Month: September 2019

This morning I find myself in Pittsburgh, PA for the MBA of Southwest Pennsylvania. (Yes, I am bound for lunch at Primanti Brothers.) It turns […]

As yet another example of a mortgage conference eating into a weekend, leading attendees to travel on a Friday or Saturday, the Mortgage Bankers Association’s […]

Music fans are saddened by the recent news of the deaths of Eddie Money and the Cars’ Rick Ocasek. In our industry, the news late […]

Call this edition a “capital markets issue” about pricing, the move away from LIBOR, and risk. Hopefully it gives readers a sense of what is […]

Any month that starts on a Sunday contains a Friday the 13th. The superstitious sufferers of “triskaidekaphobia” try to avoid bad luck by keeping away […]

I apologize in advance for the length of today’s commentary, but there’s a lot going on! Ask any economist if rent control works, and they’ll […]

Is our housing system a “dumpster fire?” (I don’t think so; we have hundreds of thousands helping millions every year although F&F would be better […]

The gap between the haves and have-nots continues to widen. Though the wealth of U.S. households has eclipsed $100 trillion, the wealthy have primarily accrued […]

The United States is filled with historical and geographic trivia. Reno, Nevada, is farther west than San Diego, California. Johnson City, Tennessee is closer to […]

Everyone is watching overall applications drop, despite low rates, as the “pig in the python” of refis makes its way through funding departments. Winter is […]