“I once stayed up all night trying figure out where the sun went. Then it dawned on me.” Tomorrow is not only Father’s Day but it is […]

Son: “Dad, why is there a tobacco tax?” Dad: “So people smoke less.” Son: “Why is there an income tax?” Dad: ”Uh…” Parents serve an […]

Periods of market stress often reveal that while the tools evolve, the foundations of successful capital markets execution remain remarkably consistent. The industry’s attention sometimes is […]

What’s happening in Chicago on October 11? The Chicago Marathon. Oh, and also that’s the start of the MBA’s Annual Convention and Expo, with the likes of […]

Here in Honolulu, as it is in places like Florida and New York, the condo market and HOA fees are of paramount importance, as are […]

Sure, we have a Fed meeting, but the Fed doesn’t set mortgage rates. Will they all head off on vacation after this week? Perhaps. Given […]

This morning, I head to Honolulu for the MBA Hawai’i annual conference. The “Pineapple State” is known for banks and credit unions dominating residential lending. Robber […]

In a couple days I and many others head to Honolulu for the MBAH, joining speakers from all over the nation (Mitch Kider and Bob Niemi […]

Every time I use my credit card at the supermarket it can impact my credit score which were invented in 1958. What might be the […]

“Rob, everyone knows that the GSEs (Freddie Mac and Fannie Mae) don’t use credit scores for loan approval. They use it for pricing. The GSEs […]