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	<url>
		<loc>https://chrismancommentary.com/post/sep-16-sales-jobs-across-the-spectrum-free-hmda-data-dashboard-prison-for-mortgage-individuals-fha-ginnie-servicing-updates/</loc>
		<lastmod>2016-09-16T12:40:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-17-notes-on-youth-debt-and-home-buying-cybersecurity-news-cmla-there-are-2500-dpas-yes/</loc>
		<lastmod>2016-09-17T11:53:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-19-wholesale-impac-to-raise-funds-servicing-packages-conventional-conforming-program-changes-just-dont-stop/</loc>
		<lastmod>2016-09-19T12:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-20-ae-bus-development-phh-layoffs-training-non-agency-primary-secondary-market-trends/</loc>
		<lastmod>2016-09-20T12:43:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-21-retail-lo-jobs-nationwide-co-marketing-webinar-hispanic-lending-glossary-systemic-first-time-home-buyer-problems-persist/</loc>
		<lastmod>2016-09-21T12:24:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-22-lo-vendor-news-flood-flood-insurance-lender-disaster-updates-what-about-escrow-accounts/</loc>
		<lastmod>2016-09-22T12:43:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-23-retail-dtc-wholesale-jobs-stearns-picks-up-kb-home-jv-ocwen-news-the-impact-of-prepayments-increasing/</loc>
		<lastmod>2016-09-23T12:34:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-24-notes-from-appraisers-and-amcs-how-many-retire-every-year-should-real-estate-agents-read-agency-appraisal-guidelines/</loc>
		<lastmod>2016-09-24T12:21:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-26-mi-job-new-subservicer-thornburg-sindeo-du-10-0-changes-freddie-to-tweak-underwriting/</loc>
		<lastmod>2016-09-26T12:17:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-27-retail-jobs-correspondent-expansion-events-from-coast-to-coast-new-lo-comp-plan-all-cash-deal-stats/</loc>
		<lastmod>2016-09-27T12:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-28-accounting-retail-and-appraisal-jobs-courts-fhas-condo-proposals-and-lenders-fha-rural-va-updates/</loc>
		<lastmod>2016-09-28T12:47:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-29-wholesale-product-freddie-fannie-in-the-news-re-reform-risk-sharing-and-mi/</loc>
		<lastmod>2016-09-29T12:39:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-30-correspondent-portfolio-and-capital-markets-jobs-2015-hmda-data-cfpb-weighs-in-on-1003-and-hmda-data-alta-on-cd/</loc>
		<lastmod>2016-09-30T12:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-1-letters-from-readers-on-lenders-buying-banks-regulators-risk-sharing-and-on-line-mortgage-applications/</loc>
		<lastmod>2016-10-01T12:22:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-3-ops-jobs-personnel-moves-in-mi-lawsuits-settlements-attorneys-input-on-cyber-security-servicing/</loc>
		<lastmod>2016-10-03T12:53:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-4-wholesale-retail-reverse-mtg-jobs-state-law-changes-on-licensing-advertising-foreclosures-attorneys-fees-etc/</loc>
		<lastmod>2016-10-04T12:27:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-5-sales-jobs-training-on-the-phone-and-conferences-coast-to-coast-merrill-prospers-challenge/</loc>
		<lastmod>2016-10-05T12:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-6-retail-reverse-banks-servicing-trends-faq-on-diversity-assessments/</loc>
		<lastmod>2016-10-06T12:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-7-wholesale-jobs-and-products-company-events-compliance-in-social-media-and-anti-money-laundering-for-every-lender/</loc>
		<lastmod>2016-10-07T12:37:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-8-notes-about-daca-borrowers-lenders-buying-banks-the-cfpbs-database-and-hmda-a-pretty-good-joke/</loc>
		<lastmod>2016-10-08T12:09:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-10-retail-fema-agency-investor-conf-conventional-changes/</loc>
		<lastmod>2016-10-10T12:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-11-webinars-on-fair-lending-increasing-production-fintech-the-new-urla-etc-new-loan-vendor-products-are-flourishing/</loc>
		<lastmod>2016-10-11T12:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-12-call-center-retail-and-wholesale-jobs-cfpb-penalizes-navy-fed-what-phh-v-cfpb-means-for-us/</loc>
		<lastmod>2016-10-12T12:08:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-13-2016-fulfillment-job-hmda-webinar-primer-on-appraisals-acs-taf-bpo-avm-aqb-hvcc-amc-and-huds-changes/</loc>
		<lastmod>2016-10-13T12:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-14-call-center-impending-events-non-owner-trends-not-helping-small-lenders-impacting-secondary-markets/</loc>
		<lastmod>2016-10-14T12:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-15-2016-notes-on-legality-of-msas-office-leases-joint-marketing-the-value-of-refi-biz-mobile-apps-for-homebuyers/</loc>
		<lastmod>2016-10-15T12:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-17-ops-sales-lender-disaster-updates-big-bank-3rd-quarter-mortgage-results-industrys-barometer/</loc>
		<lastmod>2016-10-17T12:38:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-18-2016-whole-loan-buyer-recruiting-service-freddie-jumbo-news-approaching-webinars-conferences-classes/</loc>
		<lastmod>2016-10-18T12:36:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-19-mi-retail-ops-jobs-sub-servicer-option-bank-m-usda-rural-freddies-single-security-proposal/</loc>
		<lastmod>2016-10-19T11:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-20-retail-another-dojfha-settlement-risk-sharing-heating-up-vendor-announcement-mania/</loc>
		<lastmod>2016-10-20T12:38:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-21-correspondent-fannie-to-address-reps-ginnie-credit-unions-paid-how-much-to-attorneys/</loc>
		<lastmod>2016-10-21T12:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-22-notes-on-hr-2121-appraiser-trainees-irs-delays-secure-access-and-tells-us-what-defines-being-married/</loc>
		<lastmod>2016-10-22T12:35:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-24-sales-jobs-mid-sized-bank-earnings-conforming-news-genworth-financial-finds-an-overseas-buyer/</loc>
		<lastmod>2016-10-24T11:02:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-25-ae-jobs-integration-vendor-fannie-trends-in-helocs-eclosings/</loc>
		<lastmod>2016-10-25T12:12:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-26-ops-call-center-bank-m-fha-remax-rolls-out-new-mortgage-company/</loc>
		<lastmod>2016-10-26T11:39:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-27-2016-ae-lo-appraisal-webinars-on-phhcfpb-selling-loans-broker-to-banker-pumpkin-humor/</loc>
		<lastmod>2016-10-27T12:37:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-28-lo-jobs-mgic-trends-in-borrower-equity-cfpb-hmda-44-lenders/</loc>
		<lastmod>2016-10-28T12:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-29-letters-from-the-conference-trenches-on-servicing-values-technology-credit-risk-availability-va-irrrls-sharing-risk-and-more/</loc>
		<lastmod>2016-10-29T12:14:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-31-ops-jobs-business-opportunity-approaching-events-jumbo-pricing-usda-news-the-economy-is-doing-pretty-well/</loc>
		<lastmod>2016-10-31T12:38:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-1-2016-underwriting-lo-training-info-wells-appraisal-settlement-trends-in-collateral-valuation-non-prime-mbs/</loc>
		<lastmod>2016-11-01T12:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-2-coo-impending-events-homebridge-to-buy-prospect-impact-on-non-bank-lender-rankings-fha-lender-changes/</loc>
		<lastmod>2016-11-02T12:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-3-ops-pricing-special-for-brokers-buyer-trends-impacting-builders-fannies-profit-partnership-with-sofi/</loc>
		<lastmod>2016-11-03T12:43:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-4-2016-retail-ae-and-ops-jobs-tax-state-lending-law-changes-from-coast-to-coast/</loc>
		<lastmod>2016-11-04T12:35:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-5-the-mba-trid-comment-letter-legal-rulings-impacting-lenders-and-real-estate-agents-phh-v-cfpb-for-dummies/</loc>
		<lastmod>2016-11-05T12:22:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-7-non-qm-program-lo-tools-training-on-msas-tax-returns-cra-etc-earnings-announcements-continue-theyre-pretty-good/</loc>
		<lastmod>2016-11-07T13:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-8-lo-lo-workshop-changes-in-credit-and-its-impact-on-first-time-home-buyers-vendor-news/</loc>
		<lastmod>2016-11-08T13:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-9-sales-phh-to-exit-private-label-disaster-news-marijuana-election-results-and-oh-the-election/</loc>
		<lastmod>2016-11-09T13:32:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-10-retail-opportunities-phhs-28-million-fine-miamis-fair-housing-lawsuit-ocwen-news-trump-on-yellen-the-cfpb/</loc>
		<lastmod>2016-11-10T13:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-11-trends-in-multi-family-housing-and-financing-housing-in-retirement-a-fine-veterans-day-tale/</loc>
		<lastmod>2016-11-11T13:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-12-cybersecurity-cyberattacks-malware-infections-the-bsa-what-if-you-dont-report-cyber-incidents/</loc>
		<lastmod>2016-11-12T13:29:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-14-cfo-webinars-this-week-servicing-market-heating-up-rising-rates-to-impact-fed-mbs-purchases/</loc>
		<lastmod>2016-11-14T13:25:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-15-marketing-vendor-news-va-fha-and-ginnie-mae-changes/</loc>
		<lastmod>2016-11-15T13:43:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-16-ae-jobs-and-jumbo-product-down-payment-report-good-news-from-hud-regulatory-backlash-ahead/</loc>
		<lastmod>2016-11-16T13:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-17-retail-correspondent-call-center-jobs-jumbo-news-strong-housing-starts-number-cfpb-news-and-rumors-fulton-financialdoj/</loc>
		<lastmod>2016-11-17T13:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-18-ae-retail-lo-recruitment-survey-appraisal-institute-goes-to-washington-dc/</loc>
		<lastmod>2016-11-18T13:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-19-cfpb-to-appeal-phh-decision-mba-and-other-groups-weigh-in/</loc>
		<lastmod>2016-11-19T11:50:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-21-credit-risk-supreme-court-hears-mortgage-case-cfpbs-financial-status-review/</loc>
		<lastmod>2016-11-21T13:38:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-22-wholesale-it-retail-jobs-webinars-and-events-fha-declining-number-of-banks/</loc>
		<lastmod>2016-11-22T13:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-23-ben-carson-at-hud-more-on-phh-v-cfpb-vendor-management-refis-continue-to-drop/</loc>
		<lastmod>2016-11-23T13:48:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-28-sales-jobs-conventional-conforming-program-changes-are-loan-limits-as-important-as-they-once-were/</loc>
		<lastmod>2016-11-28T13:36:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-29-ae-lo-webinars-conferences-and-training-coming-up-politically-related-thoughts-on-lending-continue/</loc>
		<lastmod>2016-11-29T13:43:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-30-tpo-retail-compliance-quicken-exec-lands-transition-job-cfpb-appraisal-news-non-agency-mbs-update/</loc>
		<lastmod>2016-11-30T13:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-1-lo-ae-renovation-udaap-allied-found-guilty-lender-rankings-worth-a-skim/</loc>
		<lastmod>2016-12-01T13:38:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-2-mi-company-name-changes-agencys-future-up-for-grabs-loan-amount-changes-fhas-2017-levels/</loc>
		<lastmod>2016-12-02T13:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-3-notes-on-trumps-impact-on-appraisals-cyber-security-theres-a-us-computer-emergency-readiness-team/</loc>
		<lastmod>2016-12-03T13:37:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-5-lo-ae-and-mi-jobs-mbas-guidance-on-2017-volumes-conventional-conforming-changes-roll-on/</loc>
		<lastmod>2016-12-05T13:30:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-6-sales-mgt-job-new-broker-product-vendor-news-incl-eclosing-pending-home-sales-primer-fha-va-ginnie-changes/</loc>
		<lastmod>2016-12-06T13:38:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-7-dtc-ae-cfo-jobs-reverse-mortgage-conference-primer-on-existing-home-sales-and-trends/</loc>
		<lastmod>2016-12-07T13:43:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-8-it-bus-development-wholesale-jobs-cfpb-targets-reverse-lenders-mba-reports-on-lender-profits-legal-trends/</loc>
		<lastmod>2016-12-08T13:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-9-lo-job-new-non-qm-investor-lehman-legal-update-capital-markets-changes-for-the-good-an-mbs-from-sofi/</loc>
		<lastmod>2016-12-09T13:45:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-10-note-on-political-appointees-impact-on-lending-appraisals-cybersecurity-ginnie-improving-your-business/</loc>
		<lastmod>2016-12-10T13:49:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-12-training-credit-trends-capital-markets-news-plenty-of-new-acronyms-for-the-industry/</loc>
		<lastmod>2016-12-12T13:29:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-13-retail-allys-consumer-direct-rollout-jumbo-news-lenders-loan-amount-changes/</loc>
		<lastmod>2016-12-13T13:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-14-lo-jobs-product-news-training-bank-news-underwriting-changes-in-assets-how-big-is-big/</loc>
		<lastmod>2016-12-14T13:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-15-retail-disaster-flood-and-water-news-the-fed-raised-rates-the-sun-still-rose/</loc>
		<lastmod>2016-12-15T13:37:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-16-consulting-ae-and-it-jobs-mba-membership-perks-cfpb-regulatory-legal-news-plywood-endangered-in-ohio/</loc>
		<lastmod>2016-12-16T13:37:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-17-appraisal-news-the-impact-of-higher-rates-on-helocs-hfas-and-business-theres-opportunity/</loc>
		<lastmod>2016-12-17T12:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-19-underwriting-lo-mi-jobs-referral-webinar-ginnie-pay-attention-to-yield-curve-fed-balance-sheet/</loc>
		<lastmod>2016-12-19T13:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-20-capital-markets-lo-and-ae-jobs-coast-to-coast-cfpb-hud-fire-away-into-the-holidays-and-outline-2017s-priorities/</loc>
		<lastmod>2016-12-20T13:26:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-21-ae-ff-updates-including-duty-to-serve-risk-sharing-harp-hamp-uldd-etc/</loc>
		<lastmod>2016-12-21T13:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-22-qc-cfo-and-lo-jobs-los-survey-results-banks-buying-non-banks-lehman-vs-loandepot-and-imortgage/</loc>
		<lastmod>2016-12-22T13:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-23-trends-in-the-compliance-doj-wishes-barclays-a-merry-christmas/</loc>
		<lastmod>2016-12-23T13:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-27-underwriter-cfpbhmdareg-z-changes-big-bank-upcoming-events/</loc>
		<lastmod>2016-12-27T13:14:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-28-sales-lender-young-folks-following-affordability/</loc>
		<lastmod>2016-12-28T13:18:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-29-wholesale-ae-jobs-phh-sheds-more-servicing-flood-insurance-news-jumbo-conforming-appraisal-requirement-changes/</loc>
		<lastmod>2016-12-29T13:35:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-30-dtc-jobs-jumbo-reverse-program-updates-on-2nds-and-pricingfee-changes-united-shore-settles-with-doj-on-fha-violations/</loc>
		<lastmod>2016-12-30T13:20:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-3-ae-cfpb-thoughts-credit-suisse-settles-f-company-fined-for-a-boat-cruise-dinner/</loc>
		<lastmod>2017-01-03T13:32:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-4-new-warehouse-lender-jobs-for-los-aes-dtc-mi-jobs-credit-companies-penalized-fha-va-lender-changes/</loc>
		<lastmod>2017-01-04T13:32:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-5-lo-ae-jobs-approaching-training-bank-mergers-continue-how-many-banks-were-there-in-1921/</loc>
		<lastmod>2017-01-05T13:48:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-6-dtc-mi-and-lo-jobs-around-the-nation-vs-more-layoffs-new-surprising-mortgage-fraud-scheme-rent-trends-help-lenders/</loc>
		<lastmod>2017-01-06T13:48:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-7-notes-on-false-claims-act-dollar-rolls-blockchain-primer-it-might-be-a-good-thing-for-every-lender-counterparty/</loc>
		<lastmod>2017-01-07T13:34:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-9-compliance-and-lo-jobs-quickens-parent-expands-lots-of-training-wage-inflation-pressure-primer/</loc>
		<lastmod>2017-01-09T13:34:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-10-dtc-lo-compliance-jobs-vendor-updates-of-note-training-this-week-on-cybersecurity-lo-sales-fhas-premium-cut-helpful-for-some/</loc>
		<lastmod>2017-01-10T12:35:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-11-correspondent-the-ceaseless-lender-investor-fha-va-fannie-freddie-program-changes/</loc>
		<lastmod>2017-01-11T13:07:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-12-ae-lo-and-management-job-reverse-mortgage-trends-ny-proposal-hecm-purchase-program-upcoming-conference/</loc>
		<lastmod>2017-01-12T13:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-13-subservicer-reviews-business-opportunity-ae-jobs-a-primer-on-hud-and-the-secretarys-testimony-inside-dr-carsons-home/</loc>
		<lastmod>2017-01-13T13:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-14-notes-on-the-lenders-job-market-is-buying-a-hot-dog-a-respa-violation/</loc>
		<lastmod>2017-01-14T13:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-16-management-lo-ae-jobs-upcoming-events-4th-quarter-big-bank-mortgage-performance-as-bellwether/</loc>
		<lastmod>2017-01-16T12:57:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-17-ae-lo-lending-legal-credit-risk-transfers-2016-non-agency-issuance-stats/</loc>
		<lastmod>2017-01-17T13:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-18-lo-mi-jobs-wholesale-group-available-new-correspondent-investor-deutsche-settles-investor-requirement-underwriting-changes/</loc>
		<lastmod>2017-01-18T13:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-19-coo-lo-and-ae-jobs-personnel-news-chase-settles-discrimination-issue-fha-program-roiled-via-mip-rumors/</loc>
		<lastmod>2017-01-19T13:37:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-20-customer-satisfaction-survey-mi-job-vendor-news-agency-news-updates-they-dont-stop/</loc>
		<lastmod>2017-01-20T13:34:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-21-notes-on-pipeline-hedging-condo-reserve-funds-fines-for-lack-of-cybersecurity-hecms-and-appraiser-training-education/</loc>
		<lastmod>2017-01-21T12:51:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-23-ae-jobs-non-qm-on-the-rise-guild-two-sides-to-the-fha-about-face-mortgage-bank-conferences/</loc>
		<lastmod>2017-01-23T13:21:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-24-ae-bad-news-from-wells-homestreet-banc-of-california-citi-and-others-cfpb-advisory-spots-open/</loc>
		<lastmod>2017-01-24T12:56:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-25-jobs-in-every-lending-channel-bank-m-primer-on-libor-what-if-the-fed-stops-buying-mbs/</loc>
		<lastmod>2017-01-25T12:54:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-26-ae-pe-firm-invests-in-ca-lender-glass-steagall-primer-ginnie-capital-markets-news/</loc>
		<lastmod>2017-01-26T13:44:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-27-cfo-new-lender-redfin-lenders-appraisal-pricing-and-disaster-updates/</loc>
		<lastmod>2017-01-27T13:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-28-notes-on-weed-lending-fha-mip-about-face-showing-up-for-conference-meetings-and-what-los-should-tell-borrowers/</loc>
		<lastmod>2017-01-28T13:02:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-30-lo-legal-home-point-buys-stonegate-citi-bails-on-servicing-biz-minority-demographics-helping-lenders/</loc>
		<lastmod>2017-01-30T13:36:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-31-lo-jobs-originator-upcoming-events-walter-reverse-mortgages/</loc>
		<lastmod>2017-01-31T13:43:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-1-ae-jobs-cfpb-enforcement-action-realtors-take-note-about-referral-fees-gse-news-jumbo-program-trends/</loc>
		<lastmod>2017-02-01T13:48:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-2-lo-good-news-for-lenders-in-rfc-case-bank-ma-setting-torrid-pace-sofi-to-purchase-zenbanx/</loc>
		<lastmod>2017-02-02T13:44:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-3-lock-desk-job-vendor-private-mortgage-insurance-company-changes-news/</loc>
		<lastmod>2017-02-03T13:37:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-4-real-estate-agents-thoughts-on-builders-the-mba-an-attorney-weigh-in-on-cfpb-msas-respa/</loc>
		<lastmod>2017-02-04T12:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-6-sales-good-news-for-thornburg-upcoming-events-investor-news/</loc>
		<lastmod>2017-02-06T13:24:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-7-lo-ae-remember-those-stearns-rumors-regulatory-executive-order-keep-it-in-perspective-a-primer/</loc>
		<lastmod>2017-02-07T13:38:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-8-ae-capital-markets-supply-jumbo-2nd-arm-news-navy-feds-55/</loc>
		<lastmod>2017-02-08T13:16:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-9-lo-lenders-disaster-updates-servicing-deals-bank-ma-but-new-banks-in-the-offing/</loc>
		<lastmod>2017-02-09T13:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-10-2017-lender-sought-by-fund-servicing-mgt-job-appraisal-trends-primer-on-stock-market-moves-vs-bonds/</loc>
