Lenders everywhere are looking forward to a great March given their swollen locked pipelines. As thousands of operations folks descend on Ellie’s conference in Las […]
How can regulators and the industry agree on much unless the question of what constitutes an application, pre-approval, or in what situation an LE can […]
On a personal business travel note, within the last seven days I’ve been in Northern & Southern California (yes, two separate states), Arizona, Washington, and […]
How much do small firms spend on paying for examiners and auditors camping out in their shops? And what about legal bills? I am sure […]
Here’s your IT lesson for the day. The NSA’s Skynet program utilizes metadata to identify suspected terrorists. The system uses mass surveillance of cell phone […]
Actuaries, statisticians, the press, and the mortgage industry love acronyms and abbreviations, any list of which would take up this entire commentary. A couple new […]
In the last 50+ years Detroit has lost nearly two thirds of its population. (Yes, 2/3.) And now the City of Detroit is offering up […]
In an earlier commentary Dr. Matt Lind at STRATMOR provided results from a survey that seemed to show that lenders were relatively pessimistic about the […]
“A man goes to his nearest zoo. He walks around the entire place and the only animal there is a dog. It was a shih […]
To put some perspective on things, a trillion seconds is roughly 31,710 years. The Fed indicates that household housing debt is about $8.8 trillion and […]
