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Thought Leadership

242 articles · 104+ contributors
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Capital Markets 63
Innovation and Technology 56
Leadership 6
Mortgage 101 12
Origination 107
Regulation and Compliance 58
Women in Mortgage 4
Innovation and Technology
The Road Less Travelled to the ROAD to Housing Law
Dr. Anurag Agarwal, PhD
Dr. Anurag Agarwal, PhD
July 29 · 5 min read

The biggest housing law in three decades became law at midnight on July 11. No ceremony, no signature. The President let the constitutional clock run […]

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Capital Markets Recap – July 24, 2026
Treasury yields climbed steadily throughout the week, pushing the 10-year yield above 4.60 percent and lifting shorter maturities to their highest levels since early 2025,…
Robbie Chrisman
Robbie Chrisman · Jul 24 · 4 min
Oil Is a Two-Way Signal for Mortgage Rates. What Decides the Direction?
By Eric Bernstein, President and Co-founder of LendFriend Mortgage  Oil is back in every rate conversation I have with borrowers. Brent traded above $90 in…
Eric Bernstein
Eric Bernstein · Jul 23 · 5 min
Recent
Capital Markets Recap – July 17, 2026
Robbie Chrisman
Robbie Chrisman · Jul 17 · 3 min
Regulation and Compliance
In Praise of CFPB Humility
Brian S. Levy
Brian S. Levy · Jul 13 · 10 min
Origination, Regulation and Compliance
Mortgage Credit Scoring Modernization: What Lenders Should Do Now
Satyan Merchant
Satyan Merchant · Jun 22 · 4 min
Origination
Changing Your Conversations With Builders
Brian Hurd
Brian Hurd · Jun 18 · 6 min
Capital Markets
Back to Basics in Mortgage Capital Markets
David Gottfried
David Gottfried · Jun 18 · 5 min
Acceptance Is the Story the Market Is Missing
Kevin Peranio
Kevin Peranio · Jun 8 · 4 min
Leadership
Voice of the Industry: David Spector (Part 5)
Robbie Chrisman
Robbie Chrisman · Jun 8 · 10 min
Recurring Columns
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Market Minute
Michael Metz · Weekly audio Recap
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VieauxPoint
Brian Vieaux · Weekly Perspectives
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Daily Mortgage News
Robbie Chrisman · Daily Podcast
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Brian Vieaux 42
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Brian S. Levy 25

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Welcome to Thought Leadership, your resource for insights and expertise in the mortgage industry. Explore articles, analyses, and interviews covering the latest trends, regulatory updates, and market dynamics. Whether you’re a lender, broker, investor, or industry professional, Chrisman Commentary’s Thought Leadership aims to provide the knowledge needed to navigate the evolving mortgage landscape.

Thought Leadership

Capital Markets Capital Markets Recap Innovation and Technology Leadership Mortgage 101 Origination Regulation and Compliance Women in Mortgage Market Minute

Insights and perspectives from voices across the mortgage industry, covering trends, policy, and the forces shaping what’s next.

Posted on July 24

Capital Markets Recap – July 24, 2026

Treasury yields climbed steadily throughout the week, pushing the 10-year yield above 4.60 percent and lifting shorter maturities to their highest levels since early 2025, […]
Posted on July 17

Capital Markets Recap – July 17, 2026

Have we seen a meaningful shift in the interest rate narrative after softer-than-expected June inflation data substantially reduced expectations of a July Federal Reserve rate […]
Posted on July 13

In Praise of CFPB Humility

These Musings have spent the better part of the past 6 ½ years expressing my frustration at the lack of regulatory humility demonstrated by the nation’s consumer […]
Posted on June 18

Changing Your Conversations With Builders

“America needs more homes.” The diagnosis is so widely accepted that it has become almost reflexive, with conversations across the industry typically centering on need […]
Posted on June 18

Back to Basics in Mortgage Capital Markets

Periods of market stress often reveal that while the tools evolve, the foundations of successful capital markets execution remain remarkably consistent. The industry’s attention sometimes is […]
Posted on June 8

Acceptance Is the Story the Market Is Missing

Every market cycle is shaped by a prevailing narrative. In housing, the current narrative has been remarkably consistent: mortgage rates remain elevated, affordability is constrained, […]

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