The mortgage industry is confronting a fundamental affordability problem: housing costs remain stubbornly high just as consumers, lenders, and builders are losing momentum. President Trump’s […]

The vendors are selling tools. The real work is deciding what to stop doing. In 2010, the company I worked for hired a Chief Mobility […]

Fannie Mae and Freddie Mac have been taking big swings to support the housing system at the direction of their conservator, FHFA Director Bill Pulte. […]

Challenging times, with affordability pressures, elevated interest rates, and subdued origination volumes forcing lenders to reassess staffing, operating costs, and which channels offer the best […]

The policy exception that Fannie Mae and Freddie Mac announced on Sept. 30 has raised questions about the UAD 3.6 transition, but it doesn’t change […]

Meta released Muse in September, a personal AI agent that can research, use websites and complete tasks on your behalf. Apptopia estimates it generated 5.8 […]

The mortgage industry heads to Chicago this weekend for MBA Annual seemingly pitted against rising rates, weakening origination volumes, volatile bond markets, and growing uncertainty […]

Just as many of us were resigning ourselves to new levels of a higher-for-longer rate environment, today’s weak payroll report dramatically changed the tone. The […]

When people ask why we chose underwriting as the problem to solve, the answer starts with understanding what AI is actually good at. Underwriting is […]

By Sam Valverde, a nonresident fellow in the Housing Finance Policy Center at the Urban Institute When people ask when fiscal concerns turn into a […]