		<lastmod>2017-02-10T13:35:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-11-notes-on-blockchain-trumps-moves-roiling-the-fed-regulatory-environment-tarullo-resigns/</loc>
		<lastmod>2017-02-11T13:07:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-13-senior-ops-job-lo-m-ginnie-issuance-grows-upcoming-events-enote-training-group/</loc>
		<lastmod>2017-02-13T13:38:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-14-management-new-products-reverse-mortgages-can-forward-lenders-do-them-correctly/</loc>
		<lastmod>2017-02-14T13:36:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-15-lo-jobs-lo-comp-survey-vendor-products-mi-news-fannie-refis-down-to-2009-levels/</loc>
		<lastmod>2017-02-15T13:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-16-ae-m-ginnie-fha-va-changes/</loc>
		<lastmod>2017-02-16T13:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-17-encompass-job-product-appraisal-news-events-next-week-fhanhfsapphire-drama-sofi-altisource-blackstone-news/</loc>
		<lastmod>2017-02-17T13:55:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-18-legal-stuff-title-companies-is-an-e-mail-a-contract/</loc>
		<lastmod>2017-02-18T13:20:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-21-ae-jobs-new-lo-training-white-paper-product-post-merger-psychology-ocwen-back-in-ca/</loc>
		<lastmod>2017-02-21T12:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-22-compliance-ops-lo-marketing-jobs-training-fanniefreddie-legal-news-not-helping-stockholders/</loc>
		<lastmod>2017-02-22T14:34:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-23-warehouse-job-wholesale-unit-seeking-home-cfpb-lawyering-up-and-wants-input-on-access-to-credit-lender-credit-changes/</loc>
		<lastmod>2017-02-23T13:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-24-ae-radian-president-to-retire-upcoming-events-banks-lenders-adjusting-business-models/</loc>
		<lastmod>2017-02-24T12:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-25-letters-on-the-likelihood-of-repealing-dodd-frank-va-irrrl-lender-abuse-of-our-vets-why-banks-should-do-hecms/</loc>
		<lastmod>2017-02-25T13:30:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-27-lo-rent-trends-continue-to-help-lenders-fha-ginnie-changes-in-the-marketplace/</loc>
		<lastmod>2017-02-27T13:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-28-lo-jobs-product-news-buyer-of-lenders-good-training-in-subjects-ranging-from-cybersecurity-to-taking-an-app-ecoa-legal-opinion/</loc>
		<lastmod>2017-02-28T13:38:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-1-lo-jobs-personnel-news-vendor-news-lender-disaster-updates-investor-srp-loan-level-price-adjustment-changes/</loc>
		<lastmod>2017-03-01T13:36:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-2-cfo-job-ex-cfpb-founder-offers-training-another-caliber-deal-in-ma-what-makes-a-good-lender-makes-a-good-seller/</loc>
		<lastmod>2017-03-02T13:36:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-3-business-opportunities-new-products-triconsilver-bay-deal-record-bank-earnings-basel-update-appraisal-collateral-trends/</loc>
		<lastmod>2017-03-03T13:14:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-4-notes-on-using-lpmi-k-1-income-tactics-credit-report-strategies-and-the-immense-cost-of-qms-43-dti-cutoff/</loc>
		<lastmod>2017-03-04T12:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-6-ops-ae-fha-primer-on-30-year-bond-supply-demand-yield/</loc>
		<lastmod>2017-03-06T13:02:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-7-ops-process-lots-going-on-in-capital-markets/</loc>
		<lastmod>2017-03-08T02:46:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-8-job-fairs-new-products-for-brokers-f-strong-economy-nudging-rates/</loc>
		<lastmod>2017-03-08T13:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-9-lo-jobs-lospos-class-personnel-moves-va-irrrl-cfpb-2017-initiatives-websites/</loc>
		<lastmod>2017-03-09T11:12:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-10-product-manager-lo-jobs-training-shift-out-of-fha-loans-yet-ginnie-sets-new-record-worst-seller-traits-in-ma/</loc>
		<lastmod>2017-03-10T13:35:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-11-notes-on-cybersecurity-for-ny-lenders-appraiser-pay-comp-survey-credit-standards-with-rates-rising-staffing-challenges/</loc>
		<lastmod>2017-03-11T11:55:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-13-lo-correspondent-jobs-zillow-cfpb-respa-in-the-spotlight/</loc>
		<lastmod>2017-03-13T12:10:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-14-ops-lo-ae-jobs-products-for-banks-current-servicing-market-2016-lo-turnover-survey/</loc>
		<lastmod>2017-03-14T12:34:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-15-ae-upcoming-training-ginnie-changes/</loc>
		<lastmod>2017-03-15T12:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-16-management-ae-personnel-non-qm-news-nationstarcfpbhmda-penalty-goldman-buying-delinquent-loans/</loc>
		<lastmod>2017-03-16T12:49:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-17-lo-jobs-who-what-why-of-new-credit-report-criteria-telephone-usage-in-underwriting/</loc>
		<lastmod>2017-03-17T12:22:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-18-notes-on-the-aging-lender-workplace-credit-quality-loan-program-trends-wire-fraud-example/</loc>
		<lastmod>2017-03-18T11:37:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-20-lender-news-upcoming-events-zillow-saga-continues/</loc>
		<lastmod>2017-03-20T12:37:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-21-mi-ops-ae-jobs-free-webinars-more-on-zillow-primer-on-a-flat-yield-curve-any-change-to-the-rating-agency-model/</loc>
		<lastmod>2017-03-21T12:07:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-22-secondary-retail-wholesale-corres-jobs-cfpb-reform-update-fannie-freddie-lender-conforming-changes/</loc>
		<lastmod>2017-03-22T12:43:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-23-coo-ae-lo-jobs-from-apps-to-secondary-soup-to-nuts-vendors-are-announcing-changes/</loc>
		<lastmod>2017-03-23T12:38:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-24-lo-ae-sales-mgt-jobs-experian-fined-by-cfpb-jumbo-program-news-lender-agency-technology-updates/</loc>
		<lastmod>2017-03-24T12:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-25-notes-on-fraud-vendor-management-zillows-business-tactics-buying-leads-and-msa-legality/</loc>
		<lastmod>2017-03-25T12:28:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-27-ae-m-trends-in-credit-underwriting-freddie-addresses-lack-of-scores/</loc>
		<lastmod>2017-03-27T12:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-28-lo-vendor-updates-servicing-trends-inc-owens-new-consent-order-rates-the-health-care-plan/</loc>
		<lastmod>2017-03-28T11:23:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-29-ae-lender-training-digital-mortgage-survey-vendors-lenders-raising-capital/</loc>
		<lastmod>2017-03-29T11:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-30-ae-new-products-arm-primer-investor-fee-srp-changes-cost-of-lending-changing/</loc>
		<lastmod>2017-03-30T12:50:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-31-encompass-phh-to-lose-ceo-fanniefreddie-changes-their-future-debate-continues/</loc>
		<lastmod>2017-03-31T12:39:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/3429/</loc>
		<lastmod>2017-04-01T12:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-3-it-sales-ops-state-mba-jobs-attorneys-weigh-in-on-msas-builder-incentives-the-cfpb-and-respa/</loc>
		<lastmod>2017-04-03T11:46:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-4-ae-personnel-moves-nahrep-note-flagstar-to-buy-cas-opes-advisors/</loc>
		<lastmod>2017-04-04T12:35:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-5-lo-jobs-training-in-lo-comp-hmda-sales-techniques-car-student-loans-impacting-resi-lending/</loc>
		<lastmod>2017-04-05T12:47:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-6-lo-personnel-news-freddies-1-3-billion-stacr-lenders-new-channels-tech-products-impact-los-brokers/</loc>
		<lastmod>2017-04-06T12:42:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-7-controller-vp-tpo-jobs-recruiting-service-fha-va-ginnie-usda-changes-cfpbs-tongue-lashing-from-hensarling/</loc>
		<lastmod>2017-04-07T12:38:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-8-lender-cyber-security-primer-types-phishing-ny-rules-patches-preventative-measures-new-scam-hits-law-firms/</loc>
		<lastmod>2017-04-08T12:26:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-10-svp-sales-consulting-jobs-lender-changes-to-fees-how-is-agency-risk-based-pricing-set/</loc>
		<lastmod>2017-04-10T12:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-11-lo-vendor-products-updates-webinars-training-run-the-gamut/</loc>
		<lastmod>2017-04-11T12:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-12-ae-lo-jobs-tpo-wisconsin-channel-lender-product-news-trends-in-closing-eclosing-processes/</loc>
		<lastmod>2017-04-12T12:45:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-13-underwriting-training-north-korea-france-italy-moving-rates-bank-changes-news-is-basel-faltering/</loc>
		<lastmod>2017-04-13T12:38:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-14-msa-chatter-trends-in-home-equity-helocs-reverse-mortgages-housing-inventory-and-millennials-theyre-all-connected/</loc>
		<lastmod>2017-04-14T12:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-17-ae-bank-banks-adjust-asset-mix-due-to-fed-moves/</loc>
		<lastmod>2017-04-17T12:38:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-18-controller-hmda-sales-digital-training-cfpb-news-on-arbitration-hmda-women-minorities-etc/</loc>
		<lastmod>2017-04-18T12:38:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-19-capital-markets-servicing-jobs-underwriter-pay-did-what-in-2016-wells-fha-price-move-will-move-market/</loc>
		<lastmod>2017-04-19T12:30:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-20-ops-hud-settlement-in-ca-webinars-on-reverse-mortgages-digital-mortgages-etc/</loc>
		<lastmod>2017-04-20T12:37:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-21-lo-servicing-news-fannie-another-blow-for-ocwen/</loc>
		<lastmod>2017-04-21T10:08:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-22-notes-on-zillow-msas-respa-sales-techniques-10-day-closes-and-big-bank-market-share-fha-lending/</loc>
		<lastmod>2017-04-22T11:43:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-24-subservicer-cfpb-non-prime-security-update-french-elections-move-u-s-rates/</loc>
		<lastmod>2017-04-24T12:42:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-25-products-for-correspondents-training-in-sales-reverse-hmda-cust-satisfaction-appraisal-news-illinois-vs-amcs/</loc>
		<lastmod>2017-04-25T11:55:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-26-ae-sales-vendor-news-incl-non-qm-warehouse-aot-mini-bulk-execution-fannie-student-loans/</loc>
		<lastmod>2017-04-26T12:17:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-27-vendor-products-incl-non-qm-sales-tool-personnel-moves-servicing-whos-brokering-buying-selling-why/</loc>
		<lastmod>2017-04-27T12:37:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-28-business-opportunity-subservicer-price-offer-bank-m-agency-updates-another-gse-reform-plan/</loc>
		<lastmod>2017-04-28T12:45:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-29-weed-lending-and-business-home-delivery-notes-on-guarding-against-fraud-bad-credit-data-vendor-mgt-what-is-ssae18/</loc>
		<lastmod>2017-04-29T12:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-1-lo-underwriter-lo-lo-comp-training-legal-news-customer-info-in-the-cloud/</loc>
		<lastmod>2017-05-01T12:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-2-cfo-warehouse-ae-jobs-retail-mi-update-radian-in-the-nyt-is-rarely-a-good-thing/</loc>
		<lastmod>2017-05-02T12:16:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-3-ae-upcoming-events-stonegate-treasury-trading-changes/</loc>
		<lastmod>2017-05-03T09:46:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-4-appraisal-product-cfo-job-seller-wanted-fannie-freddie-news-in-both-the-primary-secondary-markets/</loc>
		<lastmod>2017-05-04T12:37:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-5-mi-lo-and-ae-jobs-bank-m-jumbo-loan-trends-what-of-underwriters-work-from-home/</loc>
		<lastmod>2017-05-05T12:42:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-6-2017-notes-on-influence-on-taxes-and-employment-on-lending-cmb-program-10-day-closes/</loc>
		<lastmod>2017-05-06T12:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-8-questionnaire-product-lehman-legal-news-vendor-updates-trends-in-credit-scores-tax-documentation/</loc>
		<lastmod>2017-05-08T12:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-9-sales-jobs-forecasting-tool-crm-product-subservicer-white-paper-2017-housing-pending-home-sales-trends/</loc>
		<lastmod>2017-05-09T12:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-10-warehouse-product-radiansecbpo-probe-training-freddie-fannie-changes-dont-stop/</loc>
		<lastmod>2017-05-10T12:51:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-11-ae-lo-sales-jobs-stratmor-of-lo-comp-plans-legal-compliance-news-classes-texas-home-equity-news/</loc>
		<lastmod>2017-05-11T12:46:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-12-ae-lo-ops-m-udaap-settlement-tarp-update-upcoming-events-wells-eyeing-non-agency-issuance/</loc>
		<lastmod>2017-05-12T12:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-13-note-on-coal-jobs-zillow-admits-it-is-under-cfpb-investigation-los-and-real-estate-agents-beware/</loc>
		<lastmod>2017-05-13T12:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-15-2017-lo-fhava-pricing-changes-down-payment-news-trends/</loc>
		<lastmod>2017-05-15T11:47:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-16-lo-upcoming-events-state-level-changes-from-ar-to-wa/</loc>
		<lastmod>2017-05-16T12:38:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/ae-the-govt-lending-settlements-volcker-rule-a-hmda-delay/</loc>
		<lastmod>2017-05-17T14:21:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-18-ae-mers-fannie-politics-interest-rates/</loc>
		<lastmod>2017-05-18T13:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-19-sales-training-events-wells-bank-credit-union-news-what-is-chase-doing/</loc>
		<lastmod>2017-05-19T14:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-20-letters-notes-on-the-mid-new-fincen-rule-for-financial-institutions-and-a-cybercrime-primer/</loc>
		<lastmod>2017-05-20T12:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-22-lo-fha-va-news-and-lender-trends-households-moving-toward-buying/</loc>
		<lastmod>2017-05-22T14:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-23-ae-hmda-training-misc-updates-around-the-biz-on-policies-procedures-documentation/</loc>
		<lastmod>2017-05-23T14:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-24-bus-dev-guilds-1-down-product-new-home-sales-trends/</loc>
		<lastmod>2017-05-24T13:53:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-25-sales-phh-v-cfpb-recording-of-the-arguments-a-webinar-about-yesterdays-action-whats-next/</loc>
		<lastmod>2017-05-25T12:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-26-bank-m-example-of-titlelender-fraud-basel-update-for-los-wages-the-fed-mortgage-rates/</loc>
		<lastmod>2017-05-26T12:39:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-30-ae-state-level-lending-law-changes-servicing-trends-packages/</loc>
		<lastmod>2017-05-30T13:33:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-31-cfo-retail-jobs-upcoming-events-vendor-updates-ob-to-buy-comergence-freddie-credit-risk-transfer/</loc>
		<lastmod>2017-05-31T13:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-1-ae-collateral-appraisal-news-fed-addresses-delays/</loc>
		<lastmod>2017-06-01T13:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-2-ops-lo-jobs-recruiting-tool-correspondent-program-credit-guideline-changes-jumbo-secondary-market-news/</loc>
		<lastmod>2017-06-02T14:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-3-notes-on-early-payoff-penalties-appraisals-appraisers-wire-vs-mortgage-fraud-and-housing-round-the-world/</loc>
		<lastmod>2017-06-03T14:14:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-5-encompass-consumer-direct-jobs-tpo-product-bank-rankings-rescap-legal-news-june-fed-rate-hike-odds/</loc>
		<lastmod>2017-06-05T13:56:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-6-products-from-processing-to-servicing-state-level-lending-law-changes-does-california-have-a-price-loophole/</loc>
		<lastmod>2017-06-06T13:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-7-mi-lo-jobs-book-for-brokers-fannie-freddie-changes-capital-market-execs-view-on-rates-locks-for-los/</loc>
		<lastmod>2017-06-07T14:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-8-ops-sales-mgt-jobs-events-cdd-hmda-training-survey-on-digital-mortgage-benefits-origination-millennials/</loc>
		<lastmod>2017-06-08T13:48:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-9-ae-ops-lo-consumer-direct-jobs-around-the-nation-lender-fee-price-changes-enote-news-of-note/</loc>
		<lastmod>2017-06-09T14:03:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-10-notes-on-synthetic-fraud-down-payment-education-trends-in-credit-scoring-the-occ-weighs-in-vendor-risks/</loc>
		<lastmod>2017-06-10T13:52:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-12-ae-sales-jobs-tech-survey-vendor-updates-partnering-is-the-name-of-the-game-ellie-hmda-readiness/</loc>
		<lastmod>2017-06-12T13:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-13-mortgage-products-personnel-changes-training-upcoming-events-cap-markets-exec-on-closing-loans-in-this-market/</loc>
		<lastmod>2017-06-13T14:11:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-14-lo-bus-dev-jobs-fhava-updates-tech-processing-news-morgans-home-loan-app-tool/</loc>
		<lastmod>2017-06-14T14:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-15-lo-dtc-secondary-marketing-jobs-bank-ma-everbank-wells-in-the-headlines-renovator-jobs-on-the-rise/</loc>
		<lastmod>2017-06-15T13:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-16-lo-jobs-tech-products-business-opportunity-states-changing-lending-foreclosure-laws/</loc>
		<lastmod>2017-06-16T13:08:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-17-blockchain-news-a-symposium-appraisal-changes-in-the-offing-beefing-up-your-interview-process/</loc>
		<lastmod>2017-06-17T12:46:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-19-cap-mkts-exec-looking-ae-and-manufactured-housing-jobs-upcoming-events-incl-ma-discussion-jobs-housing-driving-rates/</loc>
		<lastmod>2017-06-19T13:47:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-20-lo-jobs-lo-products-reverse-mortgage-primer-product-attracting-forward-lenders/</loc>
		<lastmod>2017-06-20T13:57:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-21-sales-jobs-borrower-satisfaction-survey-sindeo-closes-servicing-ca-per-diem-interest-crts-help-in-secondary-but-credit-risk-increasing-in-primary-market/</loc>
		<lastmod>2017-06-21T13:32:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-22-lo-ae-jobs-personnel-moves-internal-audit-service-vendor-updates-inc-alights-capital-raise/</loc>
		<lastmod>2017-06-22T13:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-23-ae-lo-jobs-lo-products-interesting-business-opportunity-legal-compliance-news-servicing-enforcement-action/</loc>
		<lastmod>2017-06-23T13:26:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-24-notes-on-sindeo-wire-fraud-prevention-the-interest-rate-climate-and-builder-price-incentives-inbox-x/</loc>
		<lastmod>2017-06-24T13:22:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-26-lo-sales-jobs-credit-union-mi-rates-bank-news-stress-tests-ma-values-underwriting-guideline-changes-new-products/</loc>
		<lastmod>2017-06-26T13:29:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-27-ae-lo-jobs-coast-to-coast-layoffs-reverse-mortgage-sale-nationstar-call-center-move-training-in-arms-hmda/</loc>
		<lastmod>2017-06-27T13:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-28-business-opportunities-lo-jobs-the-economy-rates-originator-training-freedom-takes-a-bite-out-of-the-big-apple/</loc>
		<lastmod>2017-06-28T12:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-29-mi-compliance-lo-qi-jobs-new-products-lenders-expanding-housing-the-econom/</loc>
		<lastmod>2017-06-29T13:49:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-30-ae-lo-jobs-primary-market-fanniefreddie-conventional-conforming-changes-across-lenders-investors/</loc>
		<lastmod>2017-06-30T12:57:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/blockchain-projects-notes-on-wire-fraud-and-cyber-attack-safeguards-lender-technology-lender-vs-investor-risk/</loc>
		<lastmod>2017-07-01T13:23:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-3-residential-legal-news-disaster-area-updates-fha-va-and-ginnie-news-from-agencies-lenders-angel-oak-non-qm-security/</loc>
		<lastmod>2017-07-03T13:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-5-lo-jobs-reverse-mortgage-product-state-level-changes-to-licensing-servicing-call-reports-definitions-of-a-lead-etc/</loc>
		<lastmod>2017-07-05T13:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-6-lo-jobs-products-personnel-moves-prospect-settles-with-doj-upcoming-events-state-level-changes-in-the-se/</loc>
		<lastmod>2017-07-06T13:49:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-7-nevada-hoa-figures-more-changes-to-state-level-lending-laws-cap-markets-execs-letter-to-los-about-rate-locks-extensions/</loc>
		<lastmod>2017-07-07T13:20:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-8-repent-and-reform-a-collection-of-current-thoughts-on-changing-fannie-freddie-maybe-next-year/</loc>
