Today's Commentary · July 27, 2026

July 25: Opinions on housing stats, RESPA, the CFPB, and no-merge credit reports; Florida insurance trends

China has replaced the United States as the #1 automotive market, the #2 exporter of light vehicles, and controls 75 percent of global EV battery manufacturing. One of the reasons is price. Price matters. It seems that everyone in the U.S. is being squeezed, whether it is $5 for a loaf of decent bread or a head of lettuce, filling up your gas tank, or keeping a roof over their heads. Lack of housing affordability is a team effort, and, although the mainstream press points...