July 19: LO jobs; VOE, home equity, MERS audit products, builder applications
I get asked if I think our industry puts too much emphasis on what the Federal Reserve is doing, and its being able to control […]
Month: July 2024
July 18: Hedging, HELOC, broker, cybersecurity, DPA, warehouse products, trigger lead legislation, STRATMOR & customer experience
It’s not just Americans who can’t afford U.S. homes. International purchases of U.S. homes over the past year declined 36 percent to 54,300 properties ($42 billion), hitting […]
July 17: LO jobs; DSCR, digital POS, AVM, branding, processing tools
Is anyone else seeing those sensational, “yellow journalistic” headlines saying that real estate is plummeting? Think again. The American Enterprise Institute’s (AEI) latest housing market […]
July 16: Rent cap response, AI, DSCR tools, CFPB Townstone case, Trump trade
The percentage of refinances of overall volume has fallen dramatically from a few years ago, leaving purchases to be the basis of business out there. […]
July 15: IT, LO jobs; AI u/w, DPA, POS, insurance tools, CFPB Townstone case; inflation takeaways
Yes, I know that this is a mortgage commentary, but some things are way above that . (Warning: tissues may be required; what’s happened…
July 15: IT, LO jobs; AI u/w, DPA, POS, insurance tools, CFPB Townstone case; inflation takeaways
Yes, I know that this is a mortgage commentary, but some things are way above that. (Warning: tissues may be required; what’s happened legislatively since?) Dr. Ruth, […]
July 13: Women and banking; latest deals; Saturday Spotlight: Optifunder’s new software
Some of you here in the mortgage industry are probably old enough to remember that until 1974 in the USA women were unable to open […]
July 12: Employment opportunity, HMDA data, correspondent & wholesale products; PPI latest
“I’m sorry, but you can’t always be ‘experiencing a higher volume of calls than average.’ That’s not how averages work.” The “average” person has a […]
July 11: CFPB proposed rule making, employment opportunity, correspondent & wholesale products; CPI latest
I have good news and bad news, which do you normally prefer receiving first? Today (7/11) is Slurpee Day at 7-Eleven (good news), where Citigroup […]
July 10: Best efforts trading, DPA for the disabled, marketing, dashboard, online app tools; correspondent & wholesale products; FHA & USDA news
“The only time I get asked for sex is on application forms.” Ba-dum-ching! Speaking of applications, most lenders will agree that the loan officer should […]