Daily Commentary

by Rob Chrisman · Published every weekday since 2008

Tuesday, March 31, 2026

Mar. 31: AE, LO jobs; BBYS, cybersecurity, AI, AI ass’t tools; non-Agency news; STRATMOR on owning servicing; who “owns” the borrower?

Rob Chrisman · 14 min read

How do you like this eye opener: “The value of the property being appraised should be adjusted downward if the ethnic composition of the neighborhood to which it belonged was not homogeneous.” (The Appraisal of Real Estate, 1970) Appraisal methodology and analysis have changed over the years, and we’re about to undergo another major alteration with UAD 3.6. Some investors are ahead of the 11/2/26 curve. For example, Newrez is now accepting loans from clients who have adopted the Uniform...

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Mar 30

Mon

Mar. 30: U/W, AE, LO jobs; AI/LOS, commercial products; USDA, FHA, VA changes; interviews with Lennar’s Escobar and Vesta’s Yu

15 min read

Mar 28

Sat

Mar. 28: CrossCountry to buy Two Harbors; escrow interest ruling; vendor news; California MBA & advocacy; Saturday Spotlight: Flyhomes BBYS

15 min read

Mar 27

Fri

Mar. 27: LO, U/W jobs; verification, non-QM hedging tools; builder trends that impact LOs; student debt news; automation & processing

15 min read

Mar 26

Thu

Mar. 26: Sec. mktg., U/W, AE, marketing, LO jobs; BI, fraud, non-QM, HELOC products; At what point do you verify something?

14 min read

Mar 25

Wed

Mar. 25: Pricing, trading mgr., U/W, broker jobs; non-QM, data source, MI checklist, pipeline valuation class tools; farewell PHH name

14 min read

Mar 24

Tue

Mar. 24: AE, LO jobs, eNote, AI, servicing, data tools; trigger lead adjustments; FICO investigation; house appreciation is complicated

14 min read

Mar 23

Mon

Mar. 23: LO jobs; subservicing, LOS, verification tools; STRATMOR on tech & borrower experience; builder M&A; F&F buying; rates driven by war tweet

13 min read

Mar 22

Sun

Mar. 21: A dive into the UWM/TWO deal issues; credit trend papers to check out; you can’t ignore fuel costs; a nod to Chuck Norris

15 min read

Mar 20

Fri

Mar. 20: LO jobs; Underwriting, insurance, investor reporting products; Two Harbors in play; who’s seeing early payoffs?

15 min read

Mar 19

Thu

Mar. 19: Cap. mkts tech, U/W, LO jobs; Broker, correspondent, subservicer oversight tools IMB cost still $11k per loan; STRATMOR survey; CrossCountry deal

17 min read

Mar 18

Wed

Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!

15 min read

Mar 17

Tue

Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards

16 min read

Mar 16

Mon

Mar. 16: Sales, mgt. jobs; Processing, bridge loan, non-QM products; news & oil prices point to a Fed hold; “tip to tail” wave

14 min read

Mar 14

Sat

Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes

14 min read

Mar 13

Fri

Mar. 13: CFO, LO jobs; Jumbo construction investor sought; UAD 3.6, AI, processing tools; the undercurrents moving mortgage rates

14 min read

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