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Rob Chrisman
15 hours ago
Understanding the Calculation of Tangible Net Worth and Adjustable Tangible Net Worth for Mortgage Companies
In the mortgage industry, accurately assessing a company’s financial strength is crucial for both regulatory compliance and effective...
Rob Chrisman
Dec 31, 2024
Lock Extensions: How/Why They Cost Money
When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a...
Rob Chrisman
Dec 30, 2024
Treasury Auctions: Who Cares? You Should. A Primer
There are many different ways to sell things: a lemonade stand, a flea market, through Target, or at an auction, to name but a few....
Rob Chrisman
Dec 27, 2024
Tariffs: A Primer
There is obviously no tariff on lenders (lord knows we have enough financial hurdles), but tariffs do impact the supply and demand of...
Rob Chrisman
Dec 26, 2024
The ABC's of Mortgage Securities: A Primer
What’s the difference between government bonds and men? Bonds mature. Don’t worry… I won’t make your eyes glaze over. The question always...
Dan Libby
Dec 10, 2024
In Volatile Times of Transition, the MSR Market Seeks to Both Safeguard Shareholder Value and Unlock its Potential
Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices The current landscape of the mortgage...
Anonymous Top Originator
Nov 26, 2024
What It Takes to Be a Good Loan Originator
Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...
Rob Chrisman
Nov 25, 2024
Servicing Released Versus Retained Decision Making
As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...
Rob Chrisman
Nov 20, 2024
The President of the United States Doesn’t Set Rates
But policies impact them. Although the general population may not grasp that fact, those in our industry know better, or should. While...
Robbie Chrisman
Nov 15, 2024
MBS Settlements and Dollar Rolls
In the world of MBS, Class A and Class B dollar rolls happened this week. Class A, B, and C MBS (mortgage-backed securities) refer to the...
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