My background is in capital markets, with a razor-sharp mind for figures. Not anymore. Remember when you’d have dozens of phone numbers memorized? Now the […]
Mark Twain famously said, “When I was a boy of 14, my father was so ignorant I could hardly stand to have the old man […]
No one wants their labors to go to waste, whether you’re an underwriter who is over-ruled by the head of credit, or an MLO who […]
We have one week until the Winter Solstice, after which we’ll begin seeing more sunlight every day in the Northern Hemisphere. That’s good news! But […]
While the markets are talking about Boris Johnson’s victory in the U.K. (“get Brexit done”), here’s your trivia of the day: Every month that starts […]
We never see the headline, “Psychic Wins Lottery!” No one has a crystal ball, but originators often ask their capital markets staff about the direction […]
Aloha! As any servicer with borrowers in Hawai’i knows, if you’re going to ask, “Is Ms. Keihanaikukauakahihuliheekahaunaele* home?” or “Do you live on Kaalualu Waiohinu […]
If you knew the value of the house was going to decline, or that the borrower has bad credit and would default, would you make […]
With the Fed content with rates hovering here for the foreseeable future, lenders can focus on other things. “Rob, are you hearing that real estate […]
The year continues to fly by, and here we are at “Pearl Harbor Day” already. Residential lending touches many lives as millions of families around […]
