PODCAST

Chrisman Commentary - Daily Mortgage News

The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments.

7.24.26 One-Year Look Back; Morgan Stanley’s Matthew Hornbach on Risks; Stagflation Creeping
6H AGO

7.24.26 One-Year Look Back; Morgan Stanley’s Matthew Hornbach on Risks; Stagflation Creeping

Looking back at what we were discussing a year ago germane to the mortgage industry is how we begin today's episode. Robbie then interviews Morgan Stanley’s Matthew Hornbach on identifying the risks that investors and the mortgage industry may be...
7.23.26 Industry Consolidation; JazzX’s Varant Herculian on Change Management; Oil to Bonds
1D AGO

7.23.26 Industry Consolidation; JazzX’s Varant Herculian on Change Management; Oil to Bonds

The continued pattern of consolidation in the mortgage industry is the lead-in for today's episode. Robbie then interviews JazzX’s Varant Herculian on effective change management and a clear strategy for integrating AI into workflows in ways that empower employees and...
7.22.26 Building Statistics; Pivot Financial’s Jennifer McGuinness-Lubbert on Innovation; Mortgage-Backed Security Primer
2D AGO

7.22.26 Building Statistics; Pivot Financial’s Jennifer McGuinness-Lubbert on Innovation; Mortgage-Backed Security Primer

We kick off the podcast with some figures surrounding building and building patterns in the United States. Robbie then interviews Pivot Financial's Jennifer McGuinness-Lubbert on the importance of data integration, diversification beyond traditional Agency products to meet borrower needs, and...
7.21.26 Modern RESPA; Climative’s Winston Morton on Tappable Equity; Rate Reasoning
3D AGO

7.21.26 Modern RESPA; Climative’s Winston Morton on Tappable Equity; Rate Reasoning

A discussion on the modern applicability of RESPA is how today's podcast kicks off. Robbie then interviews Climative’s Winston Morton on turning homeowner demand for energy and resilience upgrades into qualified financing opportunities. And the episode closes with the various...
7.20.26 Freddie and Fannie Stock; IRA’s Chris Whalen on Servicing Deals; Low Volatility
4D AGO

7.20.26 Freddie and Fannie Stock; IRA’s Chris Whalen on Servicing Deals; Low Volatility

Just how much input lenders have into Freddie Mac and Fannie Mae's activities is how today's podcast kicks off. Robbie then interviews the Institutional Risk Analyst’s Chris Whalen on the fallout from the Two Harbors servicing deal, further consolidation in...
7.17.26 Housing Statistics; BOKF’s Chris Maloney on MBS Performance; New Rate Highs
1W AGO

7.17.26 Housing Statistics; BOKF’s Chris Maloney on MBS Performance; New Rate Highs

Housing statistics and the latest delinquency figures kick off today's interview. Robbie interviews Bank of Oklahoma’s Chris Maloney on Agency MBS performance, and what investors are watching regarding how normalization in mortgage rates and housing conditions will influence speeds, supply,...
7.16.26 Consumer Interactions; Polunsky Beitel Green on 50 Years; Data Data Data
1W AGO

7.16.26 Consumer Interactions; Polunsky Beitel Green on 50 Years; Data Data Data

Today’s episode begins with an overview of the ways consumers are interacting with originators. Plus, Robbie interviews Polunsky Beitel Green’s Allan Polunsky, Jay Beitel, and Marty Green on the evolution of the mortgage industry from a legal perspective over the...
7.15.26 Disinflation Reactions; JPMorgan Chase’s Olivia Barrow Strauss on Policy; Wholesale Prices
1W AGO

7.15.26 Disinflation Reactions; JPMorgan Chase’s Olivia Barrow Strauss on Policy; Wholesale Prices

Today’s episode begins with market reaction to the lowest CPI inflation report in years. Plus, Robbie interviews JPMorgan Chase’s Olivia Barrow Strauss on today's housing policy landscape, examining why the U.S. continues to under build homes, how smart policy can...
7.14.26 Fed Progress; MCT’s Leslie Winick on Strategy; Benign CPI Report
1W AGO

7.14.26 Fed Progress; MCT’s Leslie Winick on Strategy; Benign CPI Report

Today’s episode includes a look at the progress the Federal Reserve is making against inflation, and toward an all-Treasury balance sheet. Plus, Robbie interviews MCT’s Leslie Winick on the evolving role of a Chief Strategy Officer, exploring how technology companies...
7.13.26 Rates on the Up; Zillow Home Loans’ Eric Wilson on Borrower Journey; Economic Calendar
2W AGO

7.13.26 Rates on the Up; Zillow Home Loans’ Eric Wilson on Borrower Journey; Economic Calendar

Today’s episode includes a discussion on why mortgage rates have gone up recently. Plus, Robbie interviews Zillow Home Loans’ Eric Wilson on how the company is guiding buyers with care and confidence, helping them move from pre-approval through closing with...
7.10.26 Housing Statistics; Rate’s Ryan Ogata on Profit and Loss Models; Rates Versus Volatility
2W AGO

7.10.26 Housing Statistics; Rate’s Ryan Ogata on Profit and Loss Models; Rates Versus Volatility

Today’s episode includes a discussion on housing statistics from the beginning of summer. Plus, Robbie interviews Rate’s Ryan Ogata on why more and more originators/branch operators are choosing “profit and loss” models over traditional retail. And we close with a...
7.9.26 Housing Demand; FTI Consulting’s Creighton Oswald on Capital Requirements; Higher For Longer?
2W AGO

7.9.26 Housing Demand; FTI Consulting’s Creighton Oswald on Capital Requirements; Higher For Longer?

Today’s episode includes a discussion on housing demand versus supply. Plus, Robbie interviews with FTI Consulting’s Creighton Oswald on how if capital treatment becomes more favorable, increased competition could drive aggressive pricing that benefits independent mortgage banks and borrowers while...
7.8.26 Prepayment Data; FICO’s Ethan Dornhelm on Credit Score Modernization; Geopolitical Tension
2W AGO

7.8.26 Prepayment Data; FICO’s Ethan Dornhelm on Credit Score Modernization; Geopolitical Tension

Today’s episode includes a discussion on Agency mortgage-backed security (MBS) prepayment activity in the wake of QE4 lows. Plus, Robbie interviews FICO’s Ethan Dornhelm on how credit score modernization is giving lenders and market participants the ability to evaluate long-term...
7.7.26 Technology Empowerment; American Pacific’s Jason Ponsonby on Origination; TBA Volumes
2W AGO

7.7.26 Technology Empowerment; American Pacific’s Jason Ponsonby on Origination; TBA Volumes

Today’s episode includes a discussion on the ways technology is empowering borrowers, and what that is freeing up originators to focus on. Plus, Robbie interviews American Pacific’s Jason Ponsonby on how top-performing mortgage originators distinguish themselves through discipline, adaptability, strong...
7.6.26 Housing Supply; Sei’s Pranay Shetty on AI Agents; Dog Days of Summer
3W AGO

7.6.26 Housing Supply; Sei’s Pranay Shetty on AI Agents; Dog Days of Summer

Today’s episode includes a look at the supply of housing currently on the market. Plus, Robbie interviews Sei’s Pranay Shetty on how purpose-built agents that handle borrower calls, process loan documents, do contact center QA, and monitor compliance are driving...
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