Daily Commentary
by Rob Chrisman · Published every weekday since 2008
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Apr. 30: Cap mkts. Job; Forecasting, data, underwriting tools., credit monitoring tools; Webinars and thought leadership; STRATMOR Insights
As an industry, we tend to care about interest rates, especially mortgage rates. (A recent STRATMOR piece is titled, “Mortgage Rates Are Not Random.”) But there is a group of people much less sensitive to rates and represent competition to lenders. All-cash home purchases have remained structurally elevated since early 2023, averaging 28 percent of existing home sales, well above the post-2015 norm of 23 percent, and consistently exceeding that benchmark since late 2022. Affluent households,...
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