		<lastmod>2017-07-08T13:03:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-10-warehouse-compliance-lo-jobs-freddie-fannie-changes-just-dont-stop-and-lenders-investors-follow-suit-inbox-x/</loc>
		<lastmod>2017-07-10T13:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-11-sales-mgt-jobs-personnel-moves-pingora-purchased-sindeo-back-survey-strategy-interesting-upcoming-events-training/</loc>
		<lastmod>2017-07-11T12:52:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-12-ae-lo-bus-dev-jobs-hud-suspends-seckel-cfpb-news-the-importance-of-compliance-training/</loc>
		<lastmod>2017-07-12T13:37:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-13-lo-appraisal-jobs-lawsuit-news-appraisal-trends-compensation-builders-virtual-reality-app-for-home-viewing/</loc>
		<lastmod>2017-07-13T12:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-14-compliance-encompass-lo-jobs-credit-changes-in-the-primary-secondary-market/</loc>
		<lastmod>2017-07-14T14:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-15-notes-on-affordable-housing-compliance-tips-e-mortgages-defined-and-what-companies-are-doing-about-them/</loc>
		<lastmod>2017-07-15T13:07:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-17-lo-bus-dev-jobs-correspondent-moves-bank-ma-news-occs-risk-list-webinars-to-close-out-july/</loc>
		<lastmod>2017-07-17T13:55:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-18-ae-acct-manager-jobs-comp-software-stratmors-take-on-lenders-mood-fha-va-news-heloc-resets-doing-well/</loc>
		<lastmod>2017-07-18T12:53:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-19-lo-correspondent-ae-jobs-upcoming-events-disaster-updates-yield-curve-flattening-which-suggests/</loc>
		<lastmod>2017-07-19T14:13:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-20-lo-ae-jobs-secondary-team-available-academy-buys-first-mortgage-cunningham-vendor-updates/</loc>
		<lastmod>2017-07-20T13:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-21-legal-lo-jobs-products-to-help-originators-state-level-changes-from-coast-to-coast-housing-rates/</loc>
		<lastmod>2017-07-21T13:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-22-letters-on-basel-problems-esignatures-enotes-gse-reform-the-credit-crisis/</loc>
		<lastmod>2017-07-22T12:54:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-24-mgt-lo-jobs-lender-fee-pricing-tweaks-cfpb-suit-dismissed-announces-hmda-webinar-pce-primer/</loc>
		<lastmod>2017-07-24T13:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-25-lo-ae-jobs-products-credit-underwriting-changes-cap-mkts-exec-on-margins-volume-ally-is-offering-to-do-what/</loc>
		<lastmod>2017-07-25T12:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-26-product-manager-ae-lo-ops-jobs-lender-ma-and-bank-mortgage-news-training-events-inc-fha-cybersecurity/</loc>
		<lastmod>2017-07-26T12:58:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-27-ae-lobranch-opsunderwriter-jobs-state-law-changes-impacting-mlos-notaries-poas-fed-funds-on-hold-inbox-x/</loc>
		<lastmod>2017-07-27T13:07:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-28-compliance-and-ae-jobs-14-billion-interfirst-shuts-down-servicing-deals-law-changes-adios-libor/</loc>
		<lastmod>2017-07-28T12:58:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-29-notes-on-the-mid-servicing-values-interfirsts-closing-hud-handbook-verbiage-lack-of-comments-on-ability-to-pay-rule/</loc>
		<lastmod>2017-07-29T12:48:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-31-ae-jobs-new-products-training-from-investors-agencies-vanguard-stops-taking-apps-fed-owns-how-much-agency-mbs/</loc>
		<lastmod>2017-07-31T12:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-1-ae-ops-jobs-personnel-moves-subservicer-review-conventional-conforming-dti-ltv-arm-du-lp-llpa-and-ucd-changes/</loc>
		<lastmod>2017-08-01T12:51:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-2-bus-dev-and-ops-jobs-personnel-promotions-fiserv-buys-pclender-capital-markets-projections-net-income/</loc>
		<lastmod>2017-08-02T13:21:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-3-ae-lo-inside-sales-management-jobs-new-chief-at-flagstar-lo-turnover-survey-results-down-payment-trends-news/</loc>
		<lastmod>2017-08-03T12:47:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-4-lo-jobs-dpa-accounting-services-documentation-changes-around-the-biz-upcoming-training-new-jumbo-deal/</loc>
		<lastmod>2017-08-04T13:26:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-5-letters-on-the-mid-dpas-women-in-leadership-disaster-planning-and-brokering-vs-banking/</loc>
		<lastmod>2017-08-05T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-7-servicing-mgr-lo-jobs-corresp-product-tax-trends-in-underwriting-warehouse-lawsuit-hits-industry-icon/</loc>
		<lastmod>2017-08-07T13:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-8-new-bank-lo-jobs-training-reverse-opportunities-wholesale-products-libor-arm-investor-news/</loc>
		<lastmod>2017-08-08T12:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-9-servicing-ops-jobs-upcoming-conferences-training-wells-phh-settle-technology-updates-happy-with-your-los/</loc>
		<lastmod>2017-08-09T13:18:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-10-ae-lo-bus-dev-opportunities-e-closing-digital-transactions-technology-news-no-commission-loans/</loc>
		<lastmod>2017-08-10T13:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-11-lo-subservicer-jobs-fannie-freddie-conventional-conforming-news-and-changes/</loc>
		<lastmod>2017-08-11T13:03:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-12-notes-on-mining-hmda-data-mid-cyber-security-mortgage-case-study-inside-wells-fargos-cyber-war-room/</loc>
		<lastmod>2017-08-12T13:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-14-ae-product-mgr-jobs-pr-and-subservicer-products-fha-va-ginnie-updates-bank-ma-wont-let-up/</loc>
		<lastmod>2017-08-14T13:23:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-15-lo-ae-reverse-jobs-lenders-new-capital-partner-conferences-training-coast-to-coast-and-via-phone/</loc>
		<lastmod>2017-08-15T13:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-17-ae-lo-and-mi-opportunities-state-level-licensing-law-changes-trid-related-process-changes/</loc>
		<lastmod>2017-08-17T13:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-18-broker-product-companies-expanding-appraisal-news-lock-process-changes-harp-crt-the-capital-markets/</loc>
		<lastmod>2017-08-18T13:07:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-19-rent-stats-helping-lenders-real-estate-agents-the-freedom-tax-for-mobility/</loc>
		<lastmod>2017-08-19T13:44:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-21-2017-ae-lo-controller-jobs-important-freddie-fannie-lender-shifts-in-appraisal-and-inspection-policies/</loc>
		<lastmod>2017-08-21T12:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-22-ae-jobs-lo-products-company-moves-state-level-power-of-attorney-changes-tweak-libor-rather-than-eliminate/</loc>
		<lastmod>2017-08-22T12:43:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-23-amc-sales-lo-training-product-upcoming-events-of-all-shapes-vendors-partnering-up/</loc>
		<lastmod>2017-08-23T13:12:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-24-business-opportunity-ae-lender-arrests-state-level-lending-law-changes/</loc>
		<lastmod>2017-08-24T12:57:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-25-national-sales-blends-capital-raise-cfpbs-hmda-changes-libor-sub-proposal/</loc>
		<lastmod>2017-08-25T13:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-26-notes-on-occupancy-fraud-appraiser-training-blockchain-lo-transition-a-hmda-deep-dive/</loc>
		<lastmod>2017-08-26T12:20:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-28-national-zillow-wins-suit-cherry-creek-chairman-resigns-investor-lender-disaster-updates/</loc>
		<lastmod>2017-08-28T12:45:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-29-mi-wide-range-of-training-credit-guideline-changes/</loc>
		<lastmod>2017-08-29T12:28:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-30-production-lender-disaster-updates-tech-survey-interview-wells-rate-lock-lawsuit/</loc>
		<lastmod>2017-08-30T12:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-31-servicing-job-disaster-updates-lender-and-bank-m-opendoor-opens-mortgage/</loc>
		<lastmod>2017-08-31T12:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-1-personnel-moves-more-disaster-updates-from-agencies-lenders-investors/</loc>
		<lastmod>2017-09-01T12:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/95-uw-mba-jobs-events-lender-disaster-aid-chla-report-on-imbs/</loc>
		<lastmod>2017-09-05T12:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-6-lo-jobs-north-korea-lender-disaster-updates-what-can-borrowers-do/</loc>
		<lastmod>2017-09-06T12:42:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-7-uw-milken-irmas-impact-on-warehouse-loan-funding-in-fl/</loc>
		<lastmod>2017-09-07T09:21:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-8-lo-jobs-wfseneca-servicing-sale-vendor-news-tech-survey/</loc>
		<lastmod>2017-09-08T12:29:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-9-letters-about-cybersecurity-blockchain-transitional-licensing-and-the-role-of-formal-training-for-lenders/</loc>
		<lastmod>2017-09-09T12:12:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-11-secondary-recruiting-jobs-warehouse-advice-for-loans-in-disaster-areas-cap-mkts-exec-on-setting-borrower-expectations/</loc>
		<lastmod>2017-09-11T12:16:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-12-ops-lenders-adjust-to-disaster-areas-lendas-capital-raise/</loc>
		<lastmod>2017-09-12T12:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-13-ae-jobs-book-for-brokers-mlo-comp-survey-results-arm-news-price-changes-a-new-adjustable-loan/</loc>
		<lastmod>2017-09-13T12:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-14-lo-jobs-jumbo-product-lender-tax-credits-disaster-updates-from-agencies-investors-lenders/</loc>
		<lastmod>2017-09-14T12:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-15-cfo-lo-jobs-sales-events-lots-of-training-austrias-100-year-bond/</loc>
		<lastmod>2017-09-15T12:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-16-notes-on-tracking-originations-closing-doc-scam-equifax-nightmare-sites-to-freeze-your-credit/</loc>
		<lastmod>2017-09-16T12:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-18-dtc-jobs-reverse-training-morgan-stanley-to-originate-latest-disaster-lender-updates/</loc>
		<lastmod>2017-09-18T12:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-19-lo-jobs-training-starkey-to-re-brand-prioritizing-borrower-feedback-fhavaginnie-updates-what-is-a-203h-loan/</loc>
		<lastmod>2017-09-19T12:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-20-lo-jobs-personnel-moves-social-media-webinar-uniform-closing-dataset-ucd-mania/</loc>
		<lastmod>2017-09-20T12:13:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-21-ae-pwcs-law-firm-false-claims-act-penalty-lenders-disaster-news-fed-does-the-expected/</loc>
		<lastmod>2017-09-21T12:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-22-retail-jobs-warehouse-agency-conforming-changes-cap-mkts-exec-on-cost-to-originate/</loc>
		<lastmod>2017-09-22T12:34:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-23-libor-change-status-notes-on-credit-cybersecurity-servicing-mlo-marketing-plans/</loc>
		<lastmod>2017-09-23T12:24:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-25-ae-jobs-new-lo-products-qc-trends-report-training-ff-active-secondary-market/</loc>
		<lastmod>2017-09-25T12:14:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-26-ae-lo-sales-management-jobs-new-lender-products-incl-cybersecurity-guide-usda-rural-status/</loc>
		<lastmod>2017-09-26T12:28:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-27-sales-ae-training-events-bank-lender-ma-who-is-doing-what-and-why/</loc>
		<lastmod>2017-09-27T12:34:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-28-lo-job-wholesale-staff-available-tech-products-disaster-updates-rates-moved-by-peace-tax-plan/</loc>
		<lastmod>2017-09-28T12:51:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-29-hmda-recruiting-marketing-lender-performance-products-disaster-updates-nomura-rbs-mbs-lawsuit-setback/</loc>
		<lastmod>2017-09-29T12:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-30-notes-on-cybercrime-new-credit-card-scam-private-lending-closing-cost-accounting-nc-digital-mortgages/</loc>
		<lastmod>2017-09-30T11:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-2-lo-ae-jobs-lo-seeking-a-home-lender-appraisal-changes-freddie-fannie-updates-of-note/</loc>
		<lastmod>2017-10-02T09:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-3-lo-ae-jobs-promotions-vendor-primary-homestreet-restructure/</loc>
		<lastmod>2017-10-03T12:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-4-ops-swot-training-servicing-law-changes-deals-and-a-flashback-to-servicing-10-years-ago/</loc>
		<lastmod>2017-10-04T12:46:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-5-mba-legal-lo-bus-dev-jobs-lo-products-bank-news-and-m-lots-of-october-events-free-training/</loc>
		<lastmod>2017-10-05T12:58:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-6-promotions-lo-jobs-nationwide-shuts-correspondent-deval-opens-retail-ginnie-addresses-hurricanes-the-fed-rates/</loc>
		<lastmod>2017-10-06T12:47:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-7-letters-regarding-wire-fraud-lo-oversight-cfpb-arbitration-the-myriad-of-housing-stats-and-libor/</loc>
		<lastmod>2017-10-07T11:38:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-9-warehouse-news-lo-jobs-business-opportunity-lender-investor-fha-va-changes-for-originators/</loc>
		<lastmod>2017-10-09T12:28:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-10-lep-compliance-communication-products-cfo-available-upcoming-events-credit-guideline-changes/</loc>
		<lastmod>2017-10-10T12:24:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-11-training-ca-fire-declaration-lender-investor-mi-disaster-updates-links/</loc>
		<lastmod>2017-10-11T12:36:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-12-ae-analyst-lo-jobs-hmda-dashboard-broker-products-upcoming-training-ucd-news/</loc>
		<lastmod>2017-10-12T12:53:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-13-crm-lep-vendor-management-products-ae-jobs-lenders-investment-banks-making-moves-shifting-products/</loc>
		<lastmod>2017-10-13T13:01:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-14-focus-on-reverse-mortgages-primary-secondary-markets-regulatory-and-servicing-biz/</loc>
		<lastmod>2017-10-14T11:17:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/4060-2/</loc>
		<lastmod>2017-10-16T12:32:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-17-sales-job-lender-for-sale-wire-fraud-mbi-hmda-stats-upcoming-events-the-feds-leadership/</loc>
		<lastmod>2017-10-17T12:43:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-18-sales-jobs-cra-los-products-usda-rural-back-on-track/</loc>
		<lastmod>2017-10-18T12:58:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-19-lender-m-new-vendor-creations-jumbo-no-mi-products/</loc>
		<lastmod>2017-10-19T12:36:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-20-sales-jobs-new-wholesaler-lender-capital-markets-product-vet-looking-for-a-position/</loc>
		<lastmod>2017-10-21T03:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-21-notes-on-lender-recruiting-hispanic-lending-supporting-business-in-disaster-areas-sweeping-illinois-changes/</loc>
		<lastmod>2017-10-21T12:53:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-23-mi-renovation-vendor-products-for-lenders-disaster-updates-from-investors/</loc>
		<lastmod>2017-10-23T12:14:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-24-business-opportunities-lender-disaster-policies-vendor-news-mbas-2018-volume-forecast/</loc>
		<lastmod>2017-10-24T12:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-25-lo-broker-workshops-condo-jumbo-lock-policy-lender-news/</loc>
		<lastmod>2017-10-25T12:38:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-26-ae-lender-appraisal-requirement-changes-digital-mortgage-advice/</loc>
		<lastmod>2017-10-26T12:43:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-27-retail-jobs-heloc-vendor-products-chapter-11-for-ditechs-parent/</loc>
		<lastmod>2017-10-27T12:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-28-notes-on-tiny-houses-a-cure-for-the-reliance-on-credit-bureaus-conferences-with-no-age-bias/</loc>
		<lastmod>2017-10-28T11:59:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-30-ops-bus-dev-conventional-conforming-changes-from-agencies-investors-lenders/</loc>
		<lastmod>2017-10-30T12:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-31-ae-training-lender-investor-disaster-updates/</loc>
		<lastmod>2017-10-31T12:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-1-lo-jobs-broker-events-regulatory-driven-lender-changes-lender-fhlb-news/</loc>
		<lastmod>2017-11-01T12:38:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-2-2017-api-webinar-lo-impac-leadership-change-17-35-year-olds-moving-housing/</loc>
		<lastmod>2017-11-02T12:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-3-ae-mi-company-news-the-skinny-on-libor-the-tax-proposal-the-fed-chair-nominee/</loc>
		<lastmod>2017-11-03T12:35:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-4-readers-notes-on-the-mba-conference-builder-lender-incentives-double-counting-production/</loc>
		<lastmod>2017-11-04T12:28:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-6-mi-lo-ae-jobs-upcoming-training-buydowns-to-down-payments-to-usda-new-lender-products/</loc>
		<lastmod>2017-11-06T13:56:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-7-dtc-nationstar-in-play-new-lender-state-credit-scores-lending-changes/</loc>
		<lastmod>2017-11-07T13:27:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-8-lo-jobs-fha-changes-run-the-gamut-ny-wv-and-nj-lending-changes-1000-of-our-brethren-now-looking-for-work/</loc>
		<lastmod>2017-11-08T13:20:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-9-tech-state-level-news-lending-law-changes-across-the-nation/</loc>
		<lastmod>2017-11-09T13:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-10-business-opportunities-products-upcoming-events-agency-disaster-updates-freddie-fannie-news/</loc>
		<lastmod>2017-11-10T13:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-11-notes-on-ecoa-corporate-tax-fallacies-tallying-mortgage-production/</loc>
		<lastmod>2017-11-11T12:46:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-13-cap-markets-product-bank-m-events-jumbo-non-qm-product-updates/</loc>
		<lastmod>2017-11-13T13:25:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-14-lo-jobs-lender-acquired-mr-cooper-ginnie-news/</loc>
		<lastmod>2017-11-14T13:39:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-15-servicing-lo-vendor-jobs-recruiting-service-conventional-conforming-underwriting-process-changes-everywhere/</loc>
		<lastmod>2017-11-15T13:37:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-16-mi-branch-jobs-appraisal-products-another-lender-acquired-training-events-thoughts-on-mr-cordray/</loc>
		<lastmod>2017-11-16T13:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-17-mi-wells-fargo-mgt-upheaval-borrowers-hud-fha-va-ginnie-news-hecms-hurting-capital/</loc>
		<lastmod>2017-11-17T13:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-18-career-advice-from-women-people-of-color-for-those-in-the-lending-biz/</loc>
		<lastmod>2017-11-18T13:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-20-controller-job-lo-reverse-mortgage-webinar-cfpbs-moves-capital-markets-product/</loc>
		<lastmod>2017-11-20T13:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-21-ae-cra-changes-new-lender-mortgage-appraisal-books-for-your-staff/</loc>
		<lastmod>2017-11-21T13:36:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-22-lo-upcoming-events-tax-related-underwriting-changes/</loc>
		<lastmod>2017-11-22T13:38:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-24-lender-internet-news-vendors-partnering-expanding-offering-new-products/</loc>
		<lastmod>2017-11-24T13:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-27-ae-advice-from-industry-leaders-cfpb-leadership-void-really/</loc>
		<lastmod>2017-11-27T13:16:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-28-mi-flood-insurance-status-banks-in-the-news-care-about-the-yield-curve/</loc>
		<lastmod>2017-11-28T13:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-29-cap-mkts-job-layoffs-hud-cries-foul-on-travel-expenses-upcoming-events-udaap-ruling-on-discount-points/</loc>
		<lastmod>2017-11-29T13:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-30-tech-co-for-sale-lo-jobs-lender-survey-of-issues-servicing-news-primer-values-matter/</loc>
		<lastmod>2017-11-30T13:47:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-1-ae-jobs-rating-agency-nods-servicing-deals-yield-curve-and-libor-news-chinese-us-securities/</loc>
		<lastmod>2017-12-01T13:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-2-letters-about-taxes-2018-thoughts-enotes-warehouse-banks-discount-point-policies/</loc>
		<lastmod>2017-12-02T13:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-4-mi-tax-proposals-upcoming-events-walter-bk-g-rate-bemortgage-hiring-lawsuit/</loc>
		<lastmod>2017-12-04T13:43:26+00:00</lastmod>
		<image:image>
			<image:loc>https://chrismancommentary.com/wp-content/uploads/2017/12/https-smrt-as-ck.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-5-ae-freddie-fannie-changes-from-agencies-investors-and-lenders/</loc>
		<lastmod>2017-12-05T13:36:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-6-ops-tech-products-industry-advice/</loc>
		<lastmod>2017-12-06T13:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-7-warehouse-servicing-news-fha-us-bank-exits-wholesale/</loc>
