Truework, a Checkr Company

Truework, a Checkr Company is the unified income, employment, and asset verification platform built for mortgage lenders, replacing slow, manual processes with fast and automated reports pulled directly from payroll providers and other authoritative data sources. Truework verifies over 97% of U.S. workers from one platform, helping lenders close loans faster while maintaining accuracy, compliance, and borrower privacy.

Core Services & Solutions

Income, Employment, and Asset Verification

Truework connects directly to payroll providers and bank data partners to deliver source-of-truth verification reports, reducing reliance on manual outreach to employers.

Mortgage & Lending Solutions

Lenders use Truework to streamline underwriting, accelerate loan approvals, and improve the borrower experience. 80% of verifications complete in under 24 hours, and instant verifications often finish in less than a minute, with reports built to be GSE-ready.

Consumer-Permissioned Data Platform

Truework’s model puts individuals in control — borrowers authorize access to their own payroll data, improving trust, transparency, and compliance.

Client Success

Lenders using Truework report faster loan timelines and lower fall-through rates. Pennymac cut verification costs by 20% and saved thousands of hours through automation after adopting the platform.

Key Differentiators

• Verify 97% of U.S. workers from one unified platform, at up to 50% lower cost.
• Transparent, flat-rate pricing based on completed verifications — you only pay for successful reports.
• 99.95% accurate, based on verified payroll and financial data.
• Seamless integration into existing underwriting and LOS workflows.