There is one less mortgage publication as MortgageOrb announced that it is calling it quits and today is its last day. Like lender’s closing departments, I am sure that it...

How many people live in the United States, and the world? Here you go , as accurately as you’re going to see anywhere. Loan originators are acutely aware of demographics...

“Vladimir Putin arrives at an airport, gets in line at the customs desk. Customs officer: ‘Occupation?’ Putin: ‘No, just visiting.’” Some percentage of readers reading today’s Commentary are doing so...

Did you know that the average age of a real estate agent, per the NAR, is 87? Okay, I’m just kidding. (Hey, the day after Christmas, before the weekend… there...

We’re coming up on some time off, with bank wiring not changing schedules despite President Trump giving federal workers more time off. Lenders and vendors like their time off. The...

Will rates impact the latest MBA origination forecast of $2.2 trillion next year? Sure, although… The Federal Reserve has cut overnight rates, but longer-term rates (like 15- and 30-year mortgages)...

“My mother used to say that the way to a man’s heart is through his stomach. Wonderful woman, lousy surgeon.” Jokes about jobs are usually decent, and, speaking of jobs,...

The way time flies can be jaw dropping; change is constant. (Lenders wonder if the change to Federal workers holidays next week impacts wiring.) Sunday is the Winter Solstice, a...

Husband: "I have good news and bad news. Which do you want to hear first?" Wife: "The good news." Husband: "The good news is that your car's airbag worked perfectly."...

Nothing is permanent except for change, including changing issues and narratives. The Rolling Stones have cancelled their 2026 tour… medical issues with 82-year-old Keith Richards. Jack in the Box is...