		<lastmod>2017-12-07T13:38:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-8-mi-job-state-law-changes-from-ca-to-nj-fannie-addresses-tx-changes/</loc>
		<lastmod>2017-12-08T11:37:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-9-2017-letters-re-the-wholesale-channel-employee-retention-attending-conferences-and-discount-points/</loc>
		<lastmod>2017-12-09T13:16:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-11-mi-job-construction-fha-va-hecm-changes-iberiabank-fha-penalty/</loc>
		<lastmod>2017-12-11T13:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-12-lenders-seeking-sellers-ae-jobs-upcoming-events-mortgage-mbs-issuance-rankings/</loc>
		<lastmod>2017-12-12T13:59:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-13-ae-jobs-lenders-entering-new-channels-lender-appraiser-product-investor-disaster-updates-movements-penalty/</loc>
		<lastmod>2017-12-13T12:08:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-14-lo-jobs-servicing-wanted-tax-news-state-level-changes-jumbo-non-conforming-updates-dot-plot-primer/</loc>
		<lastmod>2017-12-14T13:47:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-15-subservicer-lo-jobs-thl-invests-in-g-rate-faf-fair-lending-hmda-news/</loc>
		<lastmod>2017-12-15T13:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-16-brawl-primer-things-to-think-about-and-how-to-think-about-the-value-of-servicing/</loc>
		<lastmod>2017-12-16T13:54:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-18-lo-new-products-the-tax-plans-reality-for-homeowners-small-businesses/</loc>
		<lastmod>2017-12-18T13:42:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-19-lo-jobs-new-products-for-los-m-events-borrower-satisfaction-survey-2-yr-hits-9-year-high/</loc>
		<lastmod>2017-12-19T13:46:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-20-lo-jobs-new-products-politics-inflation-housing-in-the-news/</loc>
		<lastmod>2017-12-20T13:23:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-21-controller-lo-and-ae-jobs-tax-update-pace-changes-4506-t-news-tax-bill-hitting-rates/</loc>
		<lastmod>2017-12-21T13:42:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-22-lo-brawl-opinion-cfpbs-good-hmda-news-ff-capital-buffer/</loc>
		<lastmod>2017-12-22T13:44:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-26-lender-expansion-fha-lenders-hmda-humor/</loc>
		<lastmod>2017-12-26T13:34:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-27-advice-for-new-folks-in-the-biz-a-sampling-of-vendor-news-including-a-site-that-lists-vendors/</loc>
		<lastmod>2017-12-27T13:27:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-28-correspondent-bus-opportunity-new-mbs-buyer-fha-va-pace-ginnie-updates-rbs-california-settlement/</loc>
		<lastmod>2017-12-28T13:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-29-lender-wildfire-disaster-updates-population-demographics-influencing-residential-lending/</loc>
		<lastmod>2017-12-29T13:25:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-2-servicing-ae-jobs-recruiting-product-heloc-training-sifma-rate-forecast-tax-court-ruling-for-brokers-ouch/</loc>
		<lastmod>2018-01-02T13:38:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-3-lender-from-or-ca-through-oh-tx-to-nj-recent-state-lending-law-changes/</loc>
		<lastmod>2018-01-03T13:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-4-correspondent-news-personnel-moves-loandepots-builder-partnership-settlement-legal-info/</loc>
		<lastmod>2018-01-04T13:48:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-5-bus-dev-lo-jobs-new-correspondent-program-credit-underwriting-changes-in-the-primary-markets/</loc>
		<lastmod>2018-01-05T13:38:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-6-2018-brazen-blitz-of-brawl-bitcoin-blockchain-blurbs/</loc>
		<lastmod>2018-01-06T13:29:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-8-ae-lo-jobs-lenders-wanted-this-weeks-training-vendor-lender-bank-ma-whats-driving-it/</loc>
		<lastmod>2018-01-08T13:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-9-sales-management-servicing-rankings-rates-edging-up/</loc>
		<lastmod>2018-01-09T13:17:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-10-correspondent-job-lender-products-reverse-to-forward-los-to-cfos-ca-to-ny-webinars-conferences-run-the-gamut/</loc>
		<lastmod>2018-01-10T13:39:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-11-bus-opportunity-ops-libor-replacements-a-primer-on-what-is-moving-mortgage-rates/</loc>
		<lastmod>2018-01-11T13:43:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-12-bus-opportunity-lo-jobs-personnel-moves-guild-to-buy-cornerstone-broker-news-pennys-in/</loc>
		<lastmod>2018-01-12T12:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-13-notes-about-2018-site-for-reporting-cybercrime-and-a-tale-of-fraud-from-the-closing-table/</loc>
		<lastmod>2018-01-13T13:10:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-15-lo-jobs-borrower-satisfaction-tool-vendor-updates-more-bank-fines-over-servicing-flaws/</loc>
		<lastmod>2018-01-15T13:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-16-new-products-citi-natural-disasters-q3-performance-and-fee-changes/</loc>
		<lastmod>2018-01-16T13:36:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-17-bus-dev-lo-sales-jobs-upcoming-events-freddie-fannie-changes-single-security-moving-forward/</loc>
		<lastmod>2018-01-17T13:32:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-18-mi-upcoming-conferences-conventional-conforming-changes/</loc>
		<lastmod>2018-01-18T13:47:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-19-lo-jobs-report-from-next-lender-investor-freddie-fannie-changes-roll-on/</loc>
		<lastmod>2018-01-19T13:38:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-20-tiny-home-underwriting-blockchain-mbs-cryptocurrency-volatility-digital-mortgages-the-govts-shutdown-lending/</loc>
		<lastmod>2018-01-20T12:02:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-22-lo-jobs-reverse-training-note-on-culture-disaster-updates-jumbo-trends-reverse-mtg-securitization/</loc>
		<lastmod>2018-01-22T13:38:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-23-lo-upcoming-events-top-los-fund-how-many-loans-per-month/</loc>
		<lastmod>2018-01-23T13:38:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-24-lo-new-products-bank-lending-trends-and-ma-fintech-cus-jostling/</loc>
		<lastmod>2018-01-24T13:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-25-national-sales-jobs-business-opportunities-down-payment-study-the-new-cfpb-solid-housing-lending-stats/</loc>
		<lastmod>2018-01-25T13:43:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-26-correspondent-manager-fha-advice-for-those-new-to-the-biz/</loc>
		<lastmod>2018-01-26T13:46:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-27-notes-on-the-eagles-lending-credit-scoring-news-and-the-brawl-about-brawl/</loc>
		<lastmod>2018-01-27T12:35:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-29-ae-il-strong-u-s-economy-moving-rates/</loc>
		<lastmod>2018-01-29T13:46:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-30-senior-ops-job-lo-ginnie-fha-va-news-impacting-the-primary-secondary-markets/</loc>
		<lastmod>2018-01-30T13:38:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-31-national-sales-jobs-lender-products-comp-survey-upcoming-events-doj-compliance-fun-with-crms/</loc>
		<lastmod>2018-01-31T13:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-1-sales-jobs-around-the-nation-business-opportunities-the-cfpb-rulings-takeaways-for-lenders/</loc>
		<lastmod>2018-02-01T13:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-2-subservicing-product-lo-cra-trends-homeowners-insurance-title-news/</loc>
		<lastmod>2018-02-02T13:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-3-cfpb-firestorm-changes-to-enforcement-powers-notes-from-a-range-of-experts-attorneys-on-the-court-ruling/</loc>
		<lastmod>2018-02-03T13:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-5-mi-bank-branch-trends-and-different-outlooks-for-chase-walter-investment-turmoil/</loc>
		<lastmod>2018-02-05T13:38:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-6-capital-markets-job-construction-vendor-mgt-recruiting-products-compliance-dodd-frank-notes/</loc>
		<lastmod>2018-02-06T13:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-7-sales-lo-fannie-freddie-guideline-uldd-process-changes/</loc>
		<lastmod>2018-02-07T13:45:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-8-servicing-ae-lo-jobs-upcoming-events-and-conferences-on-origination-secondary-cybersecurity-ma-etc/</loc>
		<lastmod>2018-02-08T13:39:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-9-lo-jobs-new-products-incl-mortgage-cryptocurrency-lender-ginnie-names-names/</loc>
		<lastmod>2018-02-09T13:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-10-notes-on-blockchain-selling-leads-churning-fha-a-primer-on-how-mortgage-pricing-works/</loc>
		<lastmod>2018-02-10T13:13:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-12-ae-lo-jobs-new-products-layoffs-signing-bonuses-productivity-margins-grim-times-ahead/</loc>
		<lastmod>2018-02-12T13:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-13-lo-jobs-new-products-mr-cooper-has-a-new-foster-parent-capital-market-products-why-los-should-care-about-the-budget/</loc>
		<lastmod>2018-02-13T13:52:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-14-lo-jobs-lo-products-new-association-in-the-biz-upcoming-training-radian-changes-flagstars-ginnie-response/</loc>
		<lastmod>2018-02-14T13:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-15-lo-jobs-new-programs-arm-upcoming-events-training/</loc>
		<lastmod>2018-02-15T13:47:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-16-lo-tax-changes-impact-on-the-business-los-attending-closings/</loc>
		<lastmod>2018-02-16T13:38:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-17-notes-on-aime-cybersecurity-site-free-phishing-test-site-for-tracking-breaches-some-helocs-still-tax-deductible/</loc>
		<lastmod>2018-02-17T13:15:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-20-sales-jobs-large-and-small-new-products-expansion-legal-political-updates-gfee-chatter/</loc>
		<lastmod>2018-02-20T13:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-21-lo-jobs-new-products-layoffs-flagstars-expansion-news-about-freddie-fannie/</loc>
		<lastmod>2018-02-21T13:55:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-22-correspondent-upcoming-training-economy-continues-to-move-rates-higher/</loc>
		<lastmod>2018-02-22T13:37:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-23-ae-reverse-mortgage-and-usda-rural-program-news-economics-rates/</loc>
		<lastmod>2018-02-23T13:20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-24-notes-on-the-continued-impact-of-the-tax-plan-and-flawed-racial-bias-lending-reporting/</loc>
		<lastmod>2018-02-24T13:30:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-26-ops-mgt-servicing-package-offered-upcoming-events-sales-workshops/</loc>
		<lastmod>2018-02-26T13:43:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-27-lo-jobs-reverse-training-lo-comp-survey-lender-and-bank-m-powell-more-short-term-rate-hikes/</loc>
		<lastmod>2018-02-27T13:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-28-correspondent-ae-jobs-company-news-ocwen-phh-changes-to-fees-pricing-and-lock-policies-around-the-biz/</loc>
		<lastmod>2018-02-28T13:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-1-sales-jobs-builder-product-legal-news-government-personnel-shifts-worth-noting/</loc>
		<lastmod>2018-03-01T13:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-2-ae-freddie-fannie-program-guideline-changes/</loc>
		<lastmod>2018-03-02T13:37:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-3-notes-opinions-on-cybersecurity-hmda-concerns-and-tips-for-a-rising-rate-environment/</loc>
		<lastmod>2018-03-03T12:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/4437-2/</loc>
		<lastmod>2018-03-05T13:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-6-sales-conforming-changes-the-economys-picking-up-speed/</loc>
		<lastmod>2018-03-06T13:31:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-7-ae-atr-survey-fgmc-cuts-wholesale-rbs-settles-with-ny/</loc>
		<lastmod>2018-03-07T13:38:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-8-lo-jobs-new-products-for-lenders-conferences-training-on-marketing-va-lending-the-phh-case-etc/</loc>
		<lastmod>2018-03-08T13:58:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-9-products-business-opportunities-fha-u-s-economy-continues-to-strengthen/</loc>
		<lastmod>2018-03-09T14:02:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-10-notes-on-legal-news-blockchain-lo-preparedness-compensation-bidding-on-mi-rates/</loc>
		<lastmod>2018-03-10T12:57:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-12-corres-news-comp-products-sales-workshops-reports-on-nonbank-lending-and-lending-technology-amazon-mortgage/</loc>
		<lastmod>2018-03-12T12:37:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-13-sales-positions-reverse-lo-upcoming-training-events/</loc>
		<lastmod>2018-03-13T12:22:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-14-sales-jobs-across-the-nation-advice-for-those-new-to-the-industry-economy-continues-to-move-forward/</loc>
		<lastmod>2018-03-14T12:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-15-qc-bus-development-and-sales-jobs-conventional-conforming-changes-in-the-primary-markets/</loc>
		<lastmod>2018-03-15T12:44:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-16-lo-new-securitization-the-economics-moving-bond-markets/</loc>
		<lastmod>2018-03-16T12:36:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-17-lo-survey-results-notes-of-advice-for-women-minorities-and-rookies-in-the-biz/</loc>
		<lastmod>2018-03-17T11:54:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-19-ae-m-fed-meeting-this-week/</loc>
		<lastmod>2018-03-19T12:07:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-20-lo-title-co-m-state-changes-impacting-lenders-banks/</loc>
		<lastmod>2018-03-20T12:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-21-lo-servicing-lock-desk-jobs-lo-training-dont-bet-against-the-fed/</loc>
		<lastmod>2018-03-21T12:53:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-22-ae-trends-in-servicing-sales-states-0-down-payment-offer/</loc>
		<lastmod>2018-03-22T12:43:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-23-controller-update-on-vendors-rates-edge-higher/</loc>
		<lastmod>2018-03-23T12:47:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-24-gender-study-survey-notes-about-0-money-down-mi-biz-blockchain-and-lo-comp-criteria/</loc>
		<lastmod>2018-03-24T11:59:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-26-ae-jobs-fraud-bank-news-incl-basel-update-essent-bond-issuance/</loc>
		<lastmod>2018-03-26T12:38:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-27-lo-jobs-broker-upcoming-training-joint-venture-legal-case-of-note-for-lenders/</loc>
		<lastmod>2018-03-27T12:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-28-sales-jobs-warehouse-appraisal-news-utah-sinkholes-fhfa-addresses-amcs-value-quality/</loc>
		<lastmod>2018-03-28T12:43:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-29-ops-jobs-agency-news-mpf-loandepot-in-the-capital-markets/</loc>
		<lastmod>2018-03-29T12:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-30-lo-new-penn-envoy-deal-barclays-settles-respa-credit-union-lawsuit-news/</loc>
		<lastmod>2018-03-30T12:39:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-31-vendors-at-play/</loc>
		<lastmod>2018-03-31T12:47:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-2-sales-jobs-state-law-changes-for-lenders-what-los-should-know-about-the-economy-rates/</loc>
		<lastmod>2018-04-02T12:27:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-3-sales-jobs-recruiting-tool-plenty-of-promotions-upcoming-events-of-note-libor-update/</loc>
		<lastmod>2018-04-03T12:43:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-4-referral-down-payment-ltv-shifts-and-trends/</loc>
		<lastmod>2018-04-04T12:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-5-ops-fha-harsh-oig-report/</loc>
		<lastmod>2018-04-05T12:49:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-6-sales-jobs-encompass-jumbo-non-qm-non-prime-arm-news-comp-survey/</loc>
		<lastmod>2018-04-06T12:48:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-7-notes-lending-disparity-cybersecurity-blockchain-a-solution-looking-for-a-problem/</loc>
		<lastmod>2018-04-07T11:56:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-9-sales-jobs-upcoming-events-sample-of-new-retail-lending-products/</loc>
		<lastmod>2018-04-09T12:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-10-lo-events-state-level-lender-servicer-changes/</loc>
		<lastmod>2018-04-10T13:14:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-11-ops-lo-non-profit-exec-searching-tax-guideline-changes-from-lenders/</loc>
		<lastmod>2018-04-11T12:45:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-12-lo-ae-reno-jobs-cyber-training-nationstar-documentation-penalty/</loc>
		<lastmod>2018-04-12T12:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-13-lo-jobs-tech-products-enote-news-freddie-cloudvirga-project-mb-financial-bails-sails/</loc>
		<lastmod>2018-04-13T12:52:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-14-readers-notes-on-appraisal-trends-affordability-production-costs-and-competition/</loc>
		<lastmod>2018-04-14T12:30:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-16-lo-chases-demand-letters-zillows-doing-what/</loc>
		<lastmod>2018-04-16T12:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-17-ae-jobs-broker-servicing-update-where-are-values-why/</loc>
		<lastmod>2018-04-17T12:46:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-5-ops-sales-new-lender-products-upcoming-training-libor-update/</loc>
		<lastmod>2018-04-17T19:12:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-18-sales-jobs-tpo-great-training-opportunities-this-week-and-next/</loc>
		<lastmod>2018-04-18T12:39:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-19-sales-jobs-new-lender-products-freddie-and-fannie-changes-continue-as-do-rates-moving-higher/</loc>
		<lastmod>2018-04-19T12:54:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-20-ops-lo-jobs-1003-product-mbas-compliance-accreditation-freddie-fannie-changes-continue/</loc>
		<lastmod>2018-04-20T12:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-21-notes-on-jumbo-comp-and-comp-structures-loan-language-and-servicing-hold-or-sell-and-why/</loc>
		<lastmod>2018-04-21T11:07:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-23-sales-warehouse-servicing-jobs-events-gdp-primer-rates-at-2014-levels/</loc>
		<lastmod>2018-04-23T12:39:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-24-default-opening-tpo-lender-data-breach-stratmor-on-cost-cutting-new-libor-sub/</loc>
		<lastmod>2018-04-24T12:49:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-25-1003-expense-control-marketing-products-lo-jobs-digital-trends-amazons-blockchain-product/</loc>
		<lastmod>2018-04-25T12:35:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-26-mi-job-productivity-lender-operational-changes-change-atr-qm-not-so-fast/</loc>
		<lastmod>2018-04-26T12:44:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-27-lo-promotions-news-on-critical-defects-two-harbors-purchase-may-beyond-training-webinars/</loc>
		<lastmod>2018-04-27T12:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-28-note-on-mortgage-languages-lo-advice-in-a-purchase-market-credit-unions-tech-update-chases-blockchain-security/</loc>
		<lastmod>2018-04-28T13:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-30-ops-mi-lo-jobs-mi-fha-va-and-ginnie-news-rates-take-a-breather/</loc>
		<lastmod>2018-04-30T12:42:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-1-corresp-mergers-acquisitions-continue/</loc>
		<lastmod>2018-05-01T11:29:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-2-correspondent-builder-ceo-comp-state-level-changes/</loc>
		<lastmod>2018-05-02T12:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-3-sales-mgt-fannies-earnings-conforming-updates-incl-3-down-program/</loc>
		<lastmod>2018-05-03T12:43:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-4-warehouse-mutual-of-omaha-synergy-one-deal-howard-bank-ends-dtc/</loc>
		<lastmod>2018-05-04T12:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-5-letters-from-readers-on-margins-ae-comp-broker-biz-underwriter-lo-relationship-immigrants/</loc>
		<lastmod>2018-05-05T12:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-7-sales-jobs-coast-to-coast-upcoming-events-incl-marketing-boot-camp-libor-update-economy-readings-solid/</loc>
		<lastmod>2018-05-07T12:34:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-8-lo-training-recruiting-jv-capital-markets-products-non-qm-issuance-freddie-extending-credit-to-non-banks/</loc>
		<lastmod>2018-05-08T12:33:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-9-lo-non-qm-ae-jobs-time-mgt-webinar-arm-condo-fha-va-manufactured-lender-trends/</loc>
		<lastmod>2018-05-09T12:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-10-ops-capital-markets-senior-sales-jobs-construction-to-perm-product-ma-and-repurchase-webinars/</loc>
		<lastmod>2018-05-10T12:47:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-11-sales-mgt-lo-ae-jobs-companies-wanted-hecm-product-lender-disaster-news-u-s-economy-advancing/</loc>
		<lastmod>2018-05-11T12:39:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-12-readers-thoughts-on-expenses-blockchain-ai-stopping-phishing-goldman-apples-credit-card/</loc>
		<lastmod>2018-05-12T12:11:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-14-lo-jobs-subservicer-review-union-home-reverse-mortgage-changes/</loc>
