisman
Sep 63 min
NAR Settlement Impact on VA Loans
Lenders are interested in the National Association of Realtors’ settlement* concerning buyer-broker compensation. Effective Aug. 17,...
Robbie Chrisman
Sep 52 min
Should You Care That The Yield Curve is Disinverting?
The US Treasury yield curve has long been a source of concern for investors and economists due to its tendency to signal potential...
John Wines
Sep 33 min
FICO 10T is Changing the Game for Mortgage Lending
John Wines – Chief Strategy Officer – Atlantic Bay Mortgage Group Why the FICO 10T model is a big step towards a more inclusive housing...
Robbie Chrisman
Aug 303 min
Residential Mortgage-Backed Securities (RMBS): An In-Depth Exploration
In the intricate world of finance, Residential Mortgage-Backed Securities (RMBS) serve as a critical mechanism for managing risk and...
Rob Chrisman
Aug 292 min
Yield Curve Primer for Originators
Why should an MLO or borrower care about the yield curve? Let’s start with some basics. The curve (e.g., a graph) represents interest...
Brian S. Levy
Aug 285 min
The NAR Settlement; Apocalypse No
Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the...
Matt Tully
Aug 263 min
Regulation X Updates and The Role of AI and Real-Time Data For Mortgage Servicers
On July 10 , the Consumer Financial Protection Bureau (CFPB) released its first significant update to Regulation X in nearly ten years....
Luca Dahlhausen
Aug 232 min
The Strategic Advantage of Dual Licensing for Real Estate Agents
One of the most effective ways for agents to navigate this new environment is by becoming dual-licensed.
Matthew VanFossen
Aug 193 min
Leveraging PropTech to Evolve within the Rapidly Changing Mortgage Landscape
Over the past decade, lenders and consumers have experienced a profound innovation-driven technological evolution in how they operate and...
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