Daily Commentary

by Rob Chrisman · Published every weekday since 2008

Saturday, November 30, 2013

Nov. 30: Letters on whether or not an LO can pay their assistant, rate sheet retention, and the CFPB’s “breathtaking lack of accountability”

Rob Chrisman · 12 min read

Everyone (okay, maybe it is just me) is overwhelmed with logins and passwords – but not the U.S. military! For decades the nuclear launch code […]

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Nov 29

Fri

Nov. 29: The CFPB Issue: its take on affiliate fees (don’t forget about loans less than $100k), and several other recent announcements

12 min read

Nov 27

Wed

Nov. 27: Generally good news in the housing market; no change to conforming loan limits – not shocking given FHFA trends

12 min read

Nov 26

Tue

Nov. 26: Mortgage jobs & opportunities; affiliated fees to include or not in the 3%; “funding” versus “closing” – pick one!

12 min read

Nov 25

Mon

Nov. 25: Mortgage company opportunities; CFPB & credit card programs; CRA update; Moody’s & brokers; Blackstone owns how many houses?

12 min read

Nov 23

Sat

Nov. 23: FHA loans are not a breeze; letters about monitoring counterparties, affiliate fees; selling loans to aggregators servicing retained?

12 min read

Nov 22

Fri

Nov. 22: Mortgage opportunities; new Citi correspondent chief; thoughts on buybacks; over 2,000 pages to support simpler disclosure forms?

12 min read

Nov 21

Thu

Nov. 21: Mortgage jobs & opportunities; CFPB action vs. payday lender; rating agencies watch QM; confusion over bona fide discount points

12 min read

Nov 20

Wed

Nov. 20: Mortgage jobs in CA & NC; the CFPB & RMIC; new mortgage form chatter; thoughts on hedging non-QM loans

12 min read

Nov 19

Tue

Nov. 19: Mortgage jobs; the argument for the Fed reducing MBS purchases; 35 business days til QM; PACE loan update

12 min read

Nov 18

Mon

Nov. 18: Mortgage jobs; why you should care about Mount Holly Gardens; thoughts on M&A for lenders; 36 business days for QM

11 min read

Nov 16

Sat

Nov. 16: Update on vendor management from OCC; letters on issues impacting lending including monitoring counterparties; Wells cuts 3/1 ARM program

12 min read

Nov 15

Fri

Nov. 15: Mortgage jobs & opportunities; eminent domain is still with us; what Pimco shrinking means; investor & bank updates

12 min read

Nov 14

Thu

Nov. 14: Mortgage jobs nationwide; J.D. Powers’ mortgage survey; 38 business days til QM – the chance of delay, CFPB’s counseling site

13 min read

Nov 13

Wed

Nov. 13: Mortgage jobs; CFPB & HUD turn their gaze to Green Tree & overdraft programs; investor updates; 39 biz days to go…

12 min read

Nov 12

Tue

Nov. 12: Mortgage LO & IT jobs; Freddie & QM; the CFPB & consumer data collection; bank M&A continues to be strong

12 min read

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Daily Commentary

Nov. 30: Letters on whether or not an LO can pay their assistant, rate sheet retention, and the CFPB’s “breathtaking lack of accountability”

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