
Areal.ai
Agentic AI for mortgage operations, from processing to post-closing. 4 million+ tasks on production loans.

- 01 98.8% of post-closing checks cleared automatically on live loans at a top-tier lender, measured on real files
- 02 4 to 6 hours recovered per loan; 2X your volume throughput with the same team
- 03 4 million+ autonomous agentic tasks completed — the first platform to reach this milestone in mortgage
- 04 Trusted by Guaranteed Rate Companies, The Money Store, Old Republic Title, and more
- 05 Copilot Agent is the agentic AI that works across the full loan lifecycle — processing, underwriting, closing, and post-closing — not just one step
- 06 Areal CD Balancer sorts every Closing Disclosure fee into its TRID tolerance category automatically, previews each write-back before it reaches the LOS, and balances a full CD in one to two minutes
- 07 Copilot Agent for Closers audits every condition in a closing package with AI-driven checks
- 08 Copilot Agent for Processors interprets all borrower-submitted documents in seconds, flagging issues before they reach underwriting
- 09 SOC 2 certified, 100% cloud-based, sub-2-second response time per page
- 10 99% accuracy on critical fields, across 1,500+ document types and 4,000+ data points extracted per loan
Areal is the agentic AI platform built for mortgage and title operations — from borrower onboarding through post-closing review. Trusted by Guaranteed Rate Companies, Rate, The Money Store, Old Republic Title, and others, Areal has now executed over 4 million autonomous agentic tasks — a mortgage industry first.
Where most AI tools handle one step, Areal covers the entire loan lifecycle.
- Processors get a Copilot that reads and interprets every borrower document in seconds.
- Underwriters get assets, income, employment, and other verifications automatically checked.
- Funders get an AI agent that audits every condition in a funding and closing package before it goes to the table.
- Closing teams get automated CD balancing that eliminates manual fee reconciliation.
- Post-closers get all post-closing QA and investor conditions cleared autonomously.
The platform runs on 1,500+ document types, extracts over 4,000 data points per loan, and delivers 99% accuracy on critical data fields. Response time is under two seconds per page. It integrates natively with Encompass, MeridianLink, Byte LOS and other major LOS and TPS platforms.
The results speak for themselves: teams process 6–10x more volume for individual tasks. Closing reviewers who once spent 30 minutes per package complete the same work in under 2 minutes. Post-closing defect rates drop. Margins go up.
Areal is SOC 2 certified, 100% cloud-based, and built to scale with lenders at any volume — from regional banks launching their first mortgage division to top-10 lenders running thousands of loans per month.
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