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Month: May 2014

May 17: Thoughts on predicting rates, LO responsibility for compliance; lender & investor updates

Posted on May 17 by Rob Chrisman

As I head to Manhattan for the MBA’s National Secondary Marketing Conference, I wanted to share some recent letters from readers today, along with playing […]

Posted in Daily Mortgage News

May 16: Latest NMLS report has some disturbing news; what you need to know about Unfair and Deceptive Acts and Practices

Posted on May 16 by Rob Chrisman

The Census Bureau tells us that American families formed 423,000 new households during the 12 months ending 3/31/14. 79% of the new households formed (333,000) […]

Posted in Daily Mortgage News

May 15: Mortgage jobs & company funding; Johnson Crapo update; why CEO’s don’t rely on interest rate predictions

Posted on May 15 by Rob Chrisman

With so many economic indicators that flood my email account each month, I hate to introduce another one for fear of paralysis. However, I will […]

Posted in Daily Mortgage News

May 14: Mortgage jobs & new products; VA’s final QM rule; changes to HARP eligibility nixed; FHA’s HAWK program bends on MIP

Posted on May 14 by Rob Chrisman

“Government: If you think the problems we create are bad, just wait until you see our solutions.” I don’t believe the rumor that this is […]

Posted in Daily Mortgage News

May 13: Mortgage jobs; subservicer vendor management; changes at Cole Taylor; F&F change reps & warrants

Posted on May 13 by Rob Chrisman

What are our healthcare costs were in terms of GDP and versus other countries? It is startling to see the differences, especially as I hear […]

Posted in Daily Mortgage News

May 10: Agency, lender & investor updates; primer on debt service ratio; one suggestion to cure FHA’s woes

Posted on May 10 by Rob Chrisman

“Under the current rules, would it be illegal for a company to offer a mortgage program that had discounted mortgage rates for people with college […]

Posted in Daily Mortgage News

May 9: Mortgage jobs; trends in 0 point loans & what determines rate sheet pricing; CPR primer; propsed FHA ARM changes

Posted on May 9 by Rob Chrisman

“Where do I go to find out about resources to mortgage lenders and mortgage brokers to learn about state specific requirements, licensing, the correct way […]

Posted in Daily Mortgage News

May 8: Mortgage jobs; F&F stress testing & Johnson-Crapo update; study on the impact of housing reform

Posted on May 8 by Rob Chrisman

All real estate is local. (Yes – that statement is original, and pithy.) For those of you about to give a presentation to your buyer, […]

Posted in Daily Mortgage News

May 7: Mortgage jobs & products; Radian to buy Clayton; low down payment loans & expanding guidelines on the rise

Posted on May 7 by Rob Chrisman

Most people in the mortgage industry tend to look to the future. But sometimes aging mortgage folks get together and play the “Whatever happened to…” […]

Posted in Daily Mortgage News

May 6: Mortgage jobs; bank & mortgage company mergers & acquisitions continue; cash-out refi popularity drops

Posted on May 6 by Rob Chrisman

Brian S. asks, “Is there a credible source I could quote as to how mortgage originations YTD for 2014 compare to 2013?” That’s an easy […]

Posted in Daily Mortgage News

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Recent Posts

  • June 1: Servicing mgt. job; non-QM, HELOC, AI, LOS, eVault tools; gov’t loan program changes; bond investor thinking
  • May 30: STRATMOR on latest scam; Vieaux on collaboration; vendor news; Saturday Spotlight: Advantage Partners Solutions
  • Guidance Delivered Differently
  • May 29: LO, Ops jobs; partnerships sought; hedging, non-QM, FCRA credit reports, PreQual, non-Agency product news
  • Michael Tannenbaum on Why Mortgage Technology Keeps Failing Mortgage

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