How ‘bout this one: A firefighter went to the college graduation ceremony for a baby he helped deliver many years ago. Loan originators can be involved in many life events...

How about we start the week with some “actual intelligence” instead of “artificial intelligence”? I’ve never heard the terms empathy, wisdom, or experience applied to software, but good originators have...

If you really think housing is in short supply, why are there “81 markets where home prices are falling”? Instead, let’s agree that there is an imbalance as all real...

I recently got on an airplane, and there were no other passengers! A flight attendant walked up and chittered, “You’ve got the whole plane to yourself! A large group that...

USDA lenders ask, “Can our Fed save the day for U.S. wheat farmers up against a drought, tariff woes, lack of a deal with China, and rising fuel bills?” Nope....

Here in New York, as over a thousand of us head to airports (hopefully avoiding manholes… tragic), the mood has been pragmatic. Not overly optimistic, not somber, just realistic. No...

We will never charge for this Commentary, but the same can’t be said for home loan closing costs or doing a mortgage in general. For those of you who like...

As the legal and proxy battles are waged among Two Harbors, UWM, and CrossCountry, today I head to New York for the MBA's Secondary & Capital Markets Conference. John Wooden...

Every once in a while, I break out of bunking down at Hilton’s DoubleTree in the U.S., despite the tasty cookie. Recently I spent some time in Indonesia. Yes, the...

As many of us prepare for the National Secondary (and visiting I’m Donut? in Times Square), food is an issue. If you’re a fan of saffron in your food, find...