When people ask why we chose underwriting as the problem to solve, the answer starts with understanding what AI is actually good at. Underwriting is […]

By Kenneth Posner, CFO, Sagent Back in the year 2000, I predicted that servicing would become the “strategic high ground” for the mortgage industry.  My […]

NEXA Lending’s business model has been one of the most debated topics in mortgage this week, with questions across the industry about how the company […]

When people ask me where mortgage and marketing intersect in 2026, I usually end up talking about data. Most lenders with a book of business […]

For most of my career, I’ve watched the mortgage industry lean on a scoring model built decades ago, long before anyone was managing money the […]

I say this to every lender and fintech client I work with, and I mean it literally, not as a slogan: if you don’t own […]

Over the past couple years, I’ve had the opportunity to sit down with Pennymac Chairman and CEO David Spector on multiple occasions, and each conversation […]

The biggest housing law in three decades became law at midnight on July 11. No ceremony, no signature. The President let the constitutional clock run […]

Mortgage has always been a relationship business, but it has also always been a performance business. Markets move in real time, capital flows react instantly, and every basis point matters....

Every mortgage cycle exposes the same structural tension in lending operations. When volume surges, systems strain. When volume collapses, capacity gets cut faster than it can be rebuilt. The result...