Daily Commentary

by Rob Chrisman · Published every weekday since 2008

Saturday, February 28, 2015

Feb. 28: A primer on “Total Interest Percentage”; advice on purchase & sale agreements; RESPA-TILA changes: not for the meek

Rob Chrisman · 11 min read

We have 108 business days until the August 1 rollout of the RESPA-TILA changes, and it still seems that there are segments of the real […]

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Feb 27

Fri

Feb. 27: Production jobs & a rising correspondent; note on VA loans in Super Lien states; more on oil’s impact on the economy

12 min read

Feb 26

Thu

Feb. 26: Ops and production jobs; lender & bank mergers, acquisitions, and production shifts; upcoming events & training

12 min read

Feb 25

Wed

Feb. 25: A wide swath of jobs; settlement agent poll for 8/1; Fannie & Freddie continue to be discussed; apps continue downward

12 min read

Feb 24

Tue

Feb. 24: Production & Ops jobs; banks confront regulation overload; LO survey results; MBA & zombie house proposals; risk sharing securities

12 min read

Feb 23

Mon

Feb. 23: Ops & production jobs; servicing deals; Ocwen recent history; what is the NRHC?

12 min read

Feb 21

Sat

Feb. 21: Notes on capital requirements, non-QM and subprime lending, and the unnecessary paperwork plaguing borrowers

11 min read

Feb 20

Fri

Feb. 20: Mortgage jobs; sampling of changes in the primary and secondary markets; maybe short term rates are fine where they are

11 min read

Feb 19

Thu

Feb. 19: Jobs & opportunities; upcoming training & events; OB & Google “compete” with CFPB’s rate checker? Elizabeth Warren & community banks

12 min read

Feb 18

Wed

Feb. 18: Jobs, training, events; good studies on professions & homeownership, LTV & default rates, and increasing student debt

11 min read

Feb 17

Tue

Feb. 17: Jobs; compensation survey; state-level lending changes; video on mortgage servicing; ugly zombie house legislation

12 min read

Feb 16

Mon

Feb. 16: Playing catch up on lender & investor updates on this holiday Monday

12 min read

Feb 14

Sat

Feb. 14: Notes on LO compensation for bond programs, meeting processing deadlines; a touching story of love and respect

12 min read

Feb 13

Fri

Feb. 13: Ops & sales jobs, HELOCs for sale; CashCall fined; CFPB & FTC team up for discipline; Texas Tea’s impact on mortgages

12 min read

Feb 12

Thu

Feb. 12: Sales & Ops jobs, personnel moves, new products; Aurora acquired; VA recoupment costs questioned

12 min read

Feb 11

Wed

Feb. 11: Jobs & training; NewDay fined by CFPB; VA lenders in Super Lien States: watch those reps & warrants!

12 min read

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Daily Commentary

Feb. 28: A primer on “Total Interest Percentage”; advice on purchase & sale agreements; RESPA-TILA changes: not for the meek

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