Cloudvirga

OUR MISSION

At Cloudvirga, we’re mortgage people just like you. We are passionate about bringing tomorrow’s technology to today’s mortgage industry. Our mission is to empower our customers to close loans faster and at a lower overall cost while building stronger relationships between borrowers and loan originators.

OUR SOLUTIONS

Cloudvirga serves forward-thinking independent mortgage banks (IMBs), credit unions, community banks, and wholesale lenders across the United States with a range of practical, feature-rich mortgage point-of-sale (POS) solutions:

• Horizon is a retail and consumer-direct POS designed to empower both borrowers and loan officers. It streamlines the loan process with dynamic workflows, instant eligibility checks, customizable branding, and automated fee and disclosure tools that result in faster closings, higher borrower satisfaction, and stronger lender relationships
• Horizon Wholesale is a purpose-built wholesale lending portal that puts brokers in control. Featuring an intuitive pipeline dashboard, real-time lender and third-party fee access, one-click initial disclosures, and instant loan comparison tools, Horizon Wholesale delivers clarity, efficiency, and transparency throughout the broker experience.
• Tropos is more than a digital POS; it’s a customer-first loan portal that unifies the borrower and member experience across loan types and channels. With modular infrastructure and advanced AI-powered personalization, Tropos enables lenders to build lasting digital relationships by giving borrowers real-time control, tailored journeys, and seamless transitions from origination through payoff.

All three solutions are designed to work within a lender’s existing ecosystem—no heavy lift, no major tech overhaul.

HOW CLOUDVIRGA HELPS

Problem:
Lenders face slow closings, fragmented tech stacks, compliance challenges, and rising origination costs. Their existing POS solutions are often bloated, difficult to implement, and not tailored to their unique needs.

Solution:
Cloudvirga delivers lightweight, borrower-first POS solutions that integrate directly with Encompass, eliminate manual data entry, and automate key workflows—without requiring a major tech overhaul. Lenders can deploy our solutions in under 30 days with minimal disruption.

Results:

• Cuts loan closing times by up to 15%
• Reduces origination costs by up to 30%
• Delivers borrower satisfaction scores averaging 8.8/10 across clients
• Cut loan origination costs by up to 30% compared to other POS platforms
• Increased POS-driven borrower engagement by 25% with real-time updates and alerts

KEY DIFFERENTIATORS

• Modular and Configurable: Adopt only the functionality you need. Cloudvirga’s solutions scale and evolve as your business grows, without major tech overhauls.
• Unified Borrower Experience: Deliver a consistent, intuitive, and branded experience across all loan types and engagement channels
• Human + Digital Harmony: All solutions are built to support both self-service and human guidance—meeting borrowers where they are
• Analytics-Powered Performance: Advanced reporting tools drive smarter decisions, better engagement, and higher conversion rates

Maximize your customer experience and originator efficiency today!

See how Cloudvirga can help you modernize your origination process and close loans faster. Learn more or request a personalized demo.