Jan. 31: The guts of credit… cost, CFPB, RESBOG, MBA involvement; CFPB exams to drop; Thoughts on world standing; California MBA & wildfires

“Six out of seven dwarves are not Happy.” Much of life is based on probability, and/or a gamble. For example, I can’t believe that I put my entire 401(k) into bitcoin last summer. Bitcoin has since plummeted… I thought that the only thing it could do is go up! Looks like I’ll be working til I’m 90. But back to the topic. Casino owners make a fortune off of people who are convinced that they’re going to win… but we all know that the dollars don’t always work that way. Las Vegas, home of the…