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Month: May 2025

May 31: The financial role of credit unions; Household well-being survey; vendor news; Saturday Spotlight: TRAiNED, Inc.

Posted on May 31June 4 by Rob Chrisman

Hey, I like food as much as the next guy. Or gal. Maybe more than some. Especially Original Chips Ahoy, but that is a tale for a…

Posted in May 2025Leave a Comment on May 31: The financial role of credit unions; Household well-being survey; vendor news; Saturday Spotlight: TRAiNED, Inc.

Modernizing Mortgage: A Roadmap for the Future of Residential Lending

Posted on May 30June 4 by Jeremy Potter

The residential lending industry stands at a critical crossroads. Decades of traditional practices have left the mortgage process…

Posted in Thought LeadershipTagged OriginationLeave a Comment on Modernizing Mortgage: A Roadmap for the Future of Residential Lending

May 30: LO jobs; Correspondent DPA, equity, home equity products; Training & webinars to start June; STRATMOR on navigating DC

Posted on May 30June 4 by Rob Chrisman

“Rob, what are the odds that the MBA will set up a ‘Man Park’ at the big conference in Las Vegas in October?” Slim to none. The United…

Posted in May 2025Leave a Comment on May 30: LO jobs; Correspondent DPA, equity, home equity products; Training & webinars to start June; STRATMOR on navigating DC

May 29: Compliance, Ops jobs; AI hedging, application, processing tools; Builder & lender M&A continues; Freddie & Fannie saga continues

Posted on May 29June 4 by Rob Chrisman

How about those junk emails that start off with, “I’m not going to waste your time.” It already wasted my time. Is it a waste of time…

Posted in May 2025Leave a Comment on May 29: Compliance, Ops jobs; AI hedging, application, processing tools; Builder & lender M&A continues; Freddie & Fannie saga continues

Reimagining the U.S. Mortgage System: Lessons from Global Housing Finance Models

Posted on May 28June 4 by James Hedvall

The U.S. mortgage industry has long centered around the 30-year fixed-rate mortgage, a product deeply entrenched in American financial…

Posted in Thought LeadershipTagged Capital Markets, Regulation and ComplianceLeave a Comment on Reimagining the U.S. Mortgage System: Lessons from Global Housing Finance Models

Common Securitization Solutions (CSS), the forgotten and most important GSE for Housing Finance Reform

Posted on May 28June 4 by Jeremey Shiers

An Open Letter to Policy Makers and Advocates Summary Should conservatorship of Fannie Mae (FNMA) and Freddie Mac (FHLMC) occur without…

Posted in Thought LeadershipTagged Regulation and ComplianceLeave a Comment on Common Securitization Solutions (CSS), the forgotten and most important GSE for Housing Finance Reform

May 28: AE, LO jobs; MBS pooling, CRM, processing tools; Second, HELOC, ITIN, jumbo product news; builder CEO survey

Posted on May 28June 4 by Rob Chrisman

Overheard in the hallways at last week’s MBA conference: “At my age, instead of a condom I carry a moist towelette in my wallet. At my…

Posted in May 2025Leave a Comment on May 28: AE, LO jobs; MBS pooling, CRM, processing tools; Second, HELOC, ITIN, jumbo product news; builder CEO survey

The New Risk in Risk-Free Assets: Treasury Bonds Under Pressure

Posted on May 27June 4 by Robbie Chrisman

For decades, U.S. Treasury bonds have been considered the bedrock of global financial stability: reliable, secure, and virtually…

Posted in Thought LeadershipTagged Capital MarketsLeave a Comment on The New Risk in Risk-Free Assets: Treasury Bonds Under Pressure

May 27: Legal transitions & lender services; Servicing, MERS review, broker training; Disaster news is rampant; Bill Dallas podcast interview

Posted on May 27June 4 by Rob Chrisman

Are your underwriters this fast ? The current Administration has been fast to ax groups of employees in various government departments,…

Posted in May 2025Leave a Comment on May 27: Legal transitions & lender services; Servicing, MERS review, broker training; Disaster news is rampant; Bill Dallas podcast interview

May 24: Letter on Common Securitization Solutions becoming a utility; Wells Fargo’s economists on U.S. manufacturing; Vendor news

Posted on May 24June 4 by Rob Chrisman

Helping the U.S. economy is a fine goal, but everyone wonders if paying someone in the United States $30 an hour to produce a widget is…

Posted in May 2025Leave a Comment on May 24: Letter on Common Securitization Solutions becoming a utility; Wells Fargo’s economists on U.S. manufacturing; Vendor news

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Recent Posts

  • June 23: Ops jobs; HELOC, verification products; AI Gap is a thing; Housing bill advances; JPMorganChase on affordability
  • Mortgage Credit Scoring Modernization: What Lenders Should Do Now
  • The AI Gap Is About to Get Real
  • June 22: Verification letter, AI compliance, retention, decisioning tools; Fix-and-flip trends; overnight rate hikes a certainty?
  • June 20: Keep the Fed’s actions in perspective; Communication is give & take; Saturday Spotlight: Finance of America

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