New Year’s Eve: Nor Cal job; lender updates continue; primer on leveraged loans; update on labor market conditions
Tonight is the night when we must stay up until midnight and have fun! (Plenty of people enjoy a quiet evening at home and go […]
Month: December 2014
Dec. 30: Ops & production jobs; 5% skin in the game hits the Federal Register; LOs watching changes in Texas law
Economists are carefully watching the impact of falling oil prices on the Texas (and other oil states) economy. For single adults making the federal minimum […]
Dec. 29: Opportunities & expansion; lawsuit update on Wells, Credit Suisse, and S&P; how much does it cost to securitize a loan?
We’re staring at 2015 this week and “I want to retire this year!” may be the refrain from various lenders when asked about New Year’s […]
Dec. 27: Reader’s notes on Wall Street renovating properties, LOs influencing appraisers, and why youth shouldn’t be in lending
In spite of the holidays notes and letters continued to come in, and covered a number of topics including influencing appraisers, how renovating properties is […]
Dec. 26: States & regional population gains; list of largest banks – M&A continues; agency foreclosure waiting periods
“I dream of a world where chickens can cross the road without having their motives questioned.” More folks are crossing the road in Florida. According […]
Christmas Eve: Mortgage jobs; lender 1st New England bankrupt; FHA MIP under fire; Ellie Insight Report
As you may have guessed, there is no logical correlation between whether there is snow in Boston on Christmas and the performance of the stock […]
Dec. 23: Mortgage jobs & companies expanding; rent increase estimates; Fannie, Freddie, and Ginnie updates
“Having a cold drink on hot day with a few friends is nice, but having a hot friend on a cold night after a few […]
Dec. 22: Mortgage jobs; North Carolina looks at capital requirements; another Ocwen settlement?
It’s Christmas-time, and we are all seeing plenty of logos out there. Those graphic design people are pretty clever, and plenty of logos have hidden, […]
Dec. 20: Letters on minimizing fraud, Freddie’s EPO policy, no more stated loans, and young & old LOs
“Rob, I am as lost as last year’s Easter egg on this topic. Are stated loans coming back or not?” I occasionally am asked about […]
Dec. 19: Jobs; FDIC’s study on higher rates’ impact on banks; servicing continues to trade; energy efficient mortgage backed bonds
My brain can’t keep track of all the statistics coming out of lending. But you won’t find many people who will argue that real estate […]