The 2025 NextGen Homebuyer Report: Key Trends and Insights
The 2025 NextGen Homebuyer Report, conducted in partnership with National MI, provides an in-depth analysis of the evolving homeownership…
Month: April 2025
What’s the Real Cost to Hedge a Mortgage Pipeline?
Home lending is one of the few industries where the customer can lock in a future rate and price. Put another way, if you went to the…
Apr. 14: AE jobs, outsourcing service; POS, bridge, jumbo ARM loan programs; M&A continues as NJ Lenders/Luminate ink deal; dive into rate movement
“Why don’t you tell rumors in a Botox Clinic? Nobody raises an eyebrow.” While I head to San Diego today, who can keep track of the…
Apr. 12: CFPB’s shift; abusive trigger lead news; Vendor M&A and product news; Recessions usually mean lower rates, but maybe in this case…
Consumer sentiment was first quantified in 1952. Last month it hit its second lowest level in 73 years . As one headline said, “From…
Apr. 11: LO jobs, tech. writer available; Warehouse product, Innovator Conference; Zillow did what? The story behind Fannie’s firings
I don’t know if the rumor is true that Webster’s is considering adding “Tariffied” to its dictionary, but the word certainly fits the…
Apr. 10: LO job; hedging, non-QM, DSCR, automatic QC tools; why hedging a pipeline is difficult at best with tariff changes; DC report
“Over the course of 18 years, it costs over $235,000 for parents to raise a child… and that’s just for the alcohol.” Here in Dallas,…
Apr. 9: AE, LO job, Fannie’s firings; valuation, trading tools; report from Washington DC; builders & housing policy; F&F news; training events
How ‘bout some good news? Last week’s apps skyrocketed, and… Builders are sitting on a pile of unsold homes and are slashing prices and…
The U.S. Economy in the First Quarter of 2025: Growth, Challenges, and Outlook
The first quarter of 2025 presented a mixed picture of the U.S. economy and housing market’s future. Tight monetary policy and…
Apr. 8: AE, compliance jobs, marketing exec. avail.; DPA, subservicing, credit optimization borrower library tools; could tariffs impact MBS demand?
Today I travel to the Dallas area for a Logan Finance event, and this comment from a friend last night is echoing in my ears: “Becoming…
Housing Policy is Moving Fast – Builders, Get Ready
Agency heads are in place. Scott Turner’s publicly teased Opportunity Zones 2.0 & selling federal land for housing. The administration is…