Blog | Chrisman Commentary

Aug 30

Aug. 30: Verification, marketing, broker products; NAR settlement opinion; inflation easing helping keep rates stable

(In honor of labor, there is no Commentary tomorrow; Tuesday will be the next one. But in honor of August 31 being National Bacon Day, we...

Rob Chrisman

Aug 29

Thought Leadership

Yield Curve Primer for Originators

Why should an MLO or borrower care about the yield curve? Let’s start with some basics. The curve (e.g., a graph) represents interest...

Rob Chrisman

Aug 29

Daily Commentary - August

Aug. 29: LO jobs; hedging, compliance, dashboard tools; STRATMOR & the importance of relaxing; Patelco cyberattack; Primer on the yield curve shift

“Why do psychics have to ask you for your name?” The future is always murky, at best, even to those who tell us that they can predict...

Brian S. Levy

Aug 28

Thought Leadership

The NAR Settlement; Apocalypse No

Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the...

Rob Chrisman

Aug 28

Daily Commentary - August

Aug. 28: Title insurance co. for sale; AVM, compliance, fee collection, Non-QM products; Conventional conforming program updates

How dedicated are you to mortgages? This dedicated? I hope not. Owners and CEOs of smaller companies are certainly dedicated to our...

Rob Chrisman

Aug 27

Daily Commentary - August

Aug. 27: Broker programs, processing & workflow automation, business strategy, webinars & conferences to mid-September

Why can’t lending be simple… like “The Revolutionary Haircutting System You've Come to Love!” They even have the forethought to take the...

Rob Chrisman

Aug 26

Daily Commentary - August

Aug. 26: Retail mgt., LO jobs; Compliance, fee collection, processing, commercial lending products; HomeLight funding; FHA, USDA updates

A pair of scissors is not trivial. Did you read the story on how thirty-six flights were cancelled , and 201 delayed, at a Japanese...

Matt Tully

Aug 26

Thought Leadership

Regulation X Updates and The Role of AI and Real-Time Data For Mortgage Servicers

On July 10 , the Consumer Financial Protection Bureau (CFPB) released its first significant update to Regulation X in nearly ten years....

Rob Chrisman

Aug 24

Daily Commentary - August

Why join a state organization? Vendor news; Saturday Spotlight: TransUnion

We’re in a numbers business. Others as well… like crayons. Who knew that making turkey drawings from outlining hands is exciting...

The Strategic Advantage of Dual Licensing for Real Estate Agents

Luca Dahlhausen

Aug 23

Thought Leadership

The Strategic Advantage of Dual Licensing for Real Estate Agents

One of the most effective ways for agents to navigate this new environment is by becoming dual-licensed.

Rob Chrisman

Aug 23

Daily Commentary - August

Aug. 23: Bus. Dev., LO jobs; staffing service, warehouse, marketing, AI tools; join an organization! Shared appreciation mortgage

“There's a fine line between a numerator and a denominator. Only a fraction of people will find this funny.” Our business is a business...

Rob Chrisman

Aug 22

Daily Commentary - August

Aug. 22: LO jobs; hedging, HELOC, QC audit products; profitable 2nd quarter; Trigger lead update; the CFPB & Fay Servicing; STRATMOR & CX

“Great news! I got the whole plane to myself! The large group going to the psychic’s convention all cancelled at the last minute.” (No,...

Rob Chrisman

Aug 21

Daily Commentary - August

Aug. 21: DSCR, HELOC, VA IRRRL, market analysis, and AVM products; training and events up to, and past, Labor Day

This morning, I head from Los Angeles to Orlando, FL for the big NAMMBA Connect event. I received this question. “Rob, in your travels,...

Rob Chrisman

Aug 20

Daily Commentary - August

Aug. 20: Tax & audit, NAR information, appraisal, DPA, cyber-attack products ; Agency news; interview with MBA's Sasha Hewlett on capital markets

Sometimes things are confused with other things. ( What do racoons think of Tesla trucks? Those trucks are easy to make fun of .) There...

Matthew VanFossen

Aug 19

Thought Leadership

Leveraging PropTech to Evolve within the Rapidly Changing Mortgage Landscape

Over the past decade, lenders and consumers have experienced a profound innovation-driven technological evolution in how they operate and...

Rob Chrisman

Aug 19

Daily Commentary - August

Aug. 19: Recruiter accepting applicants; HELOC data, broker, correspondent processing tools; investor disaster news

A quick note for anyone coming to the California MBA’s Western Secondary via LAX and taking a ride share to the venue: grab the lime...

Rob Chrisman

Aug 19

Daily Commentary - August

Aug. 17: Real estate commission changes: don't give legal advice; dual licensing opportunities; FTC addresses fake reviews

Let’s end the week with something non-mortgage, but of great interest to many in the lending biz. Like sands through an hourglass…...

Rob Chrisman

Aug 16

Daily Commentary - August

Aug. 16: Exec. available; verification, social media, warehouse tools; virtual STRATMOR CX workshop; FHA news; jumbled econ news

On a sad note, entrepreneur “Famous Amos” passed away a few days ago. Cookies are a major food group for me, and here was a fellow who...

Jeremy Potter and Kenon Chen

Aug 15

Thought Leadership

The Starter Home (1934-2024): An Obituary

The family of the Starter Home announced their passing at 90 years old of completely predicted and foreseeable causes. The Starter Home...

Rob Chrisman

Aug 15

Daily Commentary - August

Aug. 15: AE job expansion; hedging, pricing, Realtor service, Home Eq title, AI products; STRATMOR on referral fallout; Sept. events

Looking at the attendees of various mortgage events around the nation over the last several months, I remember back to when a “new hip...

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