areal.ai

Areal is the agentic AI platform built for mortgage and title operations — from borrower onboarding through post-closing review. Trusted by Guaranteed Rate Companies, Rate, The Money Store, Old Republic Title, and others, Areal has now executed over 4 million autonomous agentic tasks — a mortgage industry first.

Where most AI tools handle one step, Areal covers the entire loan lifecycle.

1. Processors get a Copilot that reads and interprets every borrower document in seconds.
2. Underwriters get assets, income, employment, and other verifications automatically checked.
3. Funders get an AI agent that audits every condition in a funding and closing package before it goes to the table.
4. Closing teams get automated CD balancing that eliminates manual fee reconciliation.
5. Post-closers get all post-closing QA and investor conditions cleared autonomously.

The platform runs on 1,500+ document types, extracts over 4,000 data points per loan, and delivers 99% accuracy on critical data fields. Response time is under two seconds per page. It integrates natively with Encompass, MeridianLink, and other major LOS and TPS platforms.

The results speak for themselves: teams process 6–12x more volume without adding headcount. Closing reviewers who once spent 45 minutes per package complete the same work in under 2 minutes. Post-closing defect rates drop. Margins go up.

Areal is SOC 2 certified, 100% cloud-based, and built to scale with lenders at any volume — from regional banks launching their first mortgage division to top-10 lenders running thousands of loans per month.