Tax Day: Sales VP, AE jobs; LOE, delegated, loss mit, CRM, bank statement products; STRATMOR tech study; a money raise

Here in San Diego at the CU:REALM event, Cotality’s Chief Economist Dr. Selma Hepp noted that consumer and business sentiment has already dropped and that has led to less spending. Less spending leads to a slower economy and lower rates, which is good, but nervousness has crept into consumer’s thinking and, given that 70 percent of U.S. GDP comes from the consumer, estimates of improving gross domestic product have vanished. Yet Cotality believes 30-year mortgage rates will chop around the 6 percent range this year and next.