Why Lenders Should Know the Differences Between Fiscal and Monetary Policy
Fiscal and monetary policies are two key levers that governments and central banks use to manage economic stability, yet they operate in…
Month: February 2025
Feb. 20: LO jobs, FHA layoff news; Non-Del, SAM, onboarding, default solutions; webcasts in the next few days; inflation in the news
“Inflation is really getting out of hand… But that’s just my 5 cents.” Inflation impacts the prices of fixed-income securities, like…
Feb. 19: AE, LO jobs; Non-Agency, HELOC, pre-qual, CRM products; In-person events for your calendar; ugly apps number
So, you drive across town to a gym to walk on a treadmill? There are always interesting and strange things going on out there. Huh? The…
Feb. 18: LO jobs; pricing, AI, DPA, customer service tools; Bill Emerson interview; training this week; conv. conf. news; STRATMOR CD workshop
This weekend I spent a little time in the Miami Airport and overheard two people discussing how they were waiting for a builder in…
Feb. 15: Redwood Trust results dissected; builders & tariffs; Sovereign Wealth fund explained; Saturday Spotlight: SWBC Mortgage
Winter tends to see the annual spike in people pulling homes off the market, responding to lower demand in the cold months, and…
Feb. 14: LO jobs; CA insurance, warehouse, AI, AVM tools; Fannie earnings and F&F news; Catastrophe impact interview; Occupancy felonies
As rumors of the demise of HMDA reporting swirl, as well as a 50 percent reduction in HUD headcount and actual VA cuts , think about this…
Feb. 13: AI hedging, corresp. renovation, processing, QC tools; Fed & homeowner’s insurance; crypto as collateral; Freddie earnings
Capital markets participants around the world breathed a sigh of relief when Federal Reserve Chair Jerome Powell said Wednesday that…
January Prepayment Speeds Decline as Mortgage Rates Remain Elevated
The January prepayment speed report, based on February 2025 data, revealed a notable 14 percent decline in aggregate Fannie Mae 30-year…
Feb. 12: Retail mgt. job; Non-QM, fee collection cybersecurity tools; Insider’s thoughts on CFPB nominee; LD’s case ends; Brian Hale interview; FHA changes
With the whirlwind of Trump Administration news ( Jonathan McKernan to lead the CFPB, playing hardball in Gaza, ending penny production,…
Feb. 11: LO jobs; Marketing, DPA tools; MBA home equity study; training & webinars this week; SISA loans roar back with lenders
Hah! Just kidding… But did you think, “Oh no!” or “Yippee!” when you saw that subject line? The ups and downs of the Consumer Finance…