Unlike the sunny outlook that a Golden Retriever’s or goldfish’s brain has, the human brain has a built-in negative bias that causes us to focus […]
“Rob, what do you hear about Fannie & Freddie being released from conservatorship?” Not much. Although it may change with one random tweet, the idea & process of jettisoning them is not even “on the back burner”… It may be back in the refrigerator. Maybe 2031? Both are certainly building up their net worth, but they don’t have enough capital to be released based on the amount of capital required under an Administrative Rule . The U.S. Government doesn’t want to lose control, or the income,…
“Rob, what do you hear about Fannie & Freddie being released from conservatorship?” Not much. Although it may change with one random tweet, the idea […]
(Yes, this is the non-April Fool’s edition.) Research suggests that by the time your child turns 18, you will have spent approximately 95 percent of the time you will ever spend with them in your lifetime. (Don’t worry, I am not going to break into Harry Chapin’s “Cat’s in the Cradle.”) Time flies, Apple turns 50 today, the first quarter is in the books, and here in Northern Nevada, like everywhere, lenders are watching trends and technology. There are all kinds of lists out there, but for…
Critics outside of our industry say that the mortgage biz is dull, mature, and has become unstable. Those inside of it, however, know differently, and see it as an ever-changing kaleidoscope of exciting changes, incredible innovation, and complexities rivaling the Apollo Program. Originators are always focused on borrower trends, and pollster Larsen, Golden, & Miller released the results of its latest survey done by its blue ribbon commission, somehow reaching people on their cell phones…
Research suggests that by the time your child turns 18, you will have spent approximately 95 percent of the time you will ever spend with […]
