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Rob Chrisman
Dec 1, 2024
Nov. 30: Christmas idea - Books for your staff or friends by/about authors in our biz; vendor updates; inflation from unusual sources
I doubt if prices are going to drop like the trusting folks in this video . Despite what was said during the campaign, no president, or...
Rob Chrisman
Nov 29, 2024
Nov. 29: Lender wanted; LO jobs; PR, dashboard, automation, cap. markets school products; FHA, HECM, HUD updates
“I was late to my cannibal family's Thanksgiving dinner. I got the cold shoulder.” LOs are experts on family life and demographics. The...
Rob Chrisman
Nov 27, 2024
Nov. 27: LO, AE, Ops jobs; automatic workflow, POS, IRS verification tools; 2025 conforming loan limit changes begin 1/1
“Rob, my borrowers would be really happy with rates well below 7 percent. When will we get there?” A wise economist with the MBA once...
Rob Chrisman
Nov 26, 2024
Nov. 26: SVP of Credit job; exec available; pre-approval letters, IRS verification, DPA tools; Impending changes in regulators; MBA drops forecast
“If there's anyone out there who has no family and is planning to stay home alone this Thanksgiving, please let me know. I need to borrow...
Rob Chrisman
Nov 25, 2024
Nov. 25: AE, LO jobs; Verification, servicing, appraisal review tools; webinars and training for December and beyond
“Pro tip” to start the week: Be sure to bring up politics at your family's Thanksgiving dinner. You'll save a lot of money on Christmas...
Rob Chrisman
Nov 23, 2024
Nov. 23: Thoughts on appraisal waivers, motivating builders, and an Agency shakeup in 2025; vendor news; the ol' turkey prank
The internet is good for some aspects of the news, like telling us that Trump is nominating Scott Bessent to be the Treasury Secretary....
Rob Chrisman
Nov 22, 2024
Nov. 22: Ops manager job; eRESI capital infusion, warehouse mgt. tool; Fannie's forecast & Freddie's repurchase alternative; turkey humor
Want a house for a dollar? Italy has them … figure out the impact on comps for appraisals! To the best of my knowledge, my cat Myrtle...
Rob Chrisman
Nov 21, 2024
Nov. 21: Correspondent, appraisal waiver, loan sales, fee collection tools; Primer on MBS classes; non-Agency news
This morning I head from Columbia, MO (“COMO”… big thumb’s up for Sophia’s Italian) to Kansas City for the KC MBA luncheon . I have seen...
Rob Chrisman
Nov 20, 2024
Nov. 20: U/W, LO, AE jobs; customer service, cybersecurity, LLPA protection tools; STRATMOR on repurchases; Politicians don't set mortgage rates: policies do
“I thought swimming with dolphins was expensive until I went swimming with sharks. It cost me an arm and a leg.” Through the wonders of...
Rob Chrisman
Nov 19, 2024
Nov. 19: Servicing, LO jobs; jumbo, non-QM, milestone, HMDA review tools; impact of disasters on GSE loans; interview with Cross Country's Matt Weaver
“What do giraffes and zoning regulations have in common? They both don't exist in Texas.” I am not heading there for a while, but instead...
Rob Chrisman
Nov 18, 2024
Nov. 18: LO jobs, personnel moves; FHA, HELOC, VOIE, DPA products; webinars & training this week; climate impact interview
“I didn't make it to the gym again today. That makes five years in a row.” I did, however, make it to the aerodrome over the weekend,...
Rob Chrisman
Nov 16, 2024
Nov. 16: The direction of Freddie & Fannie; STRATMOR on customer experience; vendor news; Saturday Spotlight: TransUnion
Sometimes, in the mortgage process, speed is critical. The same with drive-through food. Taco Bell has done it, coming in with the...
Rob Chrisman
Nov 15, 2024
Nov. 15: LO jobs; secondary, AI workflow, appraisal waiver, HMDA analysis, lead gen tools; MBA reports costs of $10,716 per loan
"To the person who stole my glasses. I will find you; I have contacts." Here in Cleveland, much of the mortgage talk involves conjecture...
Rob Chrisman
Nov 14, 2024
Nov. 14: LO jobs & retail transitions; corresp., wholesale, document automation tools; FHA, USDA changes; Mark Calabria interview
Demographics matter. Although I am sending today’s Commentary out from a Dunkin’ near Columbus, Ohio, yesterday I found myself visiting a...
Rob Chrisman
Nov 13, 2024
Nov. 13: Broker opportunities; capital markets class, CFO oversight, correspondent, non-QM products; Freddie & Fannie changes
“When I was young man, I met a girl in Tennessee who turned out to be a moonshiner’s daughter. That was a long time ago. But I love her...
Rob Chrisman
Nov 12, 2024
Nov. 12: Product mktg. mgr. job; non-QM, shared appreciation, closed 2nd, AVM, SOC compliance tools; webinars & training this week
What would lenders do without telephones and phone calls? In 1947 area codes were created by AT&T. Metropolitan areas were given low...
Rob Chrisman
Nov 11, 2024
Veterans Day: LO job, JV partners, lenders wanted; HELOC, affordable housing, refi analysis tools; primer on why extensions cost money
My newsfeed says that a sea lion escaped from the Atlanta Aquarium. Apparently, they have to re-seal the tank. Today, I head to Atlanta,...
Rob Chrisman
Nov 9, 2024
Nov. 9: Changes in government personnel ahead? Thoughts on less regulation but higher rates; Saturday Spotlight: MoneyThumb
Money is a funny thing. Do you have a Starbucks gift card in your car’s glove box or purse? You’re not alone: in its report on Q3...
Rob Chrisman
Nov 8, 2024
Nov. 8: Lenders wanted; HELOC, broker, appraisal, DPA products; why credit costs matter; Q3 earnings all over the map
Many believe, and with good reason, that there will be some turnover at the CFPB coming up. Here are the pay grades if you’re interested...
Rob Chrisman
Nov 7, 2024
Nov. 7: Best ex, hiring risk mitigation, DPA, correspondent, dashboard tools; MBA Prez Broeksmit on the election; why rates are up
You knew that Minnesota has 90,000 miles of shoreline, more than California, Florida, and Hawaii combined, right? Here at Servion’s ...
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