August 2024 - Chrisman Commentary

Residential Mortgage-Backed Securities (RMBS): An In-Depth Exploration

In the intricate world of finance, Residential Mortgage-Backed Securities (RMBS) serve as a critical mechanism for managing risk and…

(In honor of labor, there is no Commentary tomorrow; Tuesday will be the next one. But in honor of August 31 being National Bacon Day, we…

Why should an MLO or borrower care about the yield curve? Let’s start with some basics. The curve (e.g., a graph) represents interest…

“Why do psychics have to ask you for your name?” The future is always murky, at best, even to those who tell us that they can predict…

Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the…

How dedicated are you to mortgages? This dedicated? I hope not. Owners and CEOs of smaller companies are certainly dedicated to our…

Why can’t lending be simple… like “The Revolutionary Haircutting System You’ve Come to Love!” They even have the forethought to take the…

A pair of scissors is not trivial. Did you read the story on how thirty-six flights were cancelled , and 201 delayed, at a Japanese…

On July 10 , the Consumer Financial Protection Bureau (CFPB) released its first significant update to Regulation X in nearly ten years….

We’re in a numbers business. Others as well… like crayons. Who knew that making turkey drawings from outlining hands is exciting…