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23
Tuesday
December 2025
14 min read

Dec. 23: IMBs wanted; HELOC (poem), AI POS, cap mkts tools; delinquencies increasing; loanDepot case ethics motion; Bill Dawley interview

Will rates impact the latest MBA origination forecast of $2.2 trillion next year? Sure, although… The Federal Reserve has cut overnight rates, but longer-term rates (like 15- and 30-year mortgages) have done little or have gone up. Recently news came out that Freddie and Fannie are buying securities that they produce.

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