		<lastmod>2018-05-14T12:30:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-15-lo-jobs-coaching-warehouse-marketing-products-training-on-underwriting-compliance-business-income-and-agency-products/</loc>
		<lastmod>2018-05-15T12:39:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-16-mi-sales-lo-jobs-construction-non-qm-products-mi-program-developments-lender-mi-changes/</loc>
		<lastmod>2018-05-16T12:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-17-lo-jobs-bus-opportunity-construction-fha-economy-solid/</loc>
		<lastmod>2018-05-17T11:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-18-lo-jobs-subservicing-compliance-warehouse-s-private-mortgage-insurance-trends/</loc>
		<lastmod>2018-05-18T15:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-19-readers-notes-on-shipping-container-homes-bitcoins-for-down-payments-blockchain-in-cap-mkts-nor-cal-market/</loc>
		<lastmod>2018-05-19T12:34:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-21-ae-regions-exits-correspondent-bank-ma-rolls-on/</loc>
		<lastmod>2018-05-21T12:36:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-22-lo-jobs-bus-opportunities-lender-products-state-level-changes-does-the-yield-curve-matter/</loc>
		<lastmod>2018-05-22T12:37:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-23-mi-job-vendor-partnerships-lender-products-congress-take-on-tila-va-irrrls-pace-loans-mlo-licensing/</loc>
		<lastmod>2018-05-23T11:13:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-24-lo-ae-ops-risk-jobs-tech-upcoming-events-financial-services-partnerships-acquisitions/</loc>
		<lastmod>2018-05-24T12:42:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-25-mi-ae-jobs-jumbo-non-qm-arm-lender-investor-trends-and-changes/</loc>
		<lastmod>2018-05-25T12:42:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-26-letters-regarding-the-future-of-the-lo-technology-borrowers-pros-and-cons-of-s-2155-signed-this-week/</loc>
		<lastmod>2018-05-26T12:51:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-29-lo-cap-mkts-servicing-pool-for-bid-upcoming-events-italian-news-driving-rates/</loc>
		<lastmod>2018-05-29T12:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-30-bus-dev-lo-jobs-non-qm-what-to-know-about-global-events-driving-our-capital-markets/</loc>
		<lastmod>2018-05-30T12:57:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-31-lo-franklin-american-purchased-credit-box-changes-stratmor-on-profitability/</loc>
		<lastmod>2018-05-31T12:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-1-reverse-co-available-fha-portfolio-case-study-industry-layoffs-ginnie-mae-changes-the-resulting-confusion/</loc>
		<lastmod>2018-06-01T12:43:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-2-readers-letters-on-diversity-ginnie-maes-actions-and-the-role-of-the-lo/</loc>
		<lastmod>2018-06-02T12:08:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-4-sales-jobs-of-all-types-down-payment-info-ginnie-fha-va-news-in-the-primary-secondary-markets/</loc>
		<lastmod>2018-06-04T12:34:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-5-lo-jobs-construction-broker-various-pricing-lock-policy-changes/</loc>
		<lastmod>2018-06-05T12:51:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-6-lo-jobs-escrow-warehouse-retention-products-bank-freddie-fannie-primary-market-changes/</loc>
		<lastmod>2018-06-06T12:13:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-7-lo-upcoming-events-training-lender-ma/</loc>
		<lastmod>2018-06-07T12:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-8-warehouse-lo-ops-jobs-comp-underwriting-accounting-products-ff-continue-to-shift-risk/</loc>
		<lastmod>2018-06-08T12:16:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-9-robo-calls-travel-scams-phishing-spearphishing-bitcoins-blockchain-its-a-tech-jungle-out-there/</loc>
		<lastmod>2018-06-09T12:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-11-dtc-the-ever-changing-world-of-private-mortgage-insurance/</loc>
		<lastmod>2018-06-11T12:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-12-processing-warehouse-non-qm-products-upcoming-training-another-lender-bought-why-bank-ma-is-picking-up/</loc>
		<lastmod>2018-06-12T12:54:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-13-lo-jobs-data-lo-sales-products-lender-events-primer-on-inflation-and-what-the-feds-been-saying-about-rates/</loc>
		<lastmod>2018-06-13T12:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-14-lo-jobs-construction-digital-marketing-products-freddie-fannie-secondary-activity-picks-up/</loc>
		<lastmod>2018-06-14T12:42:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-15-compliance-fraud-prevention-products-lender-m-lenders-digital-notes-closings/</loc>
		<lastmod>2018-06-15T12:45:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-16-notes-on-transitional-licensing-recruiting-tips-lo-comp-and-trigger-leads/</loc>
		<lastmod>2018-06-16T12:08:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-18-sales-compliance-construction-products-atlantic-states-legal-changes-for-lenders/</loc>
		<lastmod>2018-06-18T12:37:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-19-lo-jobs-sales-interesting-upcoming-training-trade-turmoil-pushing-rates/</loc>
		<lastmod>2018-06-19T12:40:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-20-lo-jobs-credit-scoring-freddie-fannie-never-standing-still/</loc>
		<lastmod>2018-06-20T12:44:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-21-system-admin-doc-online-review-survey-lender-credit-guideline-shifts/</loc>
		<lastmod>2018-06-21T12:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-22-lo-capital-markets-jobs-crm-coaching-products-gse-chatter-another-government-plan-lender-ff-changes/</loc>
		<lastmod>2018-06-22T12:54:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-23-notes-about-trigger-leads-being-rate-shopped-los-adding-value-branch-managers-bitcoin-update/</loc>
		<lastmod>2018-06-23T12:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-25-lo-jobs-broker-wells-layoffs-cra-survey-upcoming-events-jumbo-news/</loc>
		<lastmod>2018-06-25T12:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-26-lo-capital-raise-fha-va-hud-usda-ginnie-news/</loc>
		<lastmod>2018-06-26T12:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-27-lo-jobs-non-qm-and-investment-property-products-lender-and-bank-ma-going-crazy-why/</loc>
		<lastmod>2018-06-27T12:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-28-ae-ops-lo-jobs-warehouse-and-marketing-products-union-buys-noic-concord-lender-legal-changes-out-west/</loc>
		<lastmod>2018-06-28T12:42:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-29-sales-and-management-jobs-tax-and-mi-products-sample-of-vendor-updates-hedging-long-term-locks/</loc>
		<lastmod>2018-06-29T12:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-30-letters-on-state-credit-privacy-law-changes-fraud-borrower-rebates-zillow-and-the-cfpb-bcfp/</loc>
		<lastmod>2018-06-30T12:07:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-2-general-lending-environment-trends-stearns-to-buy-certainty-july-events-what-is-moving-rates-and-why/</loc>
		<lastmod>2018-07-02T12:29:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-3-sales-jobs-digital-and-accounting-products-lenders-shifting-tactics-loan-closing-technology-ucd-news/</loc>
		<lastmod>2018-07-03T12:37:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-5-lo-culture-securitizations-and-agency-risk-transfers-continue-to-change-capital-markets/</loc>
		<lastmod>2018-07-05T12:35:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-6-state-level-investor-changes-lending-law-tweaks-in-states-that-start-with-m-economics-moving-rates/</loc>
		<lastmod>2018-07-06T12:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-7-letters-about-the-competitive-environment-texas-real-estate-and-subprime-making-a-comeback/</loc>
		<lastmod>2018-07-07T12:26:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-9-lo-mgt-jobs-hecm-jv-products-events-bfcp-cfpb-updates-lawsuit-dropped/</loc>
		<lastmod>2018-07-09T12:38:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-10-ae-jobs-lo-events-training-banking-news-and-m-loan-financing-needed/</loc>
		<lastmod>2018-07-10T12:03:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-11-non-qm-lead-conversion-home-point-northpointe-ob-resitrader-deals/</loc>
		<lastmod>2018-07-11T12:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-12-mi-ae-lo-sales-mgt-jobs-uw-fha-va-ginnie-updates-incl-ead-daca-policy/</loc>
		<lastmod>2018-07-12T12:42:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-13-lo-jobs-construction-warehouse-products-free-lo-comp-webinar-shifting-uw-criteria/</loc>
		<lastmod>2018-07-13T12:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-14-readers-address-the-yield-curves-relevance-the-single-security-platform-and-atr-vs-subprime/</loc>
		<lastmod>2018-07-14T12:22:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-16-ops-broker-blockchain-transaction-input-on-daca-loans/</loc>
		<lastmod>2018-07-16T12:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-17-teams-looking-for-homes-ae-sales-freddie-fannie-updates/</loc>
		<lastmod>2018-07-17T12:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-18-lo-california-dre-changes/</loc>
		<lastmod>2018-07-18T12:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-19-lo-corresp-jobs-jumbo-lo-training-teams-with-different-comp-plans/</loc>
		<lastmod>2018-07-19T12:43:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-20-lo-jobs-pos-product-flood-volcano-hurricane-and-disaster-news-and-lender-updates/</loc>
		<lastmod>2018-07-20T12:57:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-21-state-level-legal-lending-changes-they-keep-coming-ai-blockchain-and-cyberattacks/</loc>
		<lastmod>2018-07-21T12:13:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-23-lo-jobs-bus-opportunity-home-equity-upcoming-events-credit-based-lender-changes/</loc>
		<lastmod>2018-07-23T12:56:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-24-lo-jobs-non-qm-4506-t-tech-digital-rates-edge-higher-on-speculation/</loc>
		<lastmod>2018-07-24T12:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-25-lo-ae-jobs-non-qm-and-e-recording-products-fannie-freddie-conforming-conventional-news/</loc>
		<lastmod>2018-07-25T12:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-26-lo-blockchain-primer-lender-tech-rollouts/</loc>
		<lastmod>2018-07-26T12:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-27-fha-lo-ops-jobs-ai-product-price-fee-lock-changes-from-around-the-biz-libor-update/</loc>
		<lastmod>2018-07-27T12:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-28-weed-lending-law-changes-from-the-heartland-the-investigation-of-fhfas-mel-watt/</loc>
		<lastmod>2018-07-28T12:18:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-30-lo-jobs-leads-subservicer-bank-statement-programs-upcoming-events-a-look-at-the-economy/</loc>
		<lastmod>2018-07-30T12:30:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-31-recruiting-md-legal-news-and-lawsuits-layoffs-promotions-continue/</loc>
		<lastmod>2018-07-31T12:37:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-1-broker-opportunity-lo-jobs-digital-famc-nationstar-updates/</loc>
		<lastmod>2018-08-01T12:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-2-sales-marketing-jobs-reno-non-qm-products-wells-settlement-more-decent-economic-news/</loc>
		<lastmod>2018-08-02T12:43:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-3-lo-ae-bus-dev-jobs-doc-product-jumbo-aot-product-yield-curve-update/</loc>
		<lastmod>2018-08-03T12:39:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-4-a-couple-random-notes-pretty-quiet-out-there-state-lending-law-changes-continue-the-mba-weighs-in/</loc>
		<lastmod>2018-08-04T12:23:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-6-business-opportunities-subservicer-product-conv-conforming-changes-from-lenders-investors-everywhere/</loc>
		<lastmod>2018-08-06T12:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-7-ops-ae-lo-jobs-recruiting-digital-products-training-zillow-to-acquire-kansas-mloa/</loc>
		<lastmod>2018-08-07T12:24:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-8-ops-ae-lo-jobs-digital-los-products-1003-products-q-misc-product-uw-updates/</loc>
		<lastmod>2018-08-08T12:28:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-9-lo-jobs-promotions-capital-raises-wire-fraud-zillow-mloa-q-rates-treading-water/</loc>
		<lastmod>2018-08-09T12:39:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-10-lo-corp-structure-changes-ma-going-bonkers/</loc>
		<lastmod>2018-08-10T12:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-11-readers-weigh-in-on-zillows-acquisition-realtors-being-los-and-vice-versa/</loc>
		<lastmod>2018-08-11T10:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-13-subservicing-lo-comp-non-qm-products-agencies-active-in-capital-markets/</loc>
		<lastmod>2018-08-13T12:43:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-14-lo-jobs-warehouse-new-bankruptcy-products-remote-training-this-week-agency-changes-continue/</loc>
		<lastmod>2018-08-14T12:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-15-ae-lo-jobs-fulfillment-non-qm-products-corporate-name-changes-in-mbs-land-what-is-a-mirror-security/</loc>
		<lastmod>2018-08-15T12:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-16-lo-jobs-trailing-doc-and-non-qm-products-tech-white-paper-on-reasons-for-margin-compression/</loc>
		<lastmod>2018-08-16T12:42:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-17-agency-jobs-employee-survey-flagstar-fed-news-fha-va-ginnie-program-updates-new-lender-products/</loc>
		<lastmod>2018-08-17T12:36:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-18-interesting-letters-on-fannies-policy-regulations-lo-licensing-credit-changes-and-ma-vs-lo-comp/</loc>
		<lastmod>2018-08-18T12:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-20-lo-jobs-digital-products-corporate-moves-name-changes-govt-owned-banks-ma-amazon-marriott-deal/</loc>
		<lastmod>2018-08-20T12:29:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-21-lo-lo-conventional-conforming-updates-around-the-biz/</loc>
		<lastmod>2018-08-21T12:17:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-22-lo-ae-jobs-subservicer-review-note-on-chenoa-upcoming-training-events/</loc>
		<lastmod>2018-08-22T12:44:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-23-mi-lo-jobs-originator-webinars-today-it-and-vendor-updates-stratmor-survey-results/</loc>
		<lastmod>2018-08-23T12:43:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-24-lo-sales-vendor-jobs-ce-huge-range-of-deals-corporate-moves-rumored-and-real/</loc>
		<lastmod>2018-08-24T12:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-25-letters-from-the-trenches-on-lo-comp-lo-role-rules-regulations-dont-let-them-disappear/</loc>
		<lastmod>2018-08-25T11:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-27-lo-broker-product-servicing-buyers-lender-events-training/</loc>
		<lastmod>2018-08-27T12:39:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-28-non-qm-recruiting-training-products-servicing-developments-whos-doing-what/</loc>
		<lastmod>2018-08-28T12:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-29-lo-ae-sales-jobs-new-products-credit-guidelines-non-qm-itin-niva-low-down-payment/</loc>
		<lastmod>2018-08-29T12:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-30-lo-jobs-dtc-product-broker-ceo-events-hedging-firms-making-moves-cap-markets-update/</loc>
		<lastmod>2018-08-30T12:55:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-31-lo-jobs-mi-warehouse-broker-products-mortgage-fraud-protection-trends-training/</loc>
		<lastmod>2018-08-31T12:44:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-1-notes-about-digital-mortgages-blockchain-cybersecurity-state-level-lending-law-trends/</loc>
		<lastmod>2018-09-01T12:38:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-4-controller-sales-jobs-home-equity-upcoming-events-incl-interview-with-industry-icon/</loc>
		<lastmod>2018-09-04T12:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-5-ae-lo-jobs-referral-product-broker-imb-tax-letter-vendor-news-blockchain-deeds/</loc>
		<lastmod>2018-09-05T12:54:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-6-lo-construction-loan-product-freddie-libor-phase-out-update/</loc>
		<lastmod>2018-09-06T12:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-7-ae-lo-ops-jobs-non-qm-investment-property-products-arm-news-tax-fee-trends/</loc>
		<lastmod>2018-09-07T12:36:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-8-readers-notes-on-being-an-lo-realtors-the-importance-of-compliance-cyber-insurance-and-ownership/</loc>
		<lastmod>2018-09-08T12:38:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-10-lo-jobs-app-product-upcoming-training-fed-officials-weigh-in-on-rates/</loc>
		<lastmod>2018-09-10T12:25:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-11-controller-warehouse-lo-jobs-warehouse-product-servicing-sale-residential-co-moves-conventional-conf-news/</loc>
		<lastmod>2018-09-11T12:46:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-12-lo-jobs-non-qm-non-qm-lenders-disaster-plans-reactions/</loc>
		<lastmod>2018-09-12T12:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-13-marketing-bank-statement-broker-heloc-products-originator-events-agency-lender-disaster-updates/</loc>
		<lastmod>2018-09-13T12:37:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-14-cap-mkts-ae-lo-jobs-trailing-doc-tax-reverse-products-vendor-news-new-lender-programs/</loc>
		<lastmod>2018-09-14T12:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-15-letters-about-risk-m-state-level-lending-law-changes-roll-on/</loc>
		<lastmod>2018-09-15T12:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-17-mi-lo-jobs-notary-product-new-correspondent-lender-events-training-remaining-in-september/</loc>
		<lastmod>2018-09-17T12:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-18-lo-jobs-down-payment-broker-sales-products-lender-agency-florence-updates-continue/</loc>
		<lastmod>2018-09-18T12:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-19-lo-reverse-jobs-new-correspondent-investor-direct-streaming-treasury-trading-what-is-moving-rates/</loc>
		<lastmod>2018-09-19T12:46:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-20-sales-vendor-mgt-upcoming-events-ask-a-lenders-sunset/</loc>
		<lastmod>2018-09-20T12:38:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-21-lo-ae-jobs-fulfillment-investor-products-mortgage-fraud-paper-wells-puf-bmo-harris-personnel-changes/</loc>
		<lastmod>2018-09-21T12:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-22-letters-notes-about-regulatory-enforcement-weed-cost-cutting-state-level-lending-law-changes/</loc>
		<lastmod>2018-09-22T12:16:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-24-lo-ae-corres-jobs-broker-dtc-products-conventional-conforming-news-incl-wells-ltv-change-usaa-layoffs/</loc>
		<lastmod>2018-09-24T12:37:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-25-dtc-lo-jobs-digital-qc-products-lender-m-fast-approaching-training-events-fannie-mgt-note/</loc>
		<lastmod>2018-09-25T12:45:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-26-ae-lo-jobs-title-agency-for-sale-non-qm-products-borrower-study-results-mel-watt-to-testify-cap-markets-company-changes/</loc>
		<lastmod>2018-09-26T12:29:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-27-underwriting-lo-jobs-insurance-non-qm-underwriting-products-bank-ma-going-crazy/</loc>
		<lastmod>2018-09-27T12:51:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-28-lo-ae-jobs-ce-sales-products-ocwen-phh-update-agency-deals-why-does-extending-a-lock-cost-money/</loc>
		<lastmod>2018-09-28T12:35:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-29-notes-on-rate-direction-lo-comp-priorities-what-californias-doing-that-impacts-lenders/</loc>
		<lastmod>2018-09-29T11:55:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-1-lo-document-news-from-fha-and-hud/</loc>
		<lastmod>2018-10-01T12:30:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-2-lo-jobs-dpa-recruiting-products-fha-203h-digital-marketing-cfo-mortgage-pricing-events/</loc>
		<lastmod>2018-10-02T12:29:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-3-lo-jobs-personnel-moves-warehouse-ob-loandecisions-deal-disaster-updates/</loc>
		<lastmod>2018-10-03T12:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-4-lo-jobs-correspondent-warehouse-products-vendor-changes-rates-should-have-locked-tuesday/</loc>
		<lastmod>2018-10-04T12:46:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-5-lo-dtc-jobs-broker-correspondent-digital-products-promotions-layoffs-pe-owned-lender-closures/</loc>
		<lastmod>2018-10-05T12:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-6-notes-on-the-lehman-bankruptcy-connecticut-state-lending-law-changes-continue/</loc>
		<lastmod>2018-10-06T12:22:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-8-ae-lo-jobs-chase-cuts-reverse-mortgage-outsourcing-training-events-coming-up/</loc>
		<lastmod>2018-10-08T12:28:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-9-white-paper-on-customer-service-warehouse-product-appraisal-biz-the-state-of-piws-and-outsourcing/</loc>
		<lastmod>2018-10-09T12:28:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-10-lo-jobs-warehouse-and-non-qm-products-agency-appraisal-builder-bear-market/</loc>
		<lastmod>2018-10-10T12:35:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-11-ae-jobs-non-qm-digital-tech-products-msa-compliance-webinar-vendors-raising-money-partnering/</loc>
		<lastmod>2018-10-11T12:45:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-12-ae-construction-acquisition-lease-program-slicing-dicing-wells-deal-worth-a-read-for-los/</loc>
		<lastmod>2018-10-12T12:43:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-13-compensation-margin-compression-setting-passwords-corny-joke-front-runner/</loc>
