On this episode of Capital Markets Wrap presented by Polly, our panelists discuss the fallout from Rohit Chopra's removal from the CFPB, the impact on TRID/ATR enforcement, and the misconception that regulations will disappear without legislative change. They also cover tariffs and other key regulatory challenges.

On this month's Capital Markets Wrap presented by Polly, Rob Chrisman hosts a conversation with Ira Selwin, James Baublitz, and Marcus Lam, discussing key trends in the mortgage and capital markets. Mortgage Market Insights: Ira Selwin emphasizes adaptability in the current high-rate environment (7%–7.25%), where flexible lending is becoming essential. He advises lenders to focus on what they can control, like originations and recruitment, rather than predicting rates. He also underscores the importance of buying homes now, even if rates drop later. Education & Training: James Baublitz explains that the Academy attracts a diverse group of professionals, from loan officers to tech experts, all seeking to expand their secondary marketing and capital markets knowledge. He highlights the need for professionals to understand complex mortgage products, from servicing cash flows to MSRs. Technology in Training: Marcus Lam discusses Polly’s AI-powered tools that help mortgage professionals learn more effectively, offering interactive guides and personalized support. He humorously recalls a conference experience where he was distracted by a puppy event. M&A and Market Shifts: Rob Chrisman predicts an uptick in mergers and acquisitions in the mortgage space, driven by companies rethinking their strategies in response to the tough market conditions. The discussion highlights industry challenges like rate volatility, the importance of education, and how companies are leveraging technology and adaptability to succeed in a changing market.

On this episode of Capital Markets Wrap presented by Polly, our panelists Rob Chrisman, Rob Kessel, and Marchs Lam dive into the latest trends in Treasury security spreads and explore their potential effects on mortgage rates. They also discuss the future of the GSEs, examining how Fannie Mae and Freddie Mac might adapt to the changing market and what this means for business with them going forward.

This month's Capital Markets Wrap presented by Polly that breaks down all things secondary marketing post-election is one you won't want to miss. Moderator Rob Chrisman is joined by usual panelists Ira Selwin, Rob Kessel, and Marcus Lam to talk recent volatility, Freddie and Fannie's conservatorship, the focus of capital markets desks moving into 2025, and more.

With Rob C. changing travel plans due to Hurricane Milton, Robbie joins Rob Kessel, Ira Selwin, and Marcus Lam on this month's Capital Markets Wrap p/b Polly to discuss loan amount limits, Freddie Mac's new LPA choice, natural disasters' impacts on the ability to close loans, and how recapture assumptions are driving servicing values.

Ira, Marcus, and Robbie touch on all the latest from the capital markets side of things, from early payoffs to MSR values, chatter in the hallways from the TMC conference in Denver, and also go through some capital markets 101 and 202 for origination staffs.

In the first Capital Markets Wrap presented by Polly episode, Rob Chrisman is joined by Ira Selwin, Marcus Lam, and Rob Kessel to discuss buybacks and early payoff penalties, hedging from days gone by, and origin stories for how each panelist got into the secondary marketing side of things.