May 2: Thoughts on retaining the borrower, evaluating LO performance, and keeping policy in perspective; compliance matters!

The wars in Ukraine and Iran, and the demand by data centers, have reminded us of how important energy is as well as how the costs are borne by citizens around the world, and in the U.S. at the pump. Lenders know that energy influences the economy, and the economy moves interest rates. For example, although it is not in the headlines every day and is facing headwinds in the United States, globally the wind industry has the wind at its back.