Unlike the sunny outlook that a Golden Retriever’s or goldfish’s brain has, the human brain has a built-in negative bias that causes us to focus on bad things. This negativity bias can have an impact on our behavior and decisions. There are certainly a lot of bad things to focus on these days, but it is important for lenders and third-party providers to look past rates having gone up by .5 percent and remember the good things.
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Market Minute - November 13, 2026
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