		<lastmod>2018-10-13T11:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-15-lo-jobs-digital-products-new-book-for-los-big-bank-mortgage-earnings-ma-rolls-on/</loc>
		<lastmod>2018-10-15T12:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-16-lo-jobs-title-co-opportunity-tech-products-run-the-gamut-agency-deals-helping-liquidity-and-risk-transfer/</loc>
		<lastmod>2018-10-16T12:26:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-17-lo-jobs-digital-warehouse-self-employed-uw-products-appraisal-valuation-updates/</loc>
		<lastmod>2018-10-17T12:04:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-18-service-heloc-coast-to-coast-upcoming-events-training/</loc>
		<lastmod>2018-10-18T12:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-19-loan-mod-lo-jobs-data-filter-product-appraisal-white-paper-cap-mkts-products/</loc>
		<lastmod>2018-10-19T08:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-20-straight-talk-on-lending-environment-primer-on-manufactured-housing-definitions-primary-secondary-markets/</loc>
		<lastmod>2018-10-20T11:57:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-22-lo-construction-lending-jobs-broker-doc-products-training-false-claims-penalty/</loc>
		<lastmod>2018-10-22T12:51:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-23-comp-technology-efficiency-products-long-list-of-credit-changes-around-the-biz-turning-heads/</loc>
		<lastmod>2018-10-23T12:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-24-sales-lo-jobs-title-opportunity-non-qm-tech-sales-products-m-u-s-bank-correspondent-re-org/</loc>
		<lastmod>2018-10-24T12:37:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-25-sales-jobs-underwriting-sales-tools-subservicer-product-credit-union-primer-legal-news-from-il/</loc>
		<lastmod>2018-10-25T12:51:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-26-ae-jobs-corresp-health-crm-products-wide-array-of-vendor-news-more-tariff-worries-pushing-rates/</loc>
		<lastmod>2018-10-26T12:44:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-27-cybersecurity-password-tips-two-factor-authentication-blockchain-legislation-developments/</loc>
		<lastmod>2018-10-27T12:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-29-lo-compliance-broker-legal-news-from-primelending-bcfp-and-lehman-ugh/</loc>
		<lastmod>2018-10-29T12:46:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-30-ae-jobs-borrower-satisfaction-products-upcoming-events-span-the-nation-price-compression-with-high-rates/</loc>
		<lastmod>2018-10-30T12:43:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/halloween-sales-vendor-m-what-los-should-know-about-current-rates-the-economy/</loc>
		<lastmod>2018-10-31T12:32:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-1-cfo-lo-sales-mgt-jobs-branding-study-disaster-advice-servicing-package-for-sale/</loc>
		<lastmod>2018-11-01T12:43:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-2-lo-ae-sales-mgt-jobs-warehouse-subservicing-products-lender-disaster-news-non-qm-securitization/</loc>
		<lastmod>2018-11-02T12:52:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-3-letters-on-zillows-event-va-irrrls-lo-comp-californias-changing-lender-environment/</loc>
		<lastmod>2018-11-03T12:09:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-5-ae-lo-warehouse-jobs-capital-markets-products-s-events-training-around-the-nation/</loc>
		<lastmod>2018-11-05T13:35:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/election-day-sales-lo-jobs-recruiting-heloc-products-new-conduit-offering-proprietary-loans/</loc>
		<lastmod>2018-11-06T13:36:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-7-lo-jobs-non-agency-conduit-income-lender-disaster-news-continues/</loc>
		<lastmod>2018-11-07T13:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-8-lo-construction-non-qm-mr-cooper-puf-acquisition-details/</loc>
		<lastmod>2018-11-08T13:37:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-9-ae-vendor-f-libor-replacement-news/</loc>
		<lastmod>2018-11-09T13:37:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-10-notes-on-the-new-1003-the-govts-role-in-the-credit-crisis-state-lending-law-changes-coast-to-coast/</loc>
		<lastmod>2018-11-10T12:59:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-12-lo-jobs-los-pos-compliance-products-ffs-future-being-bantered-about-impacting-borrowers/</loc>
		<lastmod>2018-11-12T13:44:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-13-tpo-lo-account-mgt-jobs-non-qm-construction-products-training-events-nationwide-and-at-home/</loc>
		<lastmod>2018-11-13T13:30:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-14-lo-jobs-webinars-for-los-non-qm-product-chatter-on-qm-patch-mbs-umbs-agencies-address-languages/</loc>
		<lastmod>2018-11-14T13:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-15-ae-qc-lo-jobs-accounting-subservicing-warehouse-products-freddie-fannie-changes-roll-on/</loc>
		<lastmod>2018-11-15T13:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-16-ae-jobs-profitability-and-commission-products-new-products-incl-helocs-servicing-digital-geocoding-bid-tapes/</loc>
		<lastmod>2018-11-16T13:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-17-the-housing-market-with-5-rates-blockchain-update-grandmas-thanksgiving-letter/</loc>
		<lastmod>2018-11-17T12:49:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-19-lo-jobs-heloc-reno-los-products-lehman-litigation-webinar-other-upcoming-events-and-training/</loc>
		<lastmod>2018-11-19T13:37:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-20-lo-jobs-1003-and-crm-products-cra-req-study-world-economies-pushing-us-rates-lower/</loc>
		<lastmod>2018-11-20T13:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-21-ceo-lo-jobs-underwriting-product-new-non-del-correspondent-investor-lender-disaster-news/</loc>
		<lastmod>2018-11-21T13:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-23-agency-jobs-ginnie-primer-for-mlos-freddie-fannie-deals-continue-transferring-risk/</loc>
		<lastmod>2018-11-23T13:35:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-24-letters-on-property-inspection-waivers-new-phishing-scam-state-law-changes-affordable-housing-fees/</loc>
		<lastmod>2018-11-24T13:13:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-26-lo-platform-origination-non-qm-lo-products-u-s-economy-continues-to-motor-along/</loc>
		<lastmod>2018-11-26T13:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-27-ae-sales-branding-non-qm-products-dont-fight-the-fed-when-it-comes-to-rates/</loc>
		<lastmod>2018-11-27T13:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-28-lo-non-qm-product-construction-webinar-lender-and-bank-ma-going-bonkers/</loc>
		<lastmod>2018-11-28T13:37:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-29-lo-ae-jobs-broker-fraud-subservicing-products-training-fed-speech-moves-rates/</loc>
		<lastmod>2018-11-29T13:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-30-lo-jobs-paper-on-fraud-construction-product-fdic-the-fed-to-start-watching-obfr-instead-of-fed-funds/</loc>
		<lastmod>2018-11-30T13:39:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-1-daca-lenders-urla-1003-questions-for-every-mlo-to-ask/</loc>
		<lastmod>2018-12-01T13:06:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-3-lo-sales-education-products-bond-market-watching-jobs-china/</loc>
		<lastmod>2018-12-03T13:30:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-4-lo-lo-products-december-events-servicing-sale-with-cra-loans/</loc>
		<lastmod>2018-12-04T13:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-5-lo-jobs-promotions-qc-recapitalize-the-agencies/</loc>
		<lastmod>2018-12-05T12:54:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-6-lo-sales-mgt-jobs-recruiting-service-profitability-products-new-penn-re-branded-what-is-pushing-rates-lower/</loc>
		<lastmod>2018-12-06T13:37:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-7-lo-jobs-broker-non-del-warehouse-products-vendor-service-provider-directory-yield-curve-primer/</loc>
		<lastmod>2018-12-07T13:37:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-11-lo-jobs-lo-training-crm-december-training-still-available-fhfa-leadership-conjecture/</loc>
		<lastmod>2018-12-11T13:46:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-12-lo-jobs-compliance-personnel-moves-non-qm-stratmor-tech-insight-study/</loc>
		<lastmod>2018-12-12T13:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-13-lo-jobs-digital-products-books-by-lenders-for-lenders-or-about-lenders-false-claims-act-rears-up-a-fun-quiz-you-should-take/</loc>
		<lastmod>2018-12-13T13:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-14-ae-lo-jobs-full-eagle-wanted-compliance-documentation-products-loan-amount-changes-in-the-primary-markets/</loc>
		<lastmod>2018-12-14T13:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-15-ai-mortgage-predictions-borrowers-who-want-to-film-transactions-first-american-blockchain-the-sec-cybersecurity/</loc>
		<lastmod>2018-12-15T13:11:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-17-lo-jobs-crm-digital-products-fha-va-changes-from-agencies-lenders-across-the-nation/</loc>
		<lastmod>2018-12-17T13:36:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-18-co-for-sale-lo-jobs-mlo-products-banks-buying-lenders-and-other-banks-report-on-ma/</loc>
		<lastmod>2018-12-18T13:45:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-19-lo-jobs-vendor-search-lender-m-global-slowdown-pushing-u-s-rates/</loc>
		<lastmod>2018-12-19T13:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-20-ae-subservicer-amc-warehouse-predictive-products-vendor-news-rate-hike-squeezing-lenders-and-banks/</loc>
		<lastmod>2018-12-20T13:47:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-21-ae-lo-jobs-lo-tools-loan-defect-report-out-shutdowns-possible-impact-on-lenders-verus-non-qm-deal/</loc>
		<lastmod>2018-12-21T13:42:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-22-notes-news-on-the-flood-bill-current-ugh-lending-environment-state-laws-and-libor-phase-out/</loc>
		<lastmod>2018-12-22T13:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-24-rates-go-up-they-go-down-a-deep-dive-into-what-is-moving-rates-and-deals-being-done-by-the-agencies/</loc>
		<lastmod>2018-12-24T13:38:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-26-mi-jobs-marketing-product-another-mortgage-settlement-shutdown-update-for-lenders-rates-are-low-cuz/</loc>
		<lastmod>2018-12-26T13:44:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-27-non-qm-marketing-products-shutdown-update-incl-flood-insurance-setback-there-are-over-1400-vendors/</loc>
		<lastmod>2018-12-27T13:39:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-28-doc-automation-product-fha-agency-deals-continue-to-share-risk/</loc>
		<lastmod>2018-12-28T13:37:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-29-fema-reverses-flood-ruling-cybersecurity-notes-observations-on-general-housing-trends/</loc>
		<lastmod>2018-12-29T13:27:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-31-rates-the-fed-world-economies-affordability-and-the-shutdown-all-tied-together/</loc>
		<lastmod>2018-12-31T13:23:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-2-ae-underwriter-lo-jobs-warehouse-marketing-products-important-va-cash-out-changes-on-tap/</loc>
		<lastmod>2019-01-02T13:33:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-3-lo-production-jobs-broker-digital-products-jan-events-incl-arm-webinar-basic-primer-on-how-rate-sheet-pricing-is-set/</loc>
		<lastmod>2019-01-03T13:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-4-mi-lo-ae-jobs-non-qm-joint-venture-products-agency-shutdown-news-flat-rates-in-2019/</loc>
		<lastmod>2019-01-04T13:52:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-5-notes-on-va-cash-outs-what-happens-after-a-merger-or-acquisition-hmda-fields-ready-for-input/</loc>
		<lastmod>2019-01-05T13:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-7-ae-jobs-new-penn-now-newrez-homebuyer-product-sample-of-vendor-news-rates-reflecting-slowdown/</loc>
		<lastmod>2019-01-07T13:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-8-lo-database-section-184-products-lennar-eagle-lawsuit-ma-continues-unabated-nationwide/</loc>
		<lastmod>2019-01-08T13:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-9-lo-jobs-coast-to-coast-non-qm-appraisal-products-events-this-week-new-buydown-2nd-look-products/</loc>
		<lastmod>2019-01-09T13:49:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-10-marketing-lo-ops-jobs-sales-non-qm-products-ginnies-bright-resigns-ma-movement-eagle-hfg-dorn-deals/</loc>
		<lastmod>2019-01-10T13:47:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-11-lo-ae-jobs-digital-white-paper-bid-tape-product-fitch-rates-cascade-shutdown-lending-update/</loc>
		<lastmod>2019-01-11T13:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-12-notes-on-tech-blockchain-patent-m-ca-ohio-il-busy-with-lending-law-changes-ny-addresses-amcs/</loc>
		<lastmod>2019-01-12T13:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-14-secondary-marketing-lo-jobs-digital-property-inspection-products-radians-radar-rate-product/</loc>
		<lastmod>2019-01-14T13:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-15-ae-lo-jobs-personnel-moves-crm-pr-sales-products-january-training-events/</loc>
		<lastmod>2019-01-15T13:36:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-16-lo-jobs-broker-manufactured-home-capital-markets-products-radian-expands-big-banks-mortgage-volumes/</loc>
		<lastmod>2019-01-16T13:43:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-17-lo-jobs-subservicer-non-agency-products-world-debt-increasing-primer-on-duration-and-mortgage-pricing-chase-deal/</loc>
		<lastmod>2019-01-17T13:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-18-lo-jobs-condo-sales-business-intelligence-products-freddie-fannie-program-process-changes/</loc>
		<lastmod>2019-01-18T13:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-19-news-on-libor-transition-notes-on-the-shutdown-nonbank-residential-lending-mbs-duration-prepayments/</loc>
		<lastmod>2019-01-19T13:46:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-21-relationship-mgt-lo-ae-jobs-sales-training-capital-markets-dive-into-agency-crts-transferring-risk/</loc>
		<lastmod>2019-01-21T15:08:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-22-lo-sales-jobs-asset-verification-product-fannie-freddie-changes-run-the-gamut-incl-shutdown-underwriting-shift/</loc>
		<lastmod>2019-01-22T13:37:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-23-lo-jobs-company-wanted-sales-products-freedom-joins-fha-va-pricing-competition/</loc>
		<lastmod>2019-01-23T13:47:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-24-lo-non-qm-automation-products-misc-vendor-news-political-not-economic-news-impacting-rates/</loc>
		<lastmod>2019-01-24T13:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-25-ae-mgt-sales-lo-jobs-cap-markets-condo-products-lo-turnover-study-conv-conforming-changes-continue/</loc>
		<lastmod>2019-01-25T13:06:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-26-psychology-lotteries-and-rate-locks-letters-on-banks-credit-unions-and-non-banks-in-lending/</loc>
		<lastmod>2019-01-26T13:02:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-28-lo-jobs-tpo-sales-underwriting-products-conventional-conforming-lender-investor-changes/</loc>
		<lastmod>2019-01-28T13:14:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-29-sales-jobs-cap-mkts-sales-products-bank-competitive-pressures-from-all-over-good-flood-insurance-news/</loc>
		<lastmod>2019-01-29T13:21:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-30-lo-ae-recruiting-jobs-coast-to-coast-profitability-products-events-free-webinars-training-coming-up-soon/</loc>
		<lastmod>2019-01-30T13:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-31-cap-mkts-lo-jobs-ginnie-freedom-loandepot-digital-trends-report-rule-4210-delayed-again/</loc>
		<lastmod>2019-01-31T13:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-1-ae-lo-jobs-deals-completed-lender-products-fha-va-ginnie-news-hmda-compliance-update/</loc>
		<lastmod>2019-02-01T13:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-2-letters-notes-on-rate-locks-expiring-non-qm-appraisals-housing-economics/</loc>
		<lastmod>2019-02-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-4-west-coast-lo-jobs-new-broker-non-agency-product-dpa-aid-econ-news-keeping-rates-low/</loc>
		<lastmod>2019-02-04T13:32:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-5-lo-jobs-layoffs-lo-products-digital-white-paper-training-events-across-the-country-in-your-living-room/</loc>
		<lastmod>2019-02-05T13:38:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-6-lo-jobs-broker-sales-digital-products-agency-news-comp-survey-guarantees-still-out-there/</loc>
		<lastmod>2019-02-06T13:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-7-sales-mgt-jobs-sales-non-qm-cap-mkts-fraud-protection-products-mgics-pricing-engine-bbt-suntrust-deal/</loc>
		<lastmod>2019-02-07T13:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-8-lo-jobs-broker-automation-products-nationwide-bank-m-slowing-europe-helping-u-s-rates/</loc>
		<lastmod>2019-02-08T13:36:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-9-a-dive-into-news-about-lending-to-both-ends-of-the-age-curve/</loc>
		<lastmod>2019-02-09T12:59:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-11-lo-jobs-broker-digital-crm-tools-conventional-conforming-changes-continue/</loc>
		<lastmod>2019-02-11T13:38:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-13-ae-jobs-reno-aus-marketing-products-lender-legal-news-news-on-obs-index-flood-insurance-ditechs-ch-11-ellies-purchase/</loc>
		<lastmod>2019-02-13T13:38:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-14-lo-jobs-digital-white-paper-customer-service-pricing-products-another-false-claims-action-risk-transfer-status/</loc>
		<lastmod>2019-02-14T13:44:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-15-sales-jobs-business-opportunities-construction-marketing-products-impressive-agency-earnings/</loc>
		<lastmod>2019-02-15T13:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-16-letters-on-forecasts-for-2019-the-role-of-appraisals-false-claims-act-policy-and-lo-comp/</loc>
		<lastmod>2019-02-16T13:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-18-wholesale-team-available-upcoming-events-primer-on-why-rates-go-down-when-bond-prices-go-up/</loc>
		<lastmod>2019-02-18T11:59:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-19-lo-jobs-marketing-training-products-nother-wholesaler-exits-new-lender-products-conforming-news/</loc>
		<lastmod>2019-02-19T13:36:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-20-marketing-lo-jobs-digital-pricing-products-retail-digital-program-news-incl-loandepots-smartloan/</loc>
		<lastmod>2019-02-20T12:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-21-lo-ae-ops-jobs-across-the-nation-mobile-app-product-tiaa-us-bank-deal-fha-va-ginnie-news/</loc>
		<lastmod>2019-02-21T13:37:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-22-sales-marketing-jobs-broker-non-qm-products-lenders-investors-react-to-va-fha-changes/</loc>
		<lastmod>2019-02-22T13:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-23-notes-on-lo-comp-the-role-of-independent-mortgage-bankers-lo-productivity-and-recruiting/</loc>
		<lastmod>2019-02-23T12:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-25-lo-jobs-non-qm-workflow-study-on-referrals-events-training-coming-up/</loc>
		<lastmod>2019-02-25T13:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-26-lo-jobs-renovation-training-usda-products-primer-on-why-mortgages-have-different-prices/</loc>
		<lastmod>2019-02-26T13:32:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-27-lo-jobs-sales-training-digital-products-wholesale-news-across-the-biz-zillow-chase-news/</loc>
		<lastmod>2019-02-27T13:43:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/feb-28-lo-jobs-non-qm-robotics-products-personnel-moves-lender-profit-study-pennymac-mct-api-bidding-news/</loc>
		<lastmod>2019-02-28T13:37:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-1-cfo-lo-ae-jobs-correspondent-news-around-the-biz-vendor-name-change/</loc>
		<lastmod>2019-03-01T16:34:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-2-notes-on-common-sense-technology-selection-blockchain-cybersecurity-state-lending-laws-keep-changing/</loc>
		<lastmod>2019-03-02T11:04:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-4-lo-jobs-personnel-additions-combo-underwriting-products-random-vendor-developments/</loc>
		<lastmod>2019-03-04T13:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-5-lo-jobs-recruiting-broker-lead-gen-products-womens-advice-for-those-new-to-our-biz/</loc>
		<lastmod>2019-03-05T13:10:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-6-lo-jobs-underwriting-temp-buydown-products-upcoming-events-vendor-string-acquired/</loc>
		<lastmod>2019-03-06T13:56:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-7-sales-lo-jobs-underwriting-marketing-hedging-products-what-is-moving-rates-new-humor/</loc>
		<lastmod>2019-03-07T13:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-8-ae-bus-dev-jobs-customer-service-digital-white-papers-primer-on-how-spec-pool-pricing-helps-sellers/</loc>
		<lastmod>2019-03-08T13:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-9-letters-on-lo-comp-lack-of-concern-about-cybersecurity-advice-from-women-for-women-new-to-our-biz/</loc>
		<lastmod>2019-03-09T13:12:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-11-ae-lo-jobs-ai-recruiting-subservicer-products-freddie-fannie-changes-in-primary-secondary-servicing-areas/</loc>
		<lastmod>2019-03-11T12:35:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-12-legal-lo-jobs-non-qm-investor-dpa-products-va-fha-usda-ginnie-news-ffs-good-umbs-news/</loc>
		<lastmod>2019-03-12T12:17:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-13-ae-lo-jobs-recruiting-sales-compliance-products-upcoming-training-what-to-call-umbs/</loc>
		<lastmod>2019-03-13T12:39:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-14-lo-jobs-mobile-app-broker-digital-products-loan-package-for-sale-fee-pricing-changes/</loc>
		<lastmod>2019-03-14T12:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-15-coo-sales-jobs-msr-buyer-wanted-broker-products-m-hedging-builder-forwards/</loc>
		<lastmod>2019-03-15T12:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-16-notes-on-tiered-commissions-moving-offshore-cybersecurity-agencies-transferring-risk/</loc>
		<lastmod>2019-03-16T12:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-18-cap-mkts-lo-jobs-banker-to-broker-warehouse-products-lo-1099-comp-brokers-mba-weigh-in/</loc>
		<lastmod>2019-03-18T12:16:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-19-lo-jobs-sales-marketing-products-lender-training-misc-vendor-mbs-platform-updates/</loc>
		<lastmod>2019-03-19T12:37:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-20-ae-lo-jobs-sales-investor-construction-products-servicing-study-citis-penalty-cfpb-compliance-news/</loc>
		<lastmod>2019-03-20T12:32:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-21-ops-mgt-sales-jobs-vendor-mgt-appraisal-compliance-products-fha-changes-turning-heads/</loc>
		<lastmod>2019-03-21T12:38:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-22-lo-jobs-enforcement-action-webinar-non-qm-snapshot-german-10-year-yield-drops-below-0/</loc>
		<lastmod>2019-03-22T13:34:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-23-letters-fun-with-agency-guarantee-fees-in-capital-markets-pricing/</loc>
		<lastmod>2019-03-23T12:34:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-25-servicing-non-qm-underwriting-products-why-rates-are-this-low-and-impact-on-refi-population/</loc>
		<lastmod>2019-03-25T12:45:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-26-lo-jobs-daca-emortgage-comp-loan-trading-products-comp-survey-findings-lender-disaster-news/</loc>
		<lastmod>2019-03-26T12:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-27-ae-digital-products-lenders-changing-what-borrowers-access-and-see/</loc>
		<lastmod>2019-03-27T12:58:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-28-corresp-group-available-lo-ae-jobs-ff-changes-trump-wants-to-promote-competition-using-housing-policy/</loc>
		<lastmod>2019-03-28T12:44:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-29-ae-lo-jobs-investor-wanted-warehouse-broker-products-banc-of-cal-exit-coast-to-coast-training-events/</loc>
		<lastmod>2019-03-29T12:47:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/mar-30-at-8600-per-loan-now-what-letters-on-capacity-lo-comp-offshoring-outsourcing/</loc>
		<lastmod>2019-03-30T11:58:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/4-1-jobs-lender-products-agency-news-events-legal-news-mba-update/</loc>
		<lastmod>2019-04-01T10:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-1-ae-jobs-disclosure-heloc-non-qm-rural-products-credit-news-shifts-in-credit-guidelines/</loc>
		<lastmod>2019-04-01T12:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-2-dtc-job-legal-webinar-recruiting-non-qm-broker-products-tech-survey-vendor-news/</loc>
		<lastmod>2019-04-02T12:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-3-lo-jobs-outsourcing-marketing-broker-products-non-conforming-jumbo-trends/</loc>
		<lastmod>2019-04-03T12:34:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-4-capital-markets-sales-jobs-disclosure-fha-products-primer-on-servicing-values/</loc>
		<lastmod>2019-04-04T12:38:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-5-ops-lo-ae-jobs-investor-wanted-appraisal-construction-products-lots-of-events-agency-changes/</loc>
		<lastmod>2019-04-05T12:43:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-6-fannies-deals-in-the-cap-markets-technology-company-offering-securitizing-helocs-through-blockchain/</loc>
		<lastmod>2019-04-06T12:21:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-8-lo-mgt-jobs-95-heloc-jumbo-non-qm-broker-products-ma-rolls-on/</loc>
		<lastmod>2019-04-08T11:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-9-lo-jobs-cap-mkts-disclosure-tech-products-vendor-mania-single-security-playbook/</loc>
		<lastmod>2019-04-09T11:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-10-lo-jobs-personnel-moves-broker-automation-coaching-products-asset-sale/</loc>
		<lastmod>2019-04-10T12:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-11-ae-lo-jobs-lease-mgt-underwriting-bid-tape-tools-f-f-conventional-conforming-updates/</loc>
		<lastmod>2019-04-11T12:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-12-lo-sales-mgt-jobs-condo-referral-products-upcoming-events-investing-in-our-biz-takes-many-forms/</loc>
		<lastmod>2019-04-12T12:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-13-letters-on-margin-control-state-law-changes/</loc>
		<lastmod>2019-04-13T12:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-15-lo-ae-jobs-marketing-heloc-comp-post-closing-products-new-broker-products/</loc>
		<lastmod>2019-04-15T13:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-16-lo-jobs-coaching-underwriting-franchise-products-tech-study-non-qm-compliance-webinar/</loc>
		<lastmod>2019-04-16T12:15:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-17-underwriting-call-center-non-qm-products-mortgage-m-qe-still-influencing-rates-a-primer/</loc>
		<lastmod>2019-04-17T12:13:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-18-ae-u-w-product-paper-on-fha-changes-tech-report-compliance-ops-news/</loc>
		<lastmod>2019-04-18T12:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-19-lo-jobs-business-opportunities-non-qm-corresp-products-fha-addresses-dpas-chenoa-responds/</loc>
		<lastmod>2019-04-19T12:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-20-update-on-move-away-from-libor-state-lending-law-changes-from-nd-wy-ut/</loc>
		<lastmod>2019-04-20T12:26:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-22-credit-risk-lo-ae-jobs-mi-non-qm-heloc-products-spec-pool-primer-lo-comp-licensing-update/</loc>
		<lastmod>2019-04-22T12:43:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-23-cfo-lobbying-lo-ae-jobs-u-w-subservicer-products-vendors-going-ape-raising-buying-lenders-using-blockchain/</loc>
		<lastmod>2019-04-23T12:43:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-24-servicing-ae-jobs-non-qm-document-products-news-from-fha-va-hfas-compass-api/</loc>
		<lastmod>2019-04-24T12:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-25-ae-jobs-warehouse-underwriting-products-agency-news-homeready-cannabis/</loc>
		<lastmod>2019-04-25T12:30:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-26-marketing-lo-jobs-tech-non-qm-products-hfa-dpa-news-training-tba-trading-tool/</loc>
		<lastmod>2019-04-26T12:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-27-libor-transition-news-agency-g-rated-humor/</loc>
		<lastmod>2019-04-27T12:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-29-lo-jobs-reverse-compliance-servicemember-products-the-cfpb-is-alive-and-well/</loc>
		<lastmod>2019-04-29T12:50:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/apr-30-lo-jobs-enote-appraisal-operating-system-products-new-programs-from-lenders/</loc>
		<lastmod>2019-04-30T12:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-day-lo-ae-jobs-non-qm-1st-time-homebuyer-program-training-lender-cost-pricing-changes/</loc>
		<lastmod>2019-05-01T12:02:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-2-sales-lo-jobs-portfolio-construction-products-enote-upcoming-training/</loc>
		<lastmod>2019-05-02T12:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-3-sales-bus-dev-jobs-broker-underwriting-tax-products-conv-conf-news-an-msr-valuation-primer/</loc>
		<lastmod>2019-05-03T12:39:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-4-state-lending-law-changes-deep-dive-into-first-choice-there-is-no-costco-mortgage/</loc>
		<lastmod>2019-05-04T12:25:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-6-lo-jobs-enote-underwriting-compliance-products-non-qm-ginnie-securities-update/</loc>
		<lastmod>2019-05-06T12:43:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-7-lo-jobs-pos-for-sale-training-reno-u-w-recruiting-products-misc-vendor-news/</loc>
		<lastmod>2019-05-07T12:20:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-8-lo-jobs-broker-referral-dpa-srp-products-may-training-new-lender-mi-products/</loc>
		<lastmod>2019-05-08T12:35:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-9-lo-jobs-sales-anti-fraud-affordable-housing-products-fintech-cap-raise-agency-news-remember-qe/</loc>
		<lastmod>2019-05-09T12:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-10-ops-ae-lo-jobs-s-fha-va-ginnie-lender-govt-news-runs-the-gamut/</loc>
		<lastmod>2019-05-10T12:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-11-agencies-continue-to-transfer-risk-blockchain-advice-from-senior-female-exec/</loc>
		<lastmod>2019-05-11T12:24:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-13-lo-bus-dev-amc-ae-cap-mkts-jobs-vendor-mgt-reno-pricing-products-lender-disaster-updates/</loc>
		<lastmod>2019-05-13T12:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-14-lo-jobs-cap-mkts-msr-customer-service-products-training-conferences-coming-up-soon/</loc>
		<lastmod>2019-05-14T12:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-15-ops-ae-lo-jobs-non-qm-tpo-marketing-products-2-yr-yield-lower-than-overnight-ff-what-is-moving-rates/</loc>
		<lastmod>2019-05-15T12:35:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-16-lo-jobs-pr-heloc-amc-closing-cost-loan-trading-products-free-tech-survey/</loc>
		<lastmod>2019-05-16T12:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-17-ae-lo-jobs-dpa-broker-u-w-msr-products-bank-lender-credit-union-ma-rolls-on/</loc>
		<lastmod>2019-05-17T12:31:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-18-state-law-changes-thoughts-on-non-qm-borrower-credit-scores-urla-the-origin-of-cnbcs-rates/</loc>
		<lastmod>2019-05-18T11:54:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-20-lo-jobs-training-reno-appraisal-products-e-fhfa-fannie-freddie-rumblings/</loc>
		<lastmod>2019-05-20T12:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-22-business-opportunities-lo-ae-jobs-broker-u-w-warehouse-products-conventional-conforming-news/</loc>
		<lastmod>2019-05-22T11:00:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-23-ae-lo-ops-jobs-construction-subservicer-reverse-products-technology-options-report/</loc>
		<lastmod>2019-05-23T12:38:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-24-lo-ae-jobs-digital-u-w-recruiting-best-ex-products-workflow-automation-survey/</loc>
		<lastmod>2019-05-24T12:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-25-libor-transition-tn-blockchain-cybersecurity-and-fafs-immense-data-leak/</loc>
		<lastmod>2019-05-25T10:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-28-it-sales-lo-jobs-msr-sale-cost-bundling-high-balance-products-the-cfpb-wants-your-input/</loc>
		<lastmod>2019-05-28T12:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-29-lo-jobs-processing-sales-u-w-products-digital-white-paper-40-of-mlos-close-what-of-total-volume/</loc>
		<lastmod>2019-05-29T12:42:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-30-lo-jobs-broker-digital-customer-retention-products-fha-va-ginnie-changes-run-the-gamut/</loc>
		<lastmod>2019-05-30T12:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/may-31-sales-corresp-ae-lo-jobs-broker-dealer-pos-products-jumbo-high-bal-trends/</loc>
		<lastmod>2019-05-31T12:50:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-1-usb-ports-suspect-relationships-matter-for-vendors-state-lending-law-maneuvers-cool-business-cards/</loc>
		<lastmod>2019-06-01T12:06:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-3-hr-lo-jobs-eclosing-u-w-products-vendor-capital-infusion-urla-webinar-other-training-this-week/</loc>
		<lastmod>2019-06-03T12:37:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-4-lo-jobs-broker-lo-training-anti-fraud-products-new-msr-index-primer-on-tariffs-inflation-and-rates/</loc>
		<lastmod>2019-06-04T12:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-5-lo-jobs-sales-digital-cost-saving-products-upcoming-events-company-moves-and-ma/</loc>
		<lastmod>2019-06-05T12:48:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-6-lo-jobs-non-qm-pricing-reno-products-vendor-news-cfpb-freedom-settlement/</loc>
		<lastmod>2019-06-06T12:42:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-7-compliance-ae-lo-jobs-broker-non-qm-products-tariffs-non-qm-expanded-products-across-the-biz/</loc>
		<lastmod>2019-06-07T12:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-8-libor-transition-news-state-law-changes-option-arm-thoughts-my-life-summed-up-in-a-joke/</loc>
		<lastmod>2019-06-08T11:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-10-lo-jobs-correspondent-construction-products-automation-survey-hedging-tool/</loc>
		<lastmod>2019-06-10T12:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-11-lo-jobs-lo-training-e-closing-marketing-products-fha-va-changes-in-the-biz/</loc>
		<lastmod>2019-06-11T09:14:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-12-lo-jobs-reno-mi-broker-io-products-freddie-fannie-going-ape-with-changes/</loc>
		<lastmod>2019-06-12T12:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-13-non-qm-underwriting-marketing-aot-execution-products-borrower-satisfaction-tips-1003-pause/</loc>
		<lastmod>2019-06-13T12:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-14-sales-eclose-non-qm-broker-products-va-fha-investor-shifts/</loc>
		<lastmod>2019-06-14T12:24:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-15-notes-on-the-libor-transition-modern-monetary-theory-the-option-arms-origins-principals/</loc>
		<lastmod>2019-06-15T12:16:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-17-ae-lo-jobs-private-money-commercial-products-flood-quicken-loans-settlement/</loc>
		<lastmod>2019-06-17T12:57:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-18-digital-marketing-training-products-in-person-or-on-your-phone-upcoming-teaching-events-run-the-gamut/</loc>
		<lastmod>2019-06-18T12:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-19-mlo-jobs-across-the-nation-credit-product-primer-on-current-prime-jumbo-securitization-market/</loc>
		<lastmod>2019-06-19T12:35:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-20-lo-jobs-database-sales-closing-costs-products-lender-related-m-what-is-moving-rates/</loc>
		<lastmod>2019-06-20T12:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-21-lo-uw-jobs-non-agency-product-fannie-freddie-updates-va-irrrl-reminder-clarification/</loc>
		<lastmod>2019-06-21T12:08:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-22-the-economy-california-housing-market-hedging-servicing-learn-from-supreme-lendings-ransomware-attack/</loc>
		<lastmod>2019-06-22T11:35:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-24-coo-job-loan-delivery-construction-products-hecm-servicing-sale-wide-range-of-upcoming-training-events/</loc>
		<lastmod>2019-06-24T12:37:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-25-lo-jobs-broker-digital-appraisal-products-bank-and-lender-ma-going-bonkers-first-bank-roosevelt-ink-deal/</loc>
		<lastmod>2019-06-25T12:36:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-26-lo-ops-jobs-title-crm-cap-mkts-products-new-programs-from-agencies-lenders-investors/</loc>
		<lastmod>2019-06-26T12:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-27-lo-jobs-bus-opportunity-non-del-sales-software-jumbo-products-misc-vendor-updates/</loc>
		<lastmod>2019-06-27T12:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-28-ae-ops-jobs-broker-appraisal-products-m-investor-policy-procedure-changes/</loc>
		<lastmod>2019-06-28T12:34:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/june-29-state-reverse-occupancy-fraud/</loc>
		<lastmod>2019-06-29T12:12:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-1-cfo-lo-jobs-2nd-dpa-warehouse-products-conventional-conforming-news-agency-reform-not-so-fast/</loc>
		<lastmod>2019-07-01T12:17:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-2-hd-of-corresp-controller-ae-lo-jobs-recruiting-training-products-va-fha-industry-shifts/</loc>
		<lastmod>2019-07-02T12:27:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-3-bus-dev-lo-jobs-cap-mkts-broker-products-trends-in-condo-lending-lower-rates-ahead/</loc>
		<lastmod>2019-07-03T12:37:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-5-nifty-irs-news-site-lender-vendor-ma-news-developments/</loc>
		<lastmod>2019-07-05T12:36:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-6-readers-letters-on-technology-being-a-given-veterans-agency-risk-transfer-continues/</loc>
		<lastmod>2019-07-06T10:14:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-8-hr-cfo-lo-ae-ops-jobs-blockchain-warehouse-non-jumbo-mi-products-ellie-restructure/</loc>
		<lastmod>2019-07-08T12:31:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-9-ops-lo-jobs-u-w-digital-appraisal-cap-mkts-non-qm-products-upcoming-training-dont-ignore-cecl/</loc>
		<lastmod>2019-07-09T12:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-10-sales-mgt-lo-jobs-construction-broker-reno-products-close-look-at-stearns-deal-ginnie-sofr/</loc>
		<lastmod>2019-07-10T12:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-11-lo-jobs-sales-training-digital-broker-cap-mkts-products-fha-fomc-rates/</loc>
		<lastmod>2019-07-11T12:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-12-vp-controller-ae-lo-jobs-doc-u-w-products-lo-training-fannie-arms-and-sofr-yield-curve-news/</loc>
		<lastmod>2019-07-12T12:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-13-letters-on-va-loans-marijuana-and-tech-spending-agencies-moving-away-from-libor/</loc>
		<lastmod>2019-07-13T12:21:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-15-non-qm-u-w-broker-marketing-tech-products-wholesale-news-webinars-this-week/</loc>
		<lastmod>2019-07-15T12:32:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-16-amcs-wanted-rehab-u-w-training-non-qm-marketing-products-ginnies-growth/</loc>
		<lastmod>2019-07-16T12:44:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-17-mba-national-account-jobs-comp-broker-compliance-exam-products-f-the-fed-rates/</loc>
		<lastmod>2019-07-17T12:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-18-lo-ae-jobs-bulk-bid-construction-broker-products-lender-flood-news-state-farm-rocket-mortgage/</loc>
		<lastmod>2019-07-18T12:38:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-19-sales-lo-ae-jobs-credit-broker-accounting-products-events-cap-mkts-dollar-roll-primer/</loc>
		<lastmod>2019-07-19T12:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-20-state-lending-law-changes-run-the-gamut-and-indicate-trends-in-the-biz/</loc>
		<lastmod>2019-07-20T12:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-22-dtc-ae-accounting-jobs-document-non-qm-mi-products-vendor-news-rates-steady/</loc>
		<lastmod>2019-07-22T12:37:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-23-cfo-lo-jobs-lo-training-construction-marketing-products-fha-updates-free-training/</loc>
		<lastmod>2019-07-23T12:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-24-ae-lo-jobs-cross-the-nation-sales-los-pos-customer-retention-products-events-amazons-partnership/</loc>
		<lastmod>2019-07-24T12:19:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-25-ae-ops-lo-jobs-non-qm-sales-fha-products-tech-survey-results-ecb-nudges-our-rates/</loc>
		<lastmod>2019-07-25T12:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-26-encompass-lo-jobs-appraisal-sales-products-qm-patch-non-qm-news-in-the-primary-secondary-markets/</loc>
		<lastmod>2019-07-26T12:45:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-27-census-on-housing-taxes-coastal-state-lending-law-changes-a-really-bad-joke/</loc>
		<lastmod>2019-07-27T11:17:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-29-lo-jobs-marketing-wire-fraud-profitability-cap-markets-bidding-products-all-eyes-on-the-economy/</loc>
		<lastmod>2019-07-29T12:33:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-30-ops-lo-jobs-crm-reno-pricing-products-borrower-satisfaction-tips-wholesaler-news/</loc>
		<lastmod>2019-07-30T12:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/july-31-svp-mi-jobs-crm-broker-sales-rental-products-conventional-conforming-trends/</loc>
		<lastmod>2019-07-31T11:33:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-1-mi-ae-lo-sales-jobs-cap-mkts-dpa-products-upcoming-conferences-webinars/</loc>
		<lastmod>2019-08-01T12:44:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-2-ae-lo-mgt-jobs-broker-u-w-products-freedom-j-g-wentworth-deal-vendor-news-how-bout-dem-rates/</loc>
		<lastmod>2019-08-02T12:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-3-nmls-nevada-lending-law-changes-the-fed-rate-cut-lender-cybersecurity-ransomware-news/</loc>
		<lastmod>2019-08-03T12:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-5-ae-lo-jobs-crm-los-warehouse-broker-products-fha-cfpb-doj-fair-lending-investigation/</loc>
		<lastmod>2019-08-05T12:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-6-lo-jobs-sales-retention-broker-products-business-is-great-but-whats-a-margin-call/</loc>
		<lastmod>2019-08-06T12:24:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-7-ae-lo-jobs-u-w-jv-dpa-crm-broker-products-2nd-mortgage-and-conv-conforming-trends/</loc>
		<lastmod>2019-08-07T12:16:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-8-ops-ae-lo-jobs-credit-doc-products-vendors-raising-money-offering-free-inv-prop-appraisals/</loc>
		<lastmod>2019-08-08T12:39:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-9-mi-job-dpa-sales-high-ltv-analytic-products-jumbo-news-santander-exits-tpo/</loc>
		<lastmod>2019-08-09T12:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-10-thoughts-on-margin-calls-libors-phase-out-credit-risk-transfers-continue/</loc>
		<lastmod>2019-08-10T12:19:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-12-lo-ae-jobs-broker-credit-subservicer-products-crm-survey-vendor-news/</loc>
		<lastmod>2019-08-12T12:43:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-13-ops-cap-mkts-ae-lo-jobs-broker-dpa-products-aug-events-mortgage-rates-slow-to-drop-why/</loc>
		<lastmod>2019-08-13T12:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-14-management-ops-lo-ae-jobs-broker-non-qm-products-policy-procedure-trends/</loc>
		<lastmod>2019-08-14T12:38:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-15-trader-lo-ops-jobs-digital-reno-products-originator-survey-condo-loans-to-become-easier/</loc>
		<lastmod>2019-08-15T12:36:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-16-lo-jobs-dpa-non-qm-products-spec-pool-primer-deficits-debt-the-yield-curve-mortgage-rates/</loc>
		<lastmod>2019-08-16T11:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-17-letters-on-the-importance-of-hiring-through-referrals-and-ransomware-cybersecurity/</loc>
		<lastmod>2019-08-17T11:16:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-19-sales-ae-lo-jobs-trailing-doc-vendor-trends-news/</loc>
		<lastmod>2019-08-19T12:13:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-20-lo-jobs-vendor-contract-dpa-products-webinars-this-week-credit-news-better-com-is-worth-what/</loc>
		<lastmod>2019-08-20T12:36:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-21-lo-jobs-customer-retention-broker-reverse-products-info-on-yield-curve-mortgage-rates/</loc>
		<lastmod>2019-08-21T12:27:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-22-ops-lo-jobs-pos-broker-marketing-products-trends-in-customer-service-digital-survey/</loc>
		<lastmod>2019-08-22T12:42:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-23-sales-lo-jobs-cra-dpa-pricing-recruiting-products-vendor-chatter/</loc>
		<lastmod>2019-08-23T12:42:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-24-state-law-changes-letters-about-comp-ransomware-and-borrower-disposable-income/</loc>
		<lastmod>2019-08-24T11:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-27-subservicer-survey-social-media-dpa-multicultural-products-wallowing-in-training-webinars-events/</loc>
		<lastmod>2019-08-27T11:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-28-lo-jobs-ginnie-pooling-credit-doc-broker-products-corresp-wholesale-news/</loc>
		<lastmod>2019-08-28T12:43:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-29-lo-non-qm-ae-jobs-warehouse-product-shifts-in-fha-va-hud-ginnie-policies/</loc>
		<lastmod>2019-08-29T12:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-30-lo-jobs-construction-dpa-broker-customer-centric-products-tech-survey-results-new-lender/</loc>
		<lastmod>2019-08-30T12:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/aug-31-letters-about-compensation-ransomware-cyber-risk-and-ai-can-a-robot-obtain-a-patent/</loc>
		<lastmod>2019-08-31T12:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-3-ae-lo-jobs-sales-va-broker-products-investor-disaster-news-2018-hmda-data-out-with-interesting-stats/</loc>
		<lastmod>2019-09-03T12:41:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-4-underwriter-jobs-broker-heloc-warehouse-non-qm-products-los-survey-vendor-news/</loc>
		<lastmod>2019-09-04T12:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-5-prod-dev-sales-u-w-jobs-cra-mi-sec-mkt-hmda-dashboard-products-freddie-fannie-changes/</loc>
		<lastmod>2019-09-05T12:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-6-lo-u-w-jobs-sales-broker-products-associateds-libor-shift-freddie-fannie-fhas-future/</loc>
		<lastmod>2019-09-06T12:51:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-7-letters-about-gse-reform-hfas-affordable-housing-and-appraisal-waiver-drama/</loc>
		<lastmod>2019-09-07T11:42:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-9-ae-jobs-los-sales-automation-products-fed-tool-quantitative-easing-is-alive-and-well/</loc>
		<lastmod>2019-09-09T12:25:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-10-lo-jobs-crm-qc-warehouse-reverse-broker-products-current-economic-picture/</loc>
		<lastmod>2019-09-10T12:17:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-11-lo-ae-sales-jobs-non-qm-branding-correspondent-products-origination-channels-101/</loc>
		<lastmod>2019-09-11T12:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-12-lo-jobs-sales-los-capital-markets-products-lots-of-events-even-today-stearns-rumblings/</loc>
		<lastmod>2019-09-12T12:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-13-cfo-ae-jobs-sales-dpa-heloc-non-qm-products-lender-flood-news-what-is-driving-rates/</loc>
		<lastmod>2019-09-13T12:43:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-14-transferring-agency-risk-libor-sofr-news-and-a-primer-on-va-cash-out-refi-pricing/</loc>
		<lastmod>2019-09-14T12:15:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-16-sales-loan-quality-broker-products-vendor-developments-rate-volatility-increase/</loc>
		<lastmod>2019-09-16T12:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-17-va-lo-jobs-digital-sales-broker-products-mortgage-compliance-risk-fraud-qa/</loc>
		<lastmod>2019-09-17T12:36:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-18-lo-sales-jobs-self-employed-pricing-cap-mkts-products-vendor-products-capital-raise/</loc>
		<lastmod>2019-09-18T11:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-19-ae-lo-jobs-originator-servicing-corres-products-primer-on-why-extensions-cost-money/</loc>
		<lastmod>2019-09-19T08:47:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-20-training-servicing-lo-jobs-fraud-broker-lo-products-corresp-wholesale-changes/</loc>
		<lastmod>2019-09-20T12:16:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-21-notes-on-interest-rate-direction-30-vs-15-year-loans-a-joke-for-los/</loc>
		<lastmod>2019-09-21T12:19:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-23-lo-jobs-sales-vendor-non-qm-products-agency-updates-fannie-pricing-change/</loc>
		<lastmod>2019-09-23T12:44:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-24-lo-ae-jobs-sales-media-renovation-blend-approval-products-digital-news-afl-cios-mortgage-company/</loc>
		<lastmod>2019-09-24T12:51:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-25-ae-corresp-jobs-productivity-credit-los-u-w-tools-plethora-of-events-free-training/</loc>
		<lastmod>2019-09-25T12:27:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-26-ae-lo-jobs-non-agency-cap-mkts-disclosure-products-dive-into-economic-news-pushing-rates/</loc>
		<lastmod>2019-09-26T12:42:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-27-mlo-education-broker-bi-crm-products-econ-news-continues-mortgage-robots/</loc>
		<lastmod>2019-09-27T12:39:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-28-on-a-personal-note/</loc>
		<lastmod>2019-09-28T11:57:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/sep-30-legal-cfo-sales-management-jobs-study-the-fed-the-election/</loc>
		<lastmod>2019-09-30T12:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-1-sales-lo-jobs-books-sales-events-recruiting-products-news-in-conventional-conforming-land/</loc>
		<lastmod>2019-10-01T12:27:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-2-lo-jobs-aot-construction-broker-valuation-products-lots-usda-fha-va-updates-across-the-biz/</loc>
		<lastmod>2019-10-02T12:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-3-lo-jobs-workflow-broker-corresp-products-non-agency-expanded-credit-product-news/</loc>
		<lastmod>2019-10-03T12:50:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-4-lo-jobs-valuation-dpa-correspondent-products-bid-tape-primer-economic-news-moving-rates/</loc>
		<lastmod>2019-10-04T12:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-5-non-mortgage-stories-from-readers-cornball-technology-humor/</loc>
		<lastmod>2019-10-05T12:39:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-7-ae-jobs-business-available-lo-pricing-research-products-approaching-events-training-run-the-gamut/</loc>
		<lastmod>2019-10-07T12:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-8-evp-lo-jobs-digital-corresp-broker-products-hud-fha-va-information/</loc>
		<lastmod>2019-10-08T12:48:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-9-ops-jobs-jv-broker-non-qm-digital-products-changes-at-freddie-usda-primer/</loc>
		<lastmod>2019-10-09T12:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-10-lo-branch-jobs-dpa-pricing-digital-products-mlo-book-vendor-news-lenders-managing-capacity/</loc>
		<lastmod>2019-10-10T12:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-11-ae-mlo-corresp-jobs-marketing-pricing-dpa-2nd-lien-products-vendors-new-wares/</loc>
		<lastmod>2019-10-11T10:31:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-12-the-impact-of-rates-on-lenders-agency-risk-transfers-continue-our-changing-language/</loc>
		<lastmod>2019-10-12T12:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-14-lo-jobs-analysis-broker-underwriting-tools-disaster-new-fema-buys-properties/</loc>
		<lastmod>2019-10-14T12:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-15-ops-lo-jobs-recruiting-marketing-pos-appraisal-products-non-qm-company-product-news/</loc>
		<lastmod>2019-10-15T12:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-16-sales-jobs-broker-los-warehouse-products-coast-to-coast-events-and-free-training/</loc>
		<lastmod>2019-10-16T12:38:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-17-fraud-correspondent-home-equity-products-warehouse-facility-for-sale-hud-flood/</loc>
		<lastmod>2019-10-17T12:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-18-sales-mlo-ae-jobs-broker-fraud-credit-hedging-products-lenders-adjust-to-fha-changes/</loc>
		<lastmod>2019-10-18T12:02:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-19-letters-on-electronic-signatures-cyber-threats-los-staying-abreast-on-compliance-sofr-transition-updates/</loc>
		<lastmod>2019-10-19T11:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-21-ae-jobs-non-qm-affordable-housing-income-products-vendor-news-what-is-driving-rates/</loc>
		<lastmod>2019-10-21T11:45:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-22-controller-job-appraisal-broker-construction-products-vendor-news/</loc>
		<lastmod>2019-10-22T11:25:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-23-sales-mlo-marketing-jobs-anti-fraud-title-broker-products-conv-conforming-news/</loc>
		<lastmod>2019-10-23T12:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-24-lo-jobs-broker-bi-credit-pos-cap-mkts-tools-vendors-partnering-raising-money/</loc>
		<lastmod>2019-10-24T12:43:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-25-cfo-job-non-qm-qc-dpa-broker-products-corresp-wholesale-soundbites/</loc>
		<lastmod>2019-10-25T12:32:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-26-notes-on-the-mortgage-experience-market-share-shifts-appraisal-waivers-state-laws-in-flux/</loc>
		<lastmod>2019-10-26T10:08:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-28-it-job-title-insurance-opportunity-tpo-products-fema-news-brexit-extension-impacts-rates/</loc>
		<lastmod>2019-10-28T12:01:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-29-lo-jobs-u-w-broker-compliance-products-ellie-capsilon-deal-big-banks-back-into-fha-lending/</loc>
		<lastmod>2019-10-29T12:01:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/oct-30-it-bus-dev-jv-jobs-non-qm-broker-products-lots-of-approaching-training-events-coast-to-coast/</loc>
		<lastmod>2019-10-30T12:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/halloween-19-sr-ops-lo-cap-mkts-jobs-pricing-products-loan-processing-survey-results/</loc>
		<lastmod>2019-10-31T12:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-1-lo-jobs-compliance-construction-qc-pen-booty-products-86-of-ginnie-biz-from-nonbanks/</loc>
		<lastmod>2019-11-01T12:35:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-2-2020-industry-forecast-freddie-risk-transfers-continue-sales-video/</loc>
		<lastmod>2019-11-02T11:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-4-servicing-lo-jobs-broker-pricing-workflow-products-bank-and-vendor-ma-rolls-on/</loc>
		<lastmod>2019-11-04T11:48:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-5-recruiting-training-marketing-products-primer-on-employment-labor-participation/</loc>
		<lastmod>2019-11-05T14:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-6-lo-jobs-warehouse-tech-integration-tools-wholesale-ginnie-booming-trade-status-primer/</loc>
		<lastmod>2019-11-06T13:38:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-7-lo-jobs-appraisal-dpa-broker-condo-products-legal-settlement-news-lender-ma/</loc>
		<lastmod>2019-11-07T13:48:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-8-lo-sales-mgt-jobs-sales-audit-tools-vendors-raising-10-year-yields-3-month-50-bp-move/</loc>
		<lastmod>2019-11-08T13:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-9-libor-sofr-transition-in-the-primary-state-lending-law-changes/</loc>
		<lastmod>2019-11-09T12:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/11-11-lo-c-level-jobs-lender-for-sale-dpa-fullfillment-products-primer-on-treasury-vs-mortgage-rate-moves/</loc>
		<lastmod>2019-11-11T13:47:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-12-marketing-lo-jobs-compensation-sales-underwriting-tools-tariffs-trade-rate-primer/</loc>
		<lastmod>2019-11-12T13:28:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-13-vp-job-underwriting-broker-ecoa-free-lpmi-products-fire-flood-updates/</loc>
		<lastmod>2019-11-13T13:48:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-14-lo-jobs-broker-marketing-dpa-tools-gse-changes-yield-curve-employment-mortgage-rates/</loc>
		<lastmod>2019-11-14T13:38:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-15-lo-jobs-pos-home-equity-budgeting-tools-extensive-reports-on-rise-of-non-bank-lending/</loc>
		<lastmod>2019-11-15T13:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-16-state-level-lending-changes-primer-on-the-term-repo-why-its-good-to-know-the-basics/</loc>
		<lastmod>2019-11-16T12:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-18-lenders-wanted-licensing-loan-data-non-qm-products-customer-service-survey-no-fed-move-til-april/</loc>
		<lastmod>2019-11-18T13:35:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-19-lo-valuation-jobs-training-marketing-broker-products-m-stocks-bonds-rates/</loc>
		<lastmod>2019-11-19T11:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-20-mlo-jobs-io-construction-non-qm-products-lots-going-on-at-ff-like-adopting-sofr-for-arm-loans/</loc>
		<lastmod>2019-11-20T13:37:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-21-controller-mlo-jobs-broker-u-w-sales-leads-workflow-tools-upcoming-events-training/</loc>
		<lastmod>2019-11-21T13:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-22-cfo-recruiting-lo-jobs-processing-forecasting-application-tools-deep-dive-into-hecms/</loc>
		<lastmod>2019-11-22T13:01:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-23-letters-on-mobile-app-information-and-cyber-security-risk-transfer-a-transitional-licensing-update/</loc>
		<lastmod>2019-11-23T12:57:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-25-legal-sales-non-qm-products-customer-experience-trends/</loc>
		<lastmod>2019-11-25T13:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-26-bus-dev-lo-ops-compliance-jobs-broker-portfolio-marketing-products-cfpb-is-taking-on-lo-comp/</loc>
		<lastmod>2019-11-26T13:43:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-27-lo-jobs-borrower-retention-tool-2020-loan-limits-spelled-out-fed-addressing-haves-have-nots-disparity/</loc>
		<lastmod>2019-11-27T13:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-29-specified-spec-pools-vendor-mania-lender-vendor-disaster-news/</loc>
		<lastmod>2019-11-29T13:32:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/nov-30-agencies-shifting-risk-reducing-taxpayer-exposure-increasing-capital-indirectly-helping-borrowers/</loc>
		<lastmod>2019-11-30T13:28:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-2-ae-lo-jobs-heloc-marketing-training-products-fha-va-ginnie-robots-at-hud/</loc>
		<lastmod>2019-12-02T13:01:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-3-lo-jobs-reno-construction-rental-products-m-training-events-for-dec/</loc>
		<lastmod>2019-12-03T13:22:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-4-secondary-lo-ae-jobs-broker-anti-fraud-marketing-tools-compliance-news-what-is-egrrcpa/</loc>
		<lastmod>2019-12-04T13:34:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-5-ops-lo-jobs-workflow-webinar-just-missed-products-random-vendor-news-rates-steady/</loc>
		<lastmod>2019-12-05T13:41:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-6-u-w-lo-jobs-crm-u-w-budgeting-tools-why-los-should-care-about-trade-tariffs/</loc>
		<lastmod>2019-12-06T13:39:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-7-compliance-primer-respa-udaap-change-in-circumstance-state-lending-law-changes/</loc>
		<lastmod>2019-12-07T13:02:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-9-sr-mgt-lo-ops-jobs-marketing-cloud-products-investor-lender-fha-va-changes/</loc>
		<lastmod>2019-12-09T13:37:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-10-secondary-lo-jobs-leads-automation-marketing-tools-shift-in-evaluating-credit/</loc>
		<lastmod>2019-12-10T13:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-11-sales-job-retention-reno-non-qm-products-servicing-biz-primer-prepayment-speeds/</loc>
		<lastmod>2019-12-11T13:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-12-lo-ops-jobs-broker-back-office-non-qm-aot-products-upcoming-events-rates-yawn/</loc>
		<lastmod>2019-12-12T13:48:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-13-marketing-consumer-direct-jobs-correspondent-processing-broker-products-deep-capital-markets-dive/</loc>
		<lastmod>2019-12-13T13:44:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-14-letters-on-employee-performance-hfas-disposable-income-libor-hr-christmas-party-humor/</loc>
		<lastmod>2019-12-14T13:13:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-16-ae-lo-jobs-non-del-u-w-analytics-crm-tools-jumbo-non-qm-trends-whos-doing-what/</loc>
		<lastmod>2019-12-16T13:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-17-ops-lo-jobs-profitability-organizational-non-qm-tools-comp-survey-events-co-branding-jvs-rampant/</loc>
		<lastmod>2019-12-17T13:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-18-lo-ae-jobs-sales-broker-regulatory-tools-lenders-react-to-taxpayers-first-act-paperwork-rates-quiet/</loc>
		<lastmod>2019-12-18T13:43:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-19-mlo-jobs-digital-broker-correspondent-products-vendor-updates-holiday-trading-in-bond-market/</loc>
		<lastmod>2019-12-19T13:42:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-20-u-w-sales-jobs-los-training-digital-products-what-is-or-isnt-moving-mortgage-rates/</loc>
		<lastmod>2019-12-20T13:46:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-21-irs-clarifies-taxpayer-first-guidelines-letters-on-politics-the-election-sales-management/</loc>
		<lastmod>2019-12-21T13:32:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-23-jv-compliance-digital-products-customer-service-trends-capital-markets-steady/</loc>
		<lastmod>2019-12-23T13:43:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-24-vendor-partnership-repo-activity-household-debt-tariffs-and-shelter-costs-in-the-capital-markets/</loc>
		<lastmod>2019-12-24T13:39:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-26-boxing-day-compliance-job-2020-forecasts-news-from-ginnie-usda-investors-following-fha-va-changes/</loc>
		<lastmod>2019-12-26T13:46:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-27-ae-jobs-affordable-lending-first-time-buyer-products-updates-on-the-new-urla-and-conv-loan-amounts/</loc>
		<lastmod>2019-12-27T13:44:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-28-readers-letters-on-the-current-ma-activity-the-irs-fee-increase-and-the-outlook-for-2020/</loc>
		<lastmod>2019-12-28T13:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-30-vendor-lender-survey-taxpayer-first-act-updates-program-china-our-interest-rates/</loc>
		<lastmod>2019-12-30T13:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/dec-31-sales-jobs-safe-act-policies-not-uniform-around-the-biz-impeachment-process-is-not-driving-rates/</loc>
		<lastmod>2019-12-31T13:37:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/first-opinion/</loc>
		<lastmod>2020-01-01T21:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-2-marketing-lo-jobs-upcoming-coast-to-coast-training-who-is-buying-mbs/</loc>
		<lastmod>2020-01-02T13:36:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-3-mlo-jobs-pricing-broker-products-m-credit-middle-east-driving-rates/</loc>
		<lastmod>2020-01-03T13:28:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-4-changes-in-capital-markets-agency-risk-transfer-helping-borrowers-credit-linked-note-primer/</loc>
		<lastmod>2020-01-04T13:20:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-6-ae-lo-jobs-profitability-non-qm-subservicer-review-products-wholesale-correspondent-changes/</loc>
		<lastmod>2020-01-06T13:30:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://chrismancommentary.com/post/jan-7-mlo-jobs-marketing-pricing-strategy-tools-upcoming-events-training-run-the-gamut/</loc>
		<lastmod>2020-01-07T13:43:18+00:00</lastmod>
	</url>
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