Class Valuation CEO John Dingeman joins Rob Chrisman and Mitch Kider for an in-depth look at UAD 3.6 and the major changes coming to the appraisal process.
With the GSEs moving toward mandatory UAD 3.6 adoption, John explains what lenders, appraisers, AMCs, and technology providers need to be doing now to prepare. The conversation covers the move away from legacy appraisal forms, machine-readable data, appraisal quality, AI, hybrid valuations, workforce challenges, and how the new format could make collateral risk easier to identify and evaluate.
TIMESTAMPS
00:00 UAD 3.6 is finally here
01:55 Valuation Expo and the latest UAD 3.6 updates
02:35 Why the GSEs aren\'t postponing the mandate
03:59 Preparing lenders and appraisers for the transition
05:45 Is UAD 3.6 more than a new appraisal form?
08:11 What lenders are underestimating about implementation
11:54 Why is it called UAD 3.6?
14:40 Will more data improve valuation quality?
16:48 Building a more efficient \"one-touch\" appraisal
17:13 Machine-readable data and the potential for AI
19:49 Why human appraisal judgment remains indispensable
21:23 Will non-QM lenders adopt UAD 3.6?
24:46 The future of hybrid and alternative valuations
26:54 How much more work does UAD 3.6 create?
28:12 Identifying collateral risk more effectively
30:25 The changing role of appraisal management companies
31:59 How the appraisal profession has evolved
34:25 Is the appraisal industry facing a workforce problem?
36:28 Removing unnecessary requirements and industry friction
38:34 Why old processes are difficult to change
42:34 Appraisals, climate risk, and insurance availability
44:56 Closing thoughts
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