Mortgage Industry’s Next Chapter

For nearly anyone working in the residential mortgage industry since the mid-1980s, our industry has been shaped by a single, powerful force: the refinance cycle. Rates fell, borrowers refinanced, volumes...

Mortgage Tech Has a Truth Problem

The mortgage industry loves to talk about the future. For at least a decade, that future has sounded the same: fully digital, end-to-end, frictionless. Every few years, we give it...

Show Up. Deliver. Repeat.

My dad had a paper route growing up. Rain, fog, cold, it didn’t matter. He showed up, threw the papers, moved on. No audience, no applause, just consistency. He’s told...