PODCAST

Chrisman Commentary - Daily Mortgage News

The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments.

10H AGO

9.30.26 Industry Mailbag; Fairway Independent’s Steve Jacobson on Pivots and Presence; Sell First

We start by looking at three unresolved issues: the tradeoff between housing affordability and protecting existing homeowners, potential ethical concerns around choosing whichever credit-scoring model helps a borrower qualify, and the challenge of protecting AI from foreign attempts to exploit...

1D AGO

9.29.26 Hispanic Homeownership; Maxwell’s John Paasonen and PLACE’s Chris Stuart on Housing Ecosystems; Selling Pressures

Despite a record-low Hispanic poverty rate of 13.9 percent in 2025, down from 21.9 percent in 1973, Hispanics remain disproportionately affected by poverty and continue to face room for improvement in homeownership, underscoring persistent economic and housing disparities highlighted during...

2D AGO

9.28.26 Conference Activities; Falcon Capital Advisors’ Sam Valverde on Rate Environment; Buydown Attractiveness

Treasury yields’ surge to nearly two-decade highs increasingly looks like a structural repricing rather than a temporary selloff, as hawkish Fed policy, resilient data and persistent inflation expectations push markets toward a roughly 70 percent chance of an October hike,...

5D AGO

9.25.26 NEXA’s Mike Kortas on Rumors; Spring EQ’s Reno Heine on Non QM; Talking Rates Up or Down

As NEXA has grown it has been under a microscope by those outside the company. Questions range from its compensation model and recruiting practices to its approach to servicing. Mike Kortas isn't running from those questions. In fact, he thinks...

6D AGO

9.24.26 Servicing Primer; KBW’s Bose George on Market Dynamics; Sell Off Sell Off

Focusing on traditional refinances is a strategic mistake for the mortgage industry, as shifting demographics like aging Boomers and wealth transfers demand that servicers pivot from rigid automation to highly flexible products and specialized, human-centric loss mitigation. Robbie interviews KBW’s...

1W AGO

9.23.26 Philanthropy and Appraisals, Castor Financial’s Brooks Chamagne on Account Executive Compensation; MSR Warning Signs

Major financial contributions from philanthropic organizations and corporate leaders, such as Freedom Mortgage CEO Stan Middleman's $50 million gift to Penn Medicine and millions in donations to Southwest General Health Center and the American Warrior Initiative, are driving critical advancements...

1W AGO

9.22.26 Builder Business; BSI’s Larry Goldstone on Servicing; Fed Path Forward

To protect the valuation of existing subdivision inventories, homebuilders like Lennar are increasingly relying on costly interest rate buy-downs instead of price cuts to sustain sales, a strategy that is beginning to strain industry earnings as reflected in Lennar's recent...

1W AGO

9.21.26 Treasury Price Discovery; Balerion’s Naren Krishna on AI Underwriting; Economic Calendar Ahead

Led by Chair Kevin Warsh, the Federal Open Market Committee raised the federal funds rate to 3.75–4 percent amid stubborn inflation, causing the 10-year Treasury yield to hit a near two-decade high as oil prices and investor fears climbed. Robbie...

2W AGO

9.18.26 MBS Portfolio Convexity; Cinchy’s J. Paul Haynes on Cybersecurity; Further Fed Reaction

Ginnie Mae’s MBS portfolio surpassed $3 trillion in August 2026 as issuance remained strong, while rising mortgage rates have left roughly 98% of 30-year borrowers without a refinancing incentive, reducing prepayments and pushing much of the Agency MBS market toward...

2W AGO

9.17.26 Fed Decisioning; Mortgage Nerd Group’s Denise Donoghue on Broker Channel; Resilient Economic Data

The Fed’s anticipated 25-basis point hike to 3.75%–4.00% was less consequential than its increasingly hawkish outlook, with 16 of 18 policymakers projecting at least one more hike in 2026 and higher growth, inflation, and long-run rate forecasts reinforcing a higher-for-longer...

2W AGO

9.16.26 Tornado Alley; Lender Price’s Maddi Sievers on Demos; Fed Decision Day

Genstar Capital and Aksia have made a strategic growth investment in Denver-based Richey May, providing capital to accelerate the accounting and advisory firm’s organic growth and M&A strategy while its management team and existing investor F3 Partners retain significant ownership....

2W AGO

9.15.26 Around the Industry; FirstClose’s Adam Nicholson on Cycle Times; Treasury Yield Patterns

Driven by near-year-high interest rates and a lack of borrower incentive, a broadening slowdown in MBA mortgage applications is being led by a sharp, government-borrower-led decline in refinance activity that could ultimately drag monthly gross MBS issuance below $100 billion...

2W AGO

9.14.26 Consumer Strength; mLoop’s Ellen Duncan on LO Movement; Fed Week

Despite consumer challenges, housing demand remains resilient, with record homeowner equity and rapidly growing borrowing activity increasingly being captured by nonbanks, creating a widening competitive and operational gap for traditional banks and credit unions. Robbie interviews mLoop’s Ellen Duncan on...

3W AGO

9.11.26 Prepayment Speeds; Agile’s Greg Vacura on TBA Trading; CPI Inflation

August prepayments strengthened the view that the 2026 refinance wave has peaked, with Fannie 30-year speeds falling 12 percent to 7.1 CPR and Ginnie II also slowing, leaving subdued near-term runoff and greater extension risk, while higher-coupon VA pools and...

3W AGO

9.10.26 Credit Score Models; UWM’s Mat Ishbia on Growth Strategy; Treasury Technicals

Private mortgage insurers say they are operationally and financially prepared for the transition to VantageScore 4.0, but lenders will need to ensure their systems correctly identify and transmit the new credit-score model, while uncertainty around FHFA’s potential move away from...

Add Your Heading Text Here