The bond markets remain dominated by the Treasury’s decision to at least double long-end buybacks, which in theory provides temporary technical support for longer-dated bonds. […]

I say this to every lender and fintech client I work with, and I mean it literally, not as a slogan: if you don’t own […]

Slowing growth, improving (but still elevated) inflation, and a widening divergence between the front and long ends of the Treasury curve. Inflation at the wholesale […]

And What That Means for RESPA Reform Two days after I co-hosted a lively collegial Mortgage Law Today[1] All-Star RESPA nerd panel putting RESPA’s Section 8[2] on the hot […]

Over the past couple years, I’ve had the opportunity to sit down with Pennymac Chairman and CEO David Spector on multiple occasions, and each conversation […]

Everyone in this industry is watching the same trend: lenders buying servicers, servicers buying larger  servicers, and real estate platforms being bolted onto mortgage origination […]

When executed properly, the costs associated with a rate protection plan like LockFlex should be more than offset by the increased returns it generates. Lenders […]

What borrowers actually want splits pretty cleanly depending on whether they’re purchasing or refinancing, and I think the industry still underrates how different those two […]

Mortgages in the United States don’t move in lockstep with the 30-year Treasury bond. But the same factors influence both, and right now the 30-year […]

The biggest housing law in three decades became law at midnight on July 11. No ceremony, no signature. The President let the constitutional clock run […]