For much of the past two years, the mortgage industry has operated with one eye on the present and the other fixed firmly on the hope of a return to...

What’s striking about the current environment is just how many different forces are hitting the mortgage market at the same time, and how little room there is for clean, simple...

The U.S. economy right now feels a bit like a bar stool that has lost a few of its legs. As long as the remaining ones hold, everything looks stable...

For years, I have been asked the same question in different forms. Where does blockchain actually belong in mortgage and housing finance, and where is it being oversold? It is...

Every so often, the mortgage industry finds itself in a moment where politics, policy, and markets collide loudly and all at once. This past week was one of those moments....

Behind every mortgage rate, every lock extension, and every borrower question, there is a hidden world of precision, strategy, and high-stakes timing that few ever see. For most borrowers, asking...

Although it did nothing to UWM's stock price yesterday, United Wholesale Mortgage and Two Harbors Investment Corp. (“TWO”), an MSR-focused REIT and one of the largest servicers of conventional mortgages...

In an industry accustomed to turbulence, the current mortgage environment presents a peculiar contradiction. Lenders and capital markets teams express an uneasy confidence, aware that even a sure thing in...

After several years defined by volatility, scarcity, and historically high borrowing costs, the mortgage industry enters 2026 with something it hasn’t had in a while: a cautious, but genuine, sense...

In an era defined by locked-in mortgage rates and frozen inventory, an old mechanism in American housing finance has suddenly reentered the conversation: the assumable mortgage. It is an idea...