The first quarter of 2025 presented a mixed picture of the U.S. economy and housing market’s future. Tight monetary policy and...

President Trump unveiled sweeping new tariffs last week, but the financial markets weren’t impressed—stocks dropped roughly 5 percent,...

The interest rate markets have a way of humbling almost all the ‘experts’ and the very first thing you learn in Secondary Marketing is...

Prepayment speeds, aka how quickly borrowers pay off their loans ahead of schedule (whether through refinancing or selling their homes),...

Yesterday, Figure announced the formation of a new guarantor vehicle in partnership with major asset manager Sixth Street, marking a...

Fiscal and monetary policies are two key levers that governments and central banks use to manage economic stability, yet they operate in...

In recent years, workers in lower-paid industries have faced significantly tougher economic conditions than their higher-income...

I would be surprised if those homes in Southern California that have burned have paid enough premiums to insurance companies to cover...

As we embark on a new year, it’s essential for decision makers at mortgage companies to focus on setting clear goals and aligning...

No one expects conventional conforming rates to drop if & when they leave conservatorship which they’ve been in for over 16 years. The...

When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a...

There are many different ways to sell things: a lemonade stand, a flea market, through Target, or at an auction, to name but a few....

My wife and I took the kids to London for their winter break. As the English would say, the trip was “just lovely,” filled with trips to...

There is obviously no tariff on lenders (lord knows we have enough financial hurdles), but tariffs do impact the supply and demand of...

What’s the difference between government bonds and men? Bonds mature. Don’t worry… I won’t make your eyes glaze over. The question always...

'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...

The prospect of Fannie Mae and Freddie Mac (the GSEs) being released from U.S. government conservatorship and restored to their former...

Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices The current landscape of the mortgage...

The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...

But policies impact them. Although the general population may not grasp that fact, those in our industry know better, or should. While...