The vast majority of residential mortgages in the United States are originated, underwritten, funded, and ultimately sold in accordance...

Over the past 15 years, the mortgage lending landscape has completely flipped. In 2010, depository institutions originated 81% of all...

In today's evolving financial landscape, the current approach to underwriting is falling short and fails to accommodate the profiles of...

The January prepayment speed report, based on February 2025 data, revealed a notable 14 percent decline in aggregate Fannie Mae 30-year...

The CFPB is on pause. Will the Bureau ever return? If not, what will be the ramifications for the industry? I gaze into my crystal ball...

Leveraging Community Roots  When the Great Recession hit in 2008, America’s largest banks left a void in mortgage lending – one that...

Lenders picking up market share right now aren’t waiting for rates to drop. They’re adapting, innovating, and playing   offense while...

Everyone in the mortgage industry seems convinced that 7%+ rates are here to stay for 2025. Here’s why I think   they’ve got it wrong.  ...

As we begin 2025, it is imperative to examine how the evolving mortgage market is affecting first-time homebuyers. Historically, this...

Predicting the future is always a challenge, and no one has the crystal ball to foresee exactly what will happen in 2025, especially when...

As we embark on a new year, it’s essential for decision makers at mortgage companies to focus on setting clear goals and aligning...

When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a...

'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...

As we look ahead to 2025, the mortgage industry is poised for significant shifts driven by economic conditions, policy changes, and...

As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...

Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...

As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...

The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...

While none of us possess a crystal ball, signs point to major transformation driven by a combination of higher-for-longer interest rates,...

By Chrissy Brown, Chief Operations Officer at Atlantic Bay Mortgage Group The mortgage business has traditionally been a male